How do I apply for the American Express Platinum card? 

O American Express Platinum card is one of the most prestigious credit cards on the market, offering a series of exclusive benefits for customers residing in the United States.

Before requesting, it is important to know how it works, advantages and also the requirements necessary to request

With this information, you can compare and see if the card is really the best alternative for your pocket and also for your needs.

So, keep reading and find out everything you need to know about this card.

How does the American Express Platinum card work?

This credit card works in charge mode, that is, you do not have a predefined spending limit, but you must pay the full amount of the invoice when due.

Interest is not accrued on this amount, however, there is no possibility of paying in installments.

The card is accepted in millions of establishments around the world, and allows you to make purchases in dollars or other currencies, with the conversion carried out by American Express on the day the invoice is closed.

The annual fee is U$S695. Despite being considered a higher investment, it offers many advantages and benefits that may be worth it.

The card also allows you to participate in the program Membership Rewards, which is one of the most generous on the market. 

With it, you earn points for every dollar spent on purchases, which never expire and can be exchanged for various prizes, such as airline tickets, accommodation, products, services and much more.

The score varies depending on the purchase category: you earn 5 points per dollar spent on travel and restaurants, and 1 point per dollar spent on other purchases, for example.

Main benefits offered by the card

Although it has a higher cost, this card offers many advantages to its customers.

These advantages can be useful for different situations, making the card American Express Platinum an alternative to take anywhere.

In fact, the benefits can help you have more exclusive, comfortable and safe shopping and travel experiences.

One of these benefits is unlimited access to the Centurión Lounges and other VIP lounges at the airport.

These spaces are available in more than 140 local countries. In the VIP rooms, you can enjoy a peaceful environment, with Wi-Fi, drinks, snacks and other services.

You can also receive up to $200 cashback when you book a stay at Fine Hotels + Resorts® or The Hotel Collection 2 through American Express Travel

You must choose an American Express partner airline to receive the credit, automatically granted on your invoice.

But the credits don't end there, it also offers a $100 annual credit towards Global Entry or TSA Pre✓.

With this benefit, you can get through airport security faster.

However, to enjoy these benefits, you must sign up for one of the programs and pay the fee with your card, which will be reimbursed on your statement.

See below other benefits this card offers:

• Access to the Fine Hotels & Resorts program, which offers benefits such as room upgrades, free breakfast, dining and spa credits, and late checkout at more than 1,000 luxury hotels worldwide.
• 24-hour concierge service to help you plan trips, book restaurants, buy tickets and more.
• Welcome bonus.
• 3 models for you to choose the design of your card.
• Earn up to $20/month back at participating digital entertainment partners.
• 5X Membership Rewards points with Amex Travel.
• $200 Uber Cash
• More ways to pay your invoice.
• Preferential access to events.
• Exclusive event tickets.

In addition to these advantages, the card American Express Platinum also offers other benefits such as travel insurance, car rental insurance, purchase theft and damage protection, access to exclusive events and much more.

What are the requirements for applying for the card?

To request the card American Express Platinum, you must meet some requirements, such as:

• Have a minimum annual income of US$50,000.
• Have a good credit history, without delays and defaults.
• Be over 18 years old and reside in the United States.

Additionally, you should be aware that the card charges an annual fee of $695, which is non-refundable.

This fee is charged on the first invoice after card approval, and every 12 months.

As we can see, this card is aimed at people with a high income, other than that, it also costs a little more.

However, it offers many benefits that are worth it.

How to apply o American Express Platinum card?

Those interested in applying for the card must access the American Express website and choose this alternative among the others.

When you find this alternative, click “Apply now” and fill out the request form.

The bank's response arrives within minutes and the request has no impact on your credit score.

If approved, you will receive the card in a few days at your home.