How to apply for SBI Cashback Card?

If you’ve made it this far, it’s because the Cashback SBI Card credit card has won you over with its benefits and you want to know how to request yours.

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So, continue reading and find out how to request yours in simple and quick steps. Check out!

What are the interest rates on this card?

Cashback SBI Card interest rates vary depending on the type of card and customer profile.

According to the SBI Card website, the interest rates are as follows:

  • International Card: interest rate of 3.35% per month or 49.36% per year;
  • Gold: interest rate of 3.35% per month or 49.36% per year;
  • Platinum: interest rate of 3.10% per month or 44.98% per year;
  • Black Card: interest rate of 2.95% per month or 42.43% per year.

These fees are applied to the revolving balance, that is, the amount that is not paid in full on the invoice due date.

In addition, SBI Card also charges interest rates on invoice installments, cash withdrawals and emergency credit.

You can check all SBI Card Cashback rates and fees on the SBI Card website or in the card agreement.

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Who can apply for SBI Cashback Card?

The SBI Cashback Card is a credit card aimed at people who shop online in India and want to get a portion of their money back.

To request yours, you need to meet the following requirements:

  1. Have a minimum age of 18 and a maximum of 70 years;
  2. Have a minimum monthly income of Rs. 20,000 (for residents) or Rs. 25,000 (for non-residents);
  3. Have a good credit history and are not in default with SBI or any other bank;
  4. Have a current or savings account with SBI or any other bank in India.

If you fit these criteria, you can apply for SBI Cashback Card and enjoy the benefits of receiving up to 5% cashback on all your online purchases.

How to apply for SBI Cashback Card?

To apply for SBI Cashback Card, you can follow one of the methods below:

Online: You can go to the SBI Card website and click on “Apply Now” on the SBI Card Cashback page.

You will need to fill out a form with your personal, professional and financial details, and send your request.

You can track the status of your application via the SBI Card website or mobile app.

Offline: You can visit an SBI branch nearest to you and apply for a Cashback SBI Card in person.

You will need to bring your identity documents, proof of income and proof of residence, and fill out an application form.

In addition, it is possible to request the card over the phone at the SBI Card call center.

How to use SBI Card Cashback smartly?

The Cashback SBI Card is a credit card that offers many advantages for those who shop online in India, but it also requires some care to be used intelligently.

Here are some tips to make the most of your card:

  • Pay your bill on time and in full, to avoid interest and fines and keep your credit score high;
  • Register your invoice for automatic debit, to guarantee receipt of cashback and not run the risk of forgetting the payment;
  • Use your card on trusted websites and applications, to avoid fraud and cloning;
  • Track your statement and cashback via the SBI Card app or website, to control your spending and check whether the cashback was credited correctly;
  • Compare prices and offers from online stores to choose the best options and save even more with cashback.

By following these tips, you can use your SBI Cashback Card wisely and earn cashback on all your online purchases.