{"id":15794,"date":"2023-03-19T08:06:00","date_gmt":"2023-03-19T05:06:00","guid":{"rendered":"https:\/\/valorizei.com\/?p=15794"},"modified":"2023-10-17T22:37:51","modified_gmt":"2023-10-17T19:37:51","slug":"melhores-cartoes-de-credito-para-quem-tem-score-baixo","status":"publish","type":"post","link":"https:\/\/valorizei.com\/es\/melhores-cartoes-de-credito-para-quem-tem-score-baixo\/","title":{"rendered":"Las mejores tarjetas de cr\u00e9dito para personas con puntajes de cr\u00e9dito bajos"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Sabemos lo importante que es tener una buena puntuaci\u00f3n a la hora de <b>Solicitar una <a href=\"https:\/\/consultacred.com.br\/cartao-para-score-baixo-qual-pedir\/\">tarjeta de cr\u00e9dito<\/a>. <\/b>La mayor\u00eda de las veces, muchas personas no pueden adquirir una tarjeta porque no tienen un buen puntaje, o incluso porque tienen un puntaje de cr\u00e9dito negativo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Es muy com\u00fan que las instituciones financieras verifiquen la puntuaci\u00f3n crediticia de un cliente antes de emitir la tarjeta. Por lo tanto, aquellos con una puntuaci\u00f3n baja terminan teniendo dificultades para acceder al cr\u00e9dito en el mercado.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sin embargo, algunos <b><a href=\"https:\/\/valorizei.com\/es\/cartoes-de-credito-banco-next\/\">Instituciones financieras<\/a><\/b> est\u00e1n siendo menos estrictos en este sentido y han lanzado tarjetas para clientes con puntuaciones bajas. Vea a continuaci\u00f3n cu\u00e1les son las mejores opciones:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Siguiente tarjeta<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La siguiente tarjeta es conocida por tener varios beneficios. Por defecto la instituci\u00f3n ofrece tarjetas de d\u00e9bito y cr\u00e9dito, pero para obtener la funci\u00f3n de cr\u00e9dito, la instituci\u00f3n analizar\u00e1 tu perfil.&nbsp;<\/p>\n\n\n<div class=\"lazyblock-botoes-cta-ZL74TS wp-block-lazyblock-botoes-cta\"><style>\n\n.wp-block-lazyblock-botoes-cta{\n  display: flex;\n  justify-content: center;\n  align-content: center;\n  margin: 2rem 0;\n  max-width: 900px;\n}\n.botoes-cta a { \n  text-decoration: none;\n}\n\n.botoes-cta div:last-child a \n{\n\tcolor: #fff;\n\ttext-decoration: none;\n}\n\t\n.botoes-cta div:last-child .btn_ref \n{\n\tborder: 3px solid #f1f1f1;\n\tborder-radius: 80px;\n\tpadding: 0 5px;\n\theight: 28px;\n\tjustify-content: center;\n\talign-items: center;\n\twidth: 32px;\nheight: 32px;\npadding: 15px 15px;\n}\n\t\n.botoes-cta div:last-child \n{\n\tcolor: white;\n\n    background-image: linear-gradient(130deg,#68C153 0%,#1AAEC4 89%);\n  \n}\n.botoes-cta div a \n{\n\tcolor: #ffff;\n    display: flex;\n    justify-content: center;\n    align-items: center;\n    font-weight: bold;\n}\n\n.botoes-cta \n{\n\tdisplay: flex;\n\tflex-direction: column;\n\twidth: 100%;\n\talign-items: center;\n}\n\n.botoes-cta div:last-child \n{\n\tcolor: white;\n\t\/*background-image: linear-gradient(to right, #0693e3, #058fdd, #038ad7, #0286d2, #0082cc);*\/\n}\n\n.button-row-teste a img \n{\n\tdisplay: flex;\n}\n\n.button-row-teste::after \n{\n\tcontent: '';\n\tcolor: white;\n}\n\n.button-row-teste \n{\n\n    background-image: linear-gradient(130deg,#68C153 0%,#1AAEC4 89%);\n    display: flex;\n\tjustify-content: space-between;\n\talign-items: center;\n\tpadding-right: 5px;\n\tborder-radius: 5px;\n\twidth: 100% !important;\n\theight: auto;\n\tmargin-bottom: 10px;\n\tpadding: 4px 4px 4px 4px;\n\ttext-align: center;\n}\n\n.btn-cta-loop \n{\n\twidth: 100%;\n}\n\n.btn_ref \n{\n\tborder: 3px solid #fff;\n\tborder-radius: 80px;\n\tpadding: 0 5px;\n\theight: 32px;\n\twidth: 32px;\n\tfont-size: 28px;\n\tpadding: 15px;\n}\n\t.botoes-cta div:last-child a.btn-cta-loop{ \n\t  font-size: 15px;\n\t}\n@media(max-width:800px)\n{\n\t.button-row-teste a \n    {\n\t\tcolor: #0693e3;\n\t}\n\t\n\t.button-row-teste \n    {\n\t    width: 100%;\n\t    min-height: 50px;\n\t\theight:auto;\n\t\tmargin-bottom: 10px;\n\t\tpadding: 