Valorizei Recommends: Crefisa Card and Loan
Do you know the advantages of applying for a Crefisa card and loan? The institution offers many benefits that can help you in your daily life.
Announcements
Crefisa offers financial services for all audiences and needs, ranging from credit cards to loans.
Therefore, we have selected some products that are available for your profile. In fact, you can request them at any time, and even those with negative credit ratings have a chance of being approved!
Make your dreams come true with the Crefisa personal loan
We have a great opportunity for you who need urgent money: Crefisa personal loan.
Crefisa is a solid and reliable financial institution with great opportunities for those who need money to carry out social projects.
No matter what your goal is – a trip, a course, the purchase of a durable good or even paying off other debts – Crefisa's personal loan will help in this process.
With the Crefisa personal loan, you will put your projects into practice immediately, without worries and without complications.
With this option, you can pay in up to 18 installments and have up to 45 days to pay the first installment.
The Crefisa personal loan accepts those with bad credit, however, it is exclusive to a specific audience, being part of this group:
- Public servants;
- INSS beneficiaries;
- Beneficiaries of the Private Pension Fund and Employees of Mixed Economy Companies.
The contract can be made 100% online, in addition, the money can be deposited into the account in up to 1 business day, including receiving the money on the Crefisa prepaid card.
Also learn about the Crefisa loan for salaried employees
About the Crefisa prepaid card
Another service offered by the institution is prepaid cards, which do not have an annual fee, since they are prepaid and do not work like traditional credit cards, but they do have a monthly fee of R$5.90.
Crefisa cards also have some fees charged for each transaction, such as card exchange, card issuance, transfer, withdrawal, top-up and transfer between Crefisa cards.
Compared to other prepaid cards on the market, Crefisa cards charge higher fees, for example, some cards do not charge issuance and recharge fees.
Additionally, it is important to note that you will not be able to make purchases online, as cards from this institution are not accepted.
Benefits of prepaid card:
Make withdrawals or pay at the Banco24horas network;
Option to top up your card;
Possibility of making purchases on Mastercard networks.
How to apply?
To apply for the card, you must go to a financial institution's service network and request a loan. This way, you will have the option of obtaining a prepaid card, so your loan will also be credited to the card.
To request the other card offered by the institution, which is the Múltiplo Crefisa, the process is a little different, you must check if it is available to you in the financial institution's App, however, to request it you must already have an account with Crefisa.
The institution also offers the possibility of opening an online account, and you will be able to manage your financial transactions, check your balance, and make transfers directly through the Crefisa Mais App, which is available on Google Play or Apple Store.
Required documents:
ID/Driver's License;
Proof of residence;
Bank statement.
You can also manage your Crefisa card through the app, where you can check balances, limits (total, used and available), view invoices (current, past and future), make transfers, block and unblock cards, check statements, among other functions.
It is worth remembering that the cards are issued with the Mastercard brand, so you will be able to use it in many places, as the brand is one of the most accepted in the country.
Card Benefits
- Digital account;
- Benefits of the flag;
- Points program;
- Specialized service;
Other Crefisa products
In addition to personal loans, prepaid cards and credit cards, Crefisa also offers other financial solutions for Brazilians.
For example, with Crefisa, you can advance up to 5 installments of your anniversary withdrawal with the Loan with Advance from FGTS Crefisa.
Additionally, you can advance payment of your INSS benefit, if necessary.
It also offers the Crefisa payroll loan, It has a low interest rate and the installment plan can be up to 84 months.
Another interesting service is Crefisa Pay. With the Crefisa card machine, you can boost your sales and bring more ease and professionalism to your business.
Discover all the financial solutions and products offered by Crefisa right now!
