{"id":6516,"date":"2020-10-21T19:48:45","date_gmt":"2020-10-21T19:48:45","guid":{"rendered":"https:\/\/valorizei.com\/?p=6516"},"modified":"2023-03-08T19:58:40","modified_gmt":"2023-03-08T16:58:40","slug":"como-funciona-o-cartao-de-credito-bmg","status":"publish","type":"post","link":"https:\/\/valorizei.com\/en\/como-funciona-o-cartao-de-credito-bmg\/","title":{"rendered":"How does the BMG credit card work?"},"content":{"rendered":"<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Did you know that the BMG credit card comes with the MasterCard logo? And you can also get a loan on the Consignado credit line.<\/strong><\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">That is, the Consigned credit allows your payments to be discounted directly from your payroll, subject to the approval of the institution that generates your benefit.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O <strong>BMG credit card <\/strong>It is widely used by retirees and pensioners, so the interest rates are lower. In fact, this type of loan does not require consultation with SPC and SERASA.<br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About BMG<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">O<a style=\"font-weight: bold;\" href=\"https:\/\/www.bancobmg.com.br\/\"> BMG<\/a>, located in Minas Gerais, BH. Most of its customers are retirees, pensioners and public servants. With the slogan of a bank that is truly yours, you will be able to enjoy many privileges, since the company&#039;s goal is to help you with all your needs. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can have a free digital account, a credit card with no annual fee, a MasterCard brand, make your TEDs, withdrawals, deposits and much more.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What you will see in this article:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>What is the credit limit?<\/strong><\/li>\n\n\n\n<li><strong>What are the benefits?<\/strong><\/li>\n\n\n\n<li><strong>How to apply?<\/strong><\/li>\n\n\n\n<li><strong>How does it work?<\/strong><\/li>\n\n\n\n<li><strong>What are the advantages?<\/strong><\/li>\n\n\n\n<li><strong>How to use the BMG card.<\/strong><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">What is my BMG credit card limit?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">To know what your limit will be <strong>credit card<\/strong> <strong>BMG<\/strong> It&#039;s very simple. Calculate the value using the following formula:&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">5% of your net income (after deductions) and then multiply it by 27.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What are the benefits?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There are several benefits, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>100% Membership<\/li>\n\n\n\n<li>No Bureaucracy<\/li>\n\n\n\n<li>Can be done online<\/li>\n\n\n\n<li>Without SPC and Serasa Consultation<\/li>\n\n\n\n<li>Even if you have a negative credit rating, you can have a card<\/li>\n\n\n\n<li>No Annual Fee and No Fees<\/li>\n\n\n\n<li>Withdrawal of up to 95% of the limit<\/li>\n\n\n\n<li>Lower interest rates<\/li>\n\n\n\n<li>International card with no annual fee<\/li>\n\n\n\n<li>Mastercard Surprise<\/li>\n\n\n\n<li>5% monthly card discount and 30% loan margin<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">3% monthly revolving \u2013 Is it really worth it?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Consignado was created to make life easier for those who are in debt, whether they are public servants or retirees. The interest rate varies from 3% to 4.5% per month.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In fact, the rates for the loan are lower, since the invoice is deducted from the payroll, so the bank is sure that the debt will be paid off.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is worth mentioning that the payroll credit card complements the payroll credit limit, after all, with the card you can commit an additional 5% of your net salary. That is, 35% of your entire income.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">To apply for the BMG credit card?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In practice, it is a regular credit card. So, there is no secret to applying for one. You will only need the following documents:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>CPF;<\/li>\n\n\n\n<li>ID;<\/li>\n\n\n\n<li>Proof of residence;<\/li>\n\n\n\n<li>Cell phone with camera to take photos of documents.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">How does it work?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In addition to being international, with the Mastercard brand, it has no loyalty plan, no annual fee and is a plastic card, similar to traditional cards.