4px 4px 4px 4px;\n\t\ttext-align: center;\n\t}\n\t\n    .btn-cta-loop \n    {\n\t\twidth: 100%;\n\t}\n}\n\n<\/style>\n\n\n<div class=\"botoes-cta\"style=\"width:100%\">\n  <a class=\"tc-btn\" href=\"https:\/\/valorizei.com\/es\/cartoes-de-credito-banco-next\/\">\n  <div class=\"button-row-teste\">\n      <a class=\"tc-btn btn-cta-loop\" href=\"https:\/\/valorizei.com\/es\/cartoes-de-credito-banco-next\/\">CONOZCA LA TARJETA<\/a>\n     <a class=\"tc-btn btn_ref\" style=\"display: flex;justify-content: center;align-items: center;\" href=\"https:\/\/valorizei.com\/es\/cartoes-de-credito-banco-next\/\">\u2794<\/a> \n <\/div>\n <\/a>\n<\/div>\n\n\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">La buena noticia es que se pueden otorgar tarjetas de cr\u00e9dito incluso a aquellas personas con mal cr\u00e9dito. Sin embargo, vale la pena recordar que no hay garant\u00eda de aprobaci\u00f3n y si logras obtener la tarjeta, el l\u00edmite disponible probablemente ser\u00e1 bajo, pero si pagas tus facturas a tiempo, podr\u00e1s aumentar tu l\u00edmite r\u00e1pidamente.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ventajas:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Administra tu cuenta a trav\u00e9s de la aplicaci\u00f3n;<\/li>\n\n\n\n<li>5 meses de exenci\u00f3n arancelaria;<\/li>\n\n\n\n<li>50% descuento en el cine;<\/li>\n\n\n\n<li>Tarjeta m\u00faltiple.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Tarjeta disparadora<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La tarjeta Trigg es una opci\u00f3n para aquellos con una puntuaci\u00f3n baja, sin embargo, cobra una tarifa anual, lo que tiende a ser muy positivo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A pesar de ello, la tarjeta cuenta con un programa de cashback, que acaba compensando la comisi\u00f3n anual cobrada. Respecto a la aprobaci\u00f3n, suele ser r\u00e1pida, es decir, tarda alrededor de 5 d\u00edas en recibir una respuesta a tu solicitud.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ventajas:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Asistencia de emergencia las 24 horas;<\/li>\n\n\n\n<li>protecci\u00f3n para compras en l\u00ednea;<\/li>\n\n\n\n<li>aceptaci\u00f3n internacional;<\/li>\n\n\n\n<li>Reemplazo de tarjeta de emergencia.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><br><img loading=\"lazy\" decoding=\"async\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" srcset=\"https:\/\/valorizei.com\/wp-content\/uploads\/2021\/04\/Estrategias-Post-Viral-1024x1024.png 1024w, https:\/\/valorizei.com\/wp-content\/uploads\/2021\/04\/Estrategias-Post-Viral-300x300.png 300w, https:\/\/valorizei.com\/wp-content\/uploads\/2021\/04\/Estrategias-Post-Viral-150x150.png 150w, https:\/\/valorizei.com\/wp-content\/uploads\/2021\/04\/Estrategias-Post-Viral-768x768.png 768w, https:\/\/valorizei.com\/wp-content\/uploads\/2021\/04\/Estrategias-Post-Viral-600x600.png 600w, https:\/\/valorizei.com\/wp-content\/uploads\/2021\/04\/Estrategias-Post-Viral-100x100.png 100w, https:\/\/valorizei.com\/wp-content\/uploads\/2021\/04\/Estrategias-Post-Viral.png 1080w\" width=\"800\" height=\"800\" src=\"https:\/\/valorizei.com\/wp-content\/uploads\/2021\/04\/Estrategias-Post-Viral-1024x1024.png\" alt=\"\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Tarjeta SuperDigital<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">la tarjeta <a href=\"https:\/\/superdigital.com.br\/\">S\u00faper digital<\/a> Puede ser solicitado por cualquier persona mayor de 18 a\u00f1os y con CPF vigente.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Esto se debe a que no existe consulta con SPC y Serasa, incluso para aquellos con un \u201cmal historial crediticio\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sin embargo, es una tarjeta prepago, es decir, el saldo se deposita para ser utilizado, lo que termina siendo ventajoso para quienes tienen una puntuaci\u00f3n baja.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Despu\u00e9s de todo, hay un menor riesgo de endeudamiento y la aprobaci\u00f3n es inmediata.