How to apply for the ICBC Mastercard Standard card and who can apply?
The ICBC Mastercard Standard is an international credit card that can be applied for by anyone who has a current or savings account with ICBC Bank in China.
Announcements
If you are not yet a customer of the bank, you can open an account through the bank's website or app, or at one of the bank's branches.
What are the requirements to apply for the ICBC Mastercard Standard card?
This card is a basic and affordable alternative. Therefore, even its application is easy, requiring little from interested parties.
To apply for the ICBC Mastercard Standard, you must:
- Be over 18 years of age
- Have a minimum income of 3,000 yuan per month (or equivalent in another currency)
- Not having restrictions on your name in credit protection agencies, such as the China Social Credit System
What documents are required to apply for the ICBC Mastercard Standard card?
To apply for the ICBC Mastercard Standard, you must present the following documents:
– Identification document
– Tax Identification Number (NIF)
– Proof of income
– Proof of residence
You can submit the documents via the bank's website or app, or take them in person to one of the ICBC branches.
How to apply for ICBC Mastercard Standard card?
To apply for the ICBC Mastercard Standard, you must follow these steps:
- Visit the website or ICBC bank app and log in to your account
- Choose the “Cards” option and then “Request Card”
- Select ICBC Mastercard Standard and click “Continue”
- Fill out the form with your personal, professional and financial details
- Send the documents requested by the bank
- Wait for the bank's credit analysis
- If approved, you will receive an email or SMS confirming approval and informing you of the initial limit on your card.
- You will receive your card within 15 business days at the registered address.
- Unlock your card via the bank's website or app and create your password
Is the ICBC Mastercard Standard card worth applying for?
The ICBC Mastercard Standard Card It is a good card for those looking for an international credit card with exclusive benefits from ICBC bank and Mastercard flag.
It allows you to make purchases anywhere in the world that accepts Mastercard, accumulate points that can be exchanged for products or services, pay for your purchases in interest-free installments, among other advantages.
However, the card also has some disadvantages that should be taken into account before applying for it, such as the annual fee of 180 yuan, which can be reduced or waived depending on your monthly spending on the card.
In addition, we also find fees for some services, interest in case of delay or minimum payment of the invoice.
Therefore, before applying for the ICBC Mastercard Standard card, you should evaluate whether it meets your needs and expectations, and whether the benefits outweigh the costs.
You should also compare the card with other options available on the market to make the best choice.
