Zippi Weekly Loan

Zippi has brought something new to the financial market that can work even better for those who have companies or are self-employed.

The idea is to take out a weekly loan to make it easier to invest in your main needs. And all this through an app, without bureaucracy and queues.

So, if you liked the idea and want to understand more about the subject, continue reading and we will explain everything about this type of loan!

What is Zippi?

Zippi is a banking correspondent of the financial institution MoneyPlus SCMEPP Ltda and authorized by the Central Bank of Brazil that offers an innovation in terms of loans for entrepreneurs.

That is, unlike the loans Traditional loans, in which you receive an amount and pay off the installments monthly, Zipp offers loans with weekly repayment.

Therefore, Zippi is the ideal option for entrepreneurs who need working capital to get their businesses off the ground!

How does the weekly loan work?

Zippi offers a line of credit directly through the app, so you can transfer your limit to any account via PIX.

This way, you have weekly working capital to pay bills and suppliers in cash, which allows you to negotiate discounts.

Additionally, the credit released in the Zippi app can be transferred to your own account, so you can decide the best way to use your credit.

Who can apply?

As it is a loan with weekly repayment, Zippi is ideal for microentrepreneurs (MEI) or self-employed workers who are looking for financial solutions to boost their business.

Therefore, if you work under the CLT regime and receive your monthly salary, the credit line offered by Zippi may not be the ideal option.

Payment condition

The closing date for the Zippi weekly loan invoice is every Monday at 00:00h, with a maximum payment deadline of Wednesday.

This way, you will receive a reminder and the payment can be made directly through the app, just click on “pay invoice”, copy the pix code that appears on the screen, paste it into your bank's app and complete the payment.

And that's it! Your weekly credit limit will be available for a new loan application.

How is interest calculated?

The interest rate charged starts at 4% weekly, however it is important to be aware that in case of delays fines, interest and late payment will be charged on the next invoice.

What is the limit released by Zippi?

After approved vYou will have a weekly credit available to use working capital.

However, the stipulated value will vary according to the analysis made of each client.

But the interesting thing is that Zippi does a weekly analysis of your use of the service.

In other words, the more you use it and make payments on time, the more chances you will have of increasing your limit.

Benefits and advantages

• Instant credit;
• Does not stipulate minimum income;
• Self-employed people can have control to the point of not getting into debt;
• Working capital that enables better negotiations;
• After payment, the credit limit returns immediately, among other things.

How to apply for a Zippi loan?

Making the request is very simple, just download the app at Google Store or App Store and request a credit analysis.

Therefore, after pre-approval, you will need to send the following documents to finalize your order:

• Personal data;
• Photo of your identity document or driver's license.

Practical, isn't it?

But it is worth remembering that Zippi's credit release is not yet approving credit for people/companies with restrictions and negative credit.

Therefore, if you are an entrepreneur and are looking for working capital to turn your business around, be sure to apply for your Zippi Weekly Loan.