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The limit is higher, and you have up to 36 months to pay off your debts. Let&#039;s assume you receive 10 thousand reais, 5% is equivalent to 500 reais. And, if we multiply it by 36 installments, around 18 thousand will be paid. So, the bank can offer you a loan of 15 thousand and you pay another 6 months of interest.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Generally, you will be given around 25 to 30 times more than your net salary. The rates are lower, 400% less than conventional ones, but it is a normal credit card. Even with a higher limit, you will need to control your spending.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What&#039;s so special about the BMG credit card?<\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-style-default\"><img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"1080\" src=\"https:\/\/valorizei.com\/wp-content\/uploads\/2021\/09\/5-maneiras-Lista-Numerada-1.jpg\" alt=\"cart\u00e3o de cr\u00e9dito bmg\" class=\"wp-image-17914\" srcset=\"https:\/\/valorizei.com\/wp-content\/uploads\/2021\/09\/5-maneiras-Lista-Numerada-1.jpg 1080w, https:\/\/valorizei.com\/wp-content\/uploads\/2021\/09\/5-maneiras-Lista-Numerada-1-300x300.jpg 300w, https:\/\/valorizei.com\/wp-content\/uploads\/2021\/09\/5-maneiras-Lista-Numerada-1-1024x1024.jpg 1024w, https:\/\/valorizei.com\/wp-content\/uploads\/2021\/09\/5-maneiras-Lista-Numerada-1-150x150.jpg 150w, https:\/\/valorizei.com\/wp-content\/uploads\/2021\/09\/5-maneiras-Lista-Numerada-1-768x768.jpg 768w, https:\/\/valorizei.com\/wp-content\/uploads\/2021\/09\/5-maneiras-Lista-Numerada-1-600x600.jpg 600w, https:\/\/valorizei.com\/wp-content\/uploads\/2021\/09\/5-maneiras-Lista-Numerada-1-100x100.jpg 100w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">How to use the BMG Credit Card<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">O\u00a0<a href=\"https:\/\/valorizei.com\/en\/tag\/cartao-bmg\/\"><strong>BMG Card<\/strong>\u00a0<\/a>It can be useful for online shopping, cash withdrawals at Banco24Horas ATMs and through the Cirus network, as well as payments for various bills and invoices.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you want to have a bigger margin, start buying everything with your BMG credit card. Therefore, always be up to date with your bills and keep your registration up to date.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Contact BMG<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You can contact us in person or through any agency. <strong>BMG Bank<\/strong>. You can also access Fale Conosco through your own smartphone.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There is also the possibility of contacting the <strong><a href=\"https:\/\/www.bancobmg.com.br\/\">BMG Bank<\/a><\/strong>, by phone 0800 031 8866, 24 hours a day, daily.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Agile Brasil Contact Center 0800 024 4273 \u2013 BMG Correspondent<br>CNPJ 18.251.035\/0001-69<br>947, Conselheiro Lafaiete \/ MG<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/pecaseucartao.bancopan.com.br\/\">Take advantage and also get to know Porto Seguro&#039;s credit cards!<\/a><\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Voc\u00ea sabia que cart\u00e3o de cr\u00e9dito BMG vem com a bandeira MasterCard? E voc\u00ea tamb\u00e9m pode conseguir um empr\u00e9stimo na linha de cr\u00e9dito Consignado. Isto \u00e9, o cr\u00e9dito Consignado permite que seus pagamentos sejam descontados direto na folha de pagamento, conforme a aprova\u00e7\u00e3o da institui\u00e7\u00e3o que gera o seu benef\u00edcio.&nbsp; O cart\u00e3o de cr\u00e9dito BMG&hellip; <a class=\"read-more\" href=\"https:\/\/valorizei.com\/en\/como-funciona-o-cartao-de-credito-bmg\/\">Continuar lendo<\/a><\/p>","protected":false},"author":15,"featured_media":15088,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"Saiba tudo sobre o cart\u00e3o de cr\u00e9dito BMG, veja como funciona, vantagens e como fazer a sua solicita\u00e7\u00e3o online!","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"cart\u00e3o de cr\u00e9dito bmg","footnotes":""},"categories":[112],"tags":[1177],"class_list":["post-6516","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credito","tag-cartao-bmg"],"_links":{"self":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/6516","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/comments?post=6516"}],"version-history":[{"count":14,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/6516\/revisions"}],"predecessor-version":[{"id":31212,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/6516\/revisions\/31212"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media\/15088"}],"wp:attachment":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media?parent=6516"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/categories?post=6516"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/tags?post=6516"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}