How does Axis Bank Ace Credit Card work?

The Axis Bank Ace credit card is a card that offers accelerated cashback on all your purchases, in addition to other exclusive benefits.


It is ideal for those who use Google Pay to make online payments, as you receive 5% cashback on all transactions made through the app.

Additionally, you also get 4% cashback on services like Swiggy, Zomato and Ola, and 2% cashback on all other purchases, with no maximum limit.

Other benefits offered by Axis Bank Ace Credit Card

In addition to the advantages already mentioned, this card offers other important benefits for its users, such as:

  • Fuel tax exemption at all petrol stations up to a maximum of INR.250 per month.
  • Free access to lounges at selected airports in India twice a quarter.
  • Discounts of up to 20% at over 4,000 Visa partner restaurants in India.
  • Protection against fraud, card loss or theft, up to a limit of INR. 50,000.
  • 24/7 customer service via phone, email or chat.

Axis Bank Ace Credit Card has a joining fee of INR. 499 and a renewal fee of INR. 499, which can be waived if you spend INR. 2 lakhs or more in a year.

How to apply for Axis Bank Ace Credit Card
Ace Credit Card
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You can also avail special offers and promotions from Axis Bank and Google Pay which are updated regularly.

This financial productis an alternative that combines convenience, security and savings, and can help you make the most of your money.


What is the card limit?

Axis Bank Ace Credit Card limit depends on your eligibility, which is determined by the bank based on several factors such as your income, your credit history, your CIBIL score and your spending profile.

You can check your eligibility for the card by filling out an online form at bank website.

According to an Axis Bank Ace Credit Card review, the initial limit of the card can range from INR. 25,000 to INR. 5 lakhs depending on your eligibility.

What are the requirements to apply for the Ace card?

However, you can request a card limit increase after a period of use if you maintain a good payment history and a low credit utilization ratio.

The card limit is the total amount you can spend during a month, until the bill closing date.

Therefore, it is essential to use your limit responsibly and pay the full balance or at least the minimum amount by the due date, to avoid interest and fines.

You should also monitor your limit via the Google Pay app or the Axis Bank website to avoid exceeding it and having your transactions declined.

How does Axis Bank Ace credit card accelerated cashback work?

The Axis Bank Ace credit card accelerated cashback is a benefit that allows you to receive back a percentage of the amount you spend with your card, in the form of cash or points.

It is applied to all your purchases, with no maximum limit, and varies according to the transaction category. See how it works:

✅If you use this card to make payments through the Google Pay app, such as electricity, water, telephone, internet, TV, gas, cell phone recharges, etc., you will receive 5% cashback on all these transactions.

✅If you use your Ace credit card to pay for services like Swiggy, Zomato and Ola, which are partners with Google Pay, you get 4% cashback on all such transactions.

✅If you use your card to make any other purchase, whether online or offline, in any store or establishment that accepts Visa cards, you receive *2% cashback* on all these transactions.

Axis Bank Ace Credit Card accelerated cashback is automatically credited to your Google Pay account within 48 hours of the transaction.

You can view your cashback balance through the Google Pay app, and use it to make new purchases, transfer it to your bank account, or exchange it for products, services or miles.

This financial resource is a way to save and make better use of your money, in addition to having access to exclusive Google Pay offers and promotions.