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>Ventajas:<\/b><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>no se requiere prueba de ingresos;<\/li>\n\n\n\n<li>no hay consulta en SPC ni Serasa;<\/li>\n\n\n\n<li>Se puede utilizar como tarjeta de regalo.<\/li>\n<\/ul>\n\n\n<div class=\"lazyblock-botoes-cta-Z2tDr44 wp-block-lazyblock-botoes-cta\"><style>\n\n.wp-block-lazyblock-botoes-cta{\n  display: flex;\n  justify-content: center;\n  align-content: center;\n  margin: 2rem 0;\n  max-width: 900px;\n}\n.botoes-cta a { \n  text-decoration: none;\n}\n\n.botoes-cta div:last-child a \n{\n\tcolor: #fff;\n\ttext-decoration: none;\n}\n\t\n.botoes-cta div:last-child .btn_ref \n{\n\tborder: 3px solid #f1f1f1;\n\tborder-radius: 80px;\n\tpadding: 0 5px;\n\theight: 28px;\n\tjustify-content: center;\n\talign-items: center;\n\twidth: 32px;\nheight: 32px;\npadding: 15px 15px;\n}\n\t\n.botoes-cta div:last-child \n{\n\tcolor: white;\n\n    background-image: linear-gradient(130deg,#68C153 0%,#1AAEC4 89%);\n  \n}\n.botoes-cta div a \n{\n\tcolor: #ffff;\n    display: flex;\n    justify-content: center;\n    align-items: center;\n    font-weight: bold;\n}\n\n.botoes-cta \n{\n\tdisplay: flex;\n\tflex-direction: column;\n\twidth: 100%;\n\talign-items: center;\n}\n\n.botoes-cta div:last-child \n{\n\tcolor: white;\n\t\/*background-image: linear-gradient(to right, #0693e3, #058fdd, #038ad7, #0286d2, #0082cc);*\/\n}\n\n.button-row-teste a img \n{\n\tdisplay: flex;\n}\n\n.button-row-teste::after \n{\n\tcontent: '';\n\tcolor: white;\n}\n\n.button-row-teste \n{\n\n    background-image: linear-gradient(130deg,#68C153 0%,#1AAEC4 89%);\n    display: flex;\n\tjustify-content: space-between;\n\talign-items: center;\n\tpadding-right: 5px;\n\tborder-radius: 5px;\n\twidth: 100% !important;\n\theight: auto;\n\tmargin-bottom: 10px;\n\tpadding: 4px 4px 4px 4px;\n\ttext-align: center;\n}\n\n.btn-cta-loop \n{\n\twidth: 100%;\n}\n\n.btn_ref \n{\n\tborder: 3px solid #fff;\n\tborder-radius: 80px;\n\tpadding: 0 5px;\n\theight: 32px;\n\twidth: 32px;\n\tfont-size: 28px;\n\tpadding: 15px;\n}\n\t.botoes-cta div:last-child a.btn-cta-loop{ \n\t  font-size: 15px;\n\t}\n@media(max-width:800px)\n{\n\t.button-row-teste a \n    {\n\t\tcolor: #0693e3;\n\t}\n\t\n\t.button-row-teste \n    {\n\t    width: 100%;\n\t    min-height: 50px;\n\t\theight:auto;\n\t\tmargin-bottom: 10px;\n\t\tpadding: 4px 4px 4px 4px;\n\t\ttext-align: center;\n\t}\n\t\n    .btn-cta-loop \n    {\n\t\twidth: 100%;\n\t}\n}\n\n<\/style>\n\n\n<div class=\"botoes-cta\"style=\"width:100%\">\n  <a class=\"tc-btn\" href=\"https:\/\/trigg.com.br\/cartoes\">\n  <div class=\"button-row-teste\">\n      <a class=\"tc-btn btn-cta-loop\" href=\"https:\/\/trigg.com.br\/cartoes\">CONOZCA LA TARJETA<\/a>\n     <a class=\"tc-btn btn_ref\" style=\"display: flex;justify-content: center;align-items: center;\" href=\"https:\/\/trigg.com.br\/cartoes\">\u2794<\/a> \n <\/div>\n <\/a>\n<\/div>\n\n\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Ahora que sabes que existen todas estas opciones de tarjetas de cr\u00e9dito en el mercado, es momento de dejar de limitarte al momento de realizar tus compras. Ya no necesitas utilizar s\u00f3lo efectivo, no pierdas tiempo y solicita tu tarjeta de cr\u00e9dito.<\/p>","protected":false},"excerpt":{"rendered":"<p>Sabemos quanto \u00e9 importante ter um bom score na hora de solicitar um cart\u00e3o de cr\u00e9dito. Na maioria das vezes muitas pessoas n\u00e3o conseguem adquirir um cart\u00e3o por n\u00e3o possuir um bom score, ou at\u00e9 mesmo por estar negativado. \u00c9 muito comum as institui\u00e7\u00f5es financeiras realizarem a consulta do score de cr\u00e9dito do cliente antes&hellip; <a class=\"read-more\" href=\"https:\/\/valorizei.com\/es\/melhores-cartoes-de-credito-para-quem-tem-score-baixo\/\">Contin\u00faa leyendo<\/a><\/p>","protected":false},"author":13,"featured_media":33135,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"Em duvida de qual cart\u00e3o de cr\u00e9dito pedir? 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