Refer and earn: see how to make money with apps

With the refer and earn program, you can earn extra money by referring friends, family, colleagues and even followers!

Nowadays, there are different ways to make money just with your cell phone. A simple and convenient alternative is to participate in referral programs.

By participating in this program model, you earn money for each friend you refer, in addition to other rewards. 

In today's text you will discover how it works and where to earn extra money with it!

Don't miss out! 

How the Refer and Earn program works

Personally, I have already earned money with this program, in different applications, such as Iti, Kwai, Next, Bitz and Mercado Pago. 

Each of them has its own rules and way of working, but generally, you share a unique link or code with someone.

Then, this person downloads the app, opens an account and you earn the referral money, in some cases it is necessary for them to perform some action in the app.

The amount may vary depending on the app, the most I have ever earned for a single referral was R$150.00 on Kwai.

Nowadays, this is very rare and some of the referral programs I mentioned no longer work or have changed their rules, no longer being a simple alternative to earn money with referrals.

However, there are still some applications that pay for this action and have a simple process without many requirements.

So, keep reading and get to know some of them.

1. Refer and earn: Inter app

In the Inter app, you can earn money by referring friends in two different ways. In the first alternative, you can earn R$$150.00. 

But calm down! It's not that simple. Let me explain it better.

To earn this amount, you need to refer someone to hire the Inter payroll loan.

When your referred friend closes the contract with the bank, you earn R$150.00, and he also earns.

Although it is a little more difficult, it is not impossible. Since the payroll loan is one of the best and most economical alternatives on the market.

Not to mention that Inter offers one of the lowest interest rates for this modality and the contracting process is hassle-free and bureaucracy-free.

So, do you know anyone who needs money, besides you, but is eligible to take out a payroll loan?

Here is the first suggestion!

The second way to earn money by referring friends to Inter is simpler, however, the amount of remuneration is also lower: just R$10. 

However, it's better to have a little drip than none at all, right?

The downside is that the money is paid in the form of cashback and can only be used in Inter Shop stores, on the Super App.

In addition to the extra cashback from the refer and earn program, you earn cashback on all purchases.

There are more than 400 stores available, selling the most varied products and services.

So it's something to consider!

You can earn up to R$1,000 in extra cashback per month. To participate, open your Inter Super App and click on “Refer and Earn”.

2. PagBank

PagBank’s “Refer and Earn” program is an initiative that offers rewards to customers who refer new users to use the platform’s services.

To participate, the customer must access the “Refer and Earn” section in the PagBank app and generate a referral code. 

This code can be shared with friends, family and acquaintances who are not yet users of this digital account.

When a person registers on the platform using the referral code, both (the referrer and the person referred) receive a reward. 

The value and conditions of the reward may vary over time and are defined by PagBank.

It is also possible to earn up to R$155 per referral with the bank machines. The person referred who buys the machine wins R$10.

3. PicPay

PicPay is a great app for earning extra cash. With it, you can earn money, for example, through cashback, scanning receipts, coupons and also through the referral program. 

To participate, the user must access the “Invite your friends” section in the application’s main menu and generate an invitation link, which can be shared with friends and family via social networks, messages or email.

PicPay pays R$$20.00 for referrals. However, the amount is only available in the account after the referral opens an account, registers a credit card in the app and makes a transaction of at least R$$20.00. 

The transaction must be completed within a maximum of 7 days after opening the account. 

You can make the transaction between each other to receive the reward, then just return the transferred money to your friend.

It is worth noting that the friend also receives the R$$20.00 spent on the app on the registered card.

On PicPay, each user can refer up to 55 friends per month, obviously, no one has that many friends.

However, you can extend the invitation to colleagues, family, followers, virtual friends on social networks, etc.

Other apps to participate in the refer and earn program

In addition to the alternatives mentioned above, there are many other apps and websites where you can earn instructions by referring friends. 

We’ve highlighted a few more below for you to research further later:

• Pan Bank;
• Mercado Pago;
• Meliuz;
• Digio;
• I resolved;
• Bits;
• Neon;
• Trigg Friends;
• Iti Itau;
• Sumup machines;
• Ton Machines;
• BMG;
• Next;
• Nubank (pays rewards);
• Pay Recharge;
• Fifth Floor;
• RappiBank.

It is important to highlight that the rules and values of these vary frequently, and some of them tend to come in and out of circulation.

Therefore, it is always important to consult the terms and conditions of each program before participating.

What are the advantages of participating in this program and how to choose the best alternative?

With this program you can earn money or prizes easily, without the need to make any investment or incur any costs. 

Remember, you will not earn a salary with referrals, it is just an alternative for extra income. 

Furthermore, it is not easy money either, you will need to spend time and effort looking for people who want to download the apps and open an account.

If you are an influencer, you may have more chances and higher earnings by sharing your links and sharing codes with your followers.

Another advantage is that you use several programs at the same time, thus increasing your chances of getting a higher salary. 

When choosing, choose between the simplest alternatives with the least bureaucracy. The one that pays the highest remuneration is not always the best alternative.

Go for the simple in this case. 

Another important tip is to choose alternatives in which the person referred also receives money.

This way, it is easier to get people who are willing to participate in the program. refer and earn with you. 

Before choosing, carefully read the terms and conditions of the program to avoid unpleasant surprises.

Don't forget to also know the rules and criteria for a nomination to be valid.

Some companies may establish rules, such as requiring referrals to make a purchase.

Conclusion

So, let's clear up some space on your cell phone's memory, send a "hi, I've been missing" to that contact you've been talking to for a while and send your code to earn money with the program. Refer and Earn. 

It's certainly not easy money, you need to dedicate time to finding people who are willing to do it and also explain how it works.

To make the process easier, choose simpler programs, without many requirements, that also pay the referred friend.

This way, it becomes easier to prospect people. The way things are going, many people are willing to download apps and open accounts to earn some extra money.