PagBank Credit Card
The PagBank Credit Card is perfect for consumers who want to take more control of their financial lives. The annual fee is completely free.
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You don't need to have a minimum income to be approved, and it is accepted both nationally and internationally, as it carries the Visa flag.
The card's limit is determined by the balance in your account, and purchases made with it are deducted directly from the balance, allowing you to monitor your spending more precisely.
In addition, the card can be used in various subscription services, such as Telecine Play and Deezer, and in physical and online establishments.
Card approval is practically instantaneous and is available even to people with credit restrictions, apart from that, there is no monthly bill to pay.
Other benefits of PagBank cards include:
- No annual fee: all PagBank cards are free.
- PagBank application: the PagBank app allows you to control your spending and keep track of your credit limit
- Credit cards for individuals and companies: PagBank offers cards with different benefits for individuals and companies.
To apply for a PagBank card, you need a bank account. If you don't already have an account, you can open one for free via the PagBank app.
After opening your account, you can apply for a credit card by following these steps:
- Open the PagBank application.
- Tap on the "Cards" tab.
- Tap on "Credit Card".
- Tap on "Request card".
- Enter the amount of the limit you want.
- Select the day the invoice is due.
- Tap on "Request free card".
PagBank will analyze your registration and, if approved, the card will be sent to the address provided.
There are two ways to apply for a PagBank credit card:
- Balance reserve: you can reserve an amount from your PagBank account balance as a limit for the card. The minimum amount is R$ 150.
- CDB investment: you can apply an amount to a PagBank CDB as a limit for the card. The minimum amount is R$1.
If you choose to reserve a balance, the amount will be blocked on your account until the bill is paid. If you choose to invest in a CDB, the investment amount will be used as a limit for the card.
The PagBank credit card is free and offers cashback on purchases made in partner stores. What's more, the money left in the account earns an automatic return.
The amount set aside to be used as a credit card limit also earns a return - it even earns 2x more than savings.
Other than that, it is guaranteed by the Credit Guarantee Fund and the limit can be up to R$100 thousand.
So, download the app or go to PagBank website and apply for your credit card now.
