Bradesco loan for people with bad credit
Are you in debt but looking for credit? Now Banco Bradesco is here to help you. Find out all about this new service offered by the bank.
Announcements
We know that it is very difficult for people with bad credit to obtain financial services, such as credit cards or loans, but Banco do Brasil has created a service that promises to change this reality.
The loan for those with bad credit was created to help people with a low credit score or bad credit to obtain an option for extra money. The loan works as follows: invoices are deducted directly from the employee's payroll or INSS benefit.
To apply for a loan with Bradesco, you must be a civil servant or a private company employee that has an agreement with the financial institution. In addition, military personnel from the Armed Forces, retirees and INSS pensioners can also apply for the loan.
It is worth mentioning that the discount is made on the payroll or INSS benefit, and it cannot exceed the consignable margin for certain transactions.
When contracting the service, the customer will have up to 3 months to start paying the first installment, with the maximum period to pay off the debt being up to 8 years.
Advantages of loans for people with bad credit
- Term of up to 8 years to pay;
- Grace period of up to 90 days for payment of the first installment;
- Hiring through digital channels or Bradesco branches;
- Loan limit that cannot exceed 30% of monthly income;
- Lower interest rates than those practiced on the market.
Who can apply?
The loan is intended for a specific audience. Therefore, only civil servants, employees of private companies, and retirees or pensioners of the INSS can apply for it. It is worth mentioning that there is no need to be a Banco Bradesco account holder to apply for the loan, that is, anyone who meets the requirements mentioned above can apply for the loan.
How to hire?
Credit can be taken out through a variety of Bradesco channels, such as:
- Bradesco Cellular;
- 24-hour bank;
- Bradesco Express;
- Bradesco Easy Phone;
- Bradesco self-service channels;
- Agencies of the Bradesco.
Furthermore, before signing the contract, you can run a simulation to find out about the installment amounts.
