Find out which BTG+ cards are available

Find out everything about BTG+ cards, how they work, what their benefits are, how to apply for them and much more!

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BTG+ was born from one of the largest banks in Latin America, BTG Pactual. As part of a group that has been in the financial investment sector for over 30 years, BTG+ is a complete bank that offers a variety of services to its users, ranging from digital accounts and loans to credit cards. In this post, you will learn more about how the cards work and what services are offered.

• BTG+ cards and their benefits.
• What is the limit?
• How to request them?

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Read also: Best credit cards for people with low credit scores

BTG+ Gold Card

This option of credit card It is one of the most basic cards offered by the company, but it still has several benefits that may surprise applicants, since the card was created to meet the daily needs of consumers. So if you are looking for a card that offers practicality and security, BTG+ Gold may be the ideal option for you. It is worth mentioning that to obtain this card there is no need to prove a minimum income, but it is worth remembering that because it is a simpler option, which will serve an audience that seeks functionality and practicality, the income amount can be up to a minimum wage. As I said before, the benefits offered by this card, which is characterized as “basic”, are incredible. See below what they are: Benefits:

• Mastercard Gold Benefits;
• Points program;
• Cashback;
• Extended warranty insurance;
• Zero annual fee;
• Ivest+ (investment program offered by the bank);
• Withdrawals from Banco24Horas networks.

BTG+ Mastercard Platinum Card

The BTG+ Platinum card is ideal for those who love to travel and are looking for more exclusivity. So, if you want a card that offers international coverage, the BTG+ Platinum may be the ideal option for you. The card has several exclusive services that can make a difference when choosing a card. However, one of the negative points is that the card is only recommended for people who have a minimum income of R$7,000 or investments of at least R$30,000. In addition, there is an annual fee of R$$ 540.00 that can be paid in up to 12 installments. Despite having a high annual fee, it is worth applying for the card, since the benefits offered are worth the annual fee. Check out what they are below:

• Travel insurance;
• Option to choose the color of the card;
• Global healthcare;
• Points program;
• Cashback;
• Mastercard Travel Rewards;
• MasterCar Insurance;
• Airport concierge;
• Priceless cities.

BTG+ Mastercard Black Card

The BTG+ Black card is the top of the line card offered. It is ideal for those looking for more exclusive and VIP services. It has a multitude of exclusive benefits that only Black customers are entitled to. With services that can be used abroad, it may be the best option for you who want to have a card that offers all the necessary features. It is worth mentioning that the card is only offered to customers who have a minimum income of over 15 thousand reais or investments of at least 100 thousand reais. In addition, the user must pay a monthly fee of 90 reais, but there is the possibility of being exempt from the fee, just accumulate 12 thousand in expenses on the credit card or invest at least 100 thousand. It is clear that the card is not suitable for everyone, but if you meet the required requirements, it is worth considering the card, since it offers all types of assistance. Benefits:

• Vip LoungeKey;
• Option to earn miles;
• Special IOF;
• Cashback of up to 1%;
• Boing WIFI;
• Coverage for delayed or lost baggage;
• Protection against ATM theft;
• Mastercard Airport Experiences;
• Purchase protection;
• Mastercard Travel Rewards;
• Priceless cities.

What is the limit for BTG+ cards? request?

BTG+ bank cards have also been surprising some customers, as there are reports of initial limits ranging from R$7,000 to R$11,000.

How to apply?

First, to request your card, you must open a BTG+ digital account and follow these steps:

• Download the BTG+ app;
• Register (you will be asked for some personal information, and you will also send photos of your documents, as well as a selfie holding them).
• Finally, your account will be created and you will be able to request your card directly from the BTG+ app.