{"id":41799,"date":"2025-09-23T01:04:07","date_gmt":"2025-09-22T22:04:07","guid":{"rendered":"https:\/\/valorizei.com\/?p=41799"},"modified":"2025-09-25T17:51:53","modified_gmt":"2025-09-25T14:51:53","slug":"cartao-de-credito-sem-anuidade-vale-a-pena","status":"publish","type":"post","link":"https:\/\/valorizei.com\/en\/cartao-de-credito-sem-anuidade-vale-a-pena\/","title":{"rendered":"Is a credit card with no annual fee worth it?"},"content":{"rendered":"<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2240\" height=\"1260\" src=\"https:\/\/valorizei.com\/wp-content\/uploads\/2025\/09\/Cartao-de-credito-sem-anuidade-1.webp\" alt=\"\" class=\"wp-image-41804\" srcset=\"https:\/\/valorizei.com\/wp-content\/uploads\/2025\/09\/Cartao-de-credito-sem-anuidade-1.webp 2240w, https:\/\/valorizei.com\/wp-content\/uploads\/2025\/09\/Cartao-de-credito-sem-anuidade-1-1536x864.webp 1536w, https:\/\/valorizei.com\/wp-content\/uploads\/2025\/09\/Cartao-de-credito-sem-anuidade-1-2048x1152.webp 2048w, https:\/\/valorizei.com\/wp-content\/uploads\/2025\/09\/Cartao-de-credito-sem-anuidade-1-18x10.webp 18w, https:\/\/valorizei.com\/wp-content\/uploads\/2025\/09\/Cartao-de-credito-sem-anuidade-1-711x400.webp 711w, https:\/\/valorizei.com\/wp-content\/uploads\/2025\/09\/Cartao-de-credito-sem-anuidade-1-507x285.webp 507w, https:\/\/valorizei.com\/wp-content\/uploads\/2025\/09\/Cartao-de-credito-sem-anuidade-1-100x56.webp 100w\" sizes=\"auto, (max-width: 2240px) 100vw, 2240px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Brazilian consumers are increasingly aware of financial benefits, and the <strong>credit card with no annual fee<\/strong> appears as one of the main choices for those looking for practicality without extra costs. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But is it really worth it in everyday life? The answer requires a careful analysis of advantages, limitations, and usage profiles.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this article, you will understand:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>What characterizes a card with no annual fee?<\/li>\n\n\n\n<li>The advantages compared to traditional cards<\/li>\n\n\n\n<li>Situations where it may not be the best choice<\/li>\n\n\n\n<li>Practical examples of use<\/li>\n\n\n\n<li>Brazilian market statistics and trends in 2025<\/li>\n\n\n\n<li>A comparative table with relevant points<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">What is a no-annual-fee credit card?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The concept is simple: it&#039;s a financial product that offers basic credit services but doesn&#039;t charge an annual maintenance fee. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This model gained momentum in Brazil in 2017, with the entry of fintechs that challenged traditional banks, democratizing access to credit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Today, large institutions also offer versions without annual fees to maintain competitiveness. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Central Bank highlighted in its Banking Economy Report (2024) that the share of these cards already exceeds 40% of the plastics issued in the country, showing a clear change in consumer behavior.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Furthermore, the digital transformation accelerated by the pandemic has driven this movement. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">More and more people are looking for practical solutions through apps, and the no-annual-fee card fits perfectly into this scenario, as it eliminates the need for physical branches and bureaucratic processes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We can think of this model as the evolution of streaming over pay TV. Previously, consumers paid dearly for comprehensive packages; today, they prefer to pay only for what they consume. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The same is true in the financial sector: why pay fixed fees when the competition already offers free alternatives?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">+ <a href=\"https:\/\/valorizei.com\/en\/desafios-financeiros-silenciosos-o-que-pode-estar-te-impedindo-de-enriquecer\/\">Silent Financial Challenges: What Could Be Stopping You From Getting Rich?<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Why do so many people choose a credit card with no annual fee?<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2240\" height=\"1260\" src=\"https:\/\/valorizei.com\/wp-content\/uploads\/2025\/09\/Cartoes-.webp\" alt=\"\" class=\"wp-image-41675\" srcset=\"https:\/\/valorizei.com\/wp-content\/uploads\/2025\/09\/Cartoes-.webp 2240w, https:\/\/valorizei.com\/wp-content\/uploads\/2025\/09\/Cartoes--1536x864.webp 1536w, https:\/\/valorizei.com\/wp-content\/uploads\/2025\/09\/Cartoes--2048x1152.webp 2048w, https:\/\/valorizei.com\/wp-content\/uploads\/2025\/09\/Cartoes--18x10.webp 18w, https:\/\/valorizei.com\/wp-content\/uploads\/2025\/09\/Cartoes--711x400.webp 711w, https:\/\/valorizei.com\/wp-content\/uploads\/2025\/09\/Cartoes--507x285.webp 507w, https:\/\/valorizei.com\/wp-content\/uploads\/2025\/09\/Cartoes--100x56.webp 100w\" sizes=\"auto, (max-width: 2240px) 100vw, 2240px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Avoiding an annual charge that varies between R$ 100 and R$ 600 seems obvious, but there are other points that make this option attractive. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These include transparency, the simplicity of digital hiring, and, in many cases, benefits programs tied to partnerships with technology, transportation, and retail companies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Consider a consumer who spends an average of R$2,000 per month on their card. By avoiding the R$300 annual fee on a regular card, they&#039;re already saving significantly annually, which can be used for investments, travel, or even emergencies. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It&#039;s like replacing a constantly dripping faucet with a new one: the expense may seem small in isolation, but at the end of the year it represents a significant difference in your budget.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Another reason is the sense of control. Many people abandoned traditional cards because they no longer wanted to deal with unexpected charges. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A card with no annual fee, because it&#039;s transparent, eliminates this hassle and generates more trust. It&#039;s a great choice for those who value financial predictability.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Furthermore, for young adults and recent graduates, the appeal goes beyond economics: it represents inclusion. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By offering a card with no fixed cost, institutions allow consumers to start their financial life without fear of getting into debt just to \u201ckeep up\u201d with fees.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">+ <a href=\"https:\/\/valorizei.com\/en\/descubra-o-universo-dos-cartoes-de-loja-o-guia-definitivo\/\">Discover the Universe of Store Cards: The Definitive Guide<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Advantages of the card with no annual fee<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Direct economy<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The first advantage is clear: there&#039;s no annual fee. For those who use the card only for everyday purchases, this savings makes a difference.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This saved amount can be used for other purposes, such as building an emergency fund or even starting fixed-income investments, which are increasingly accessible from R$ 30. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the long run, small savings become big achievements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Furthermore, many consumers report that these savings act as a psychological incentive to better organize their finances. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Knowing that the bank isn&#039;t charging you for something you don&#039;t always use creates a feeling of relief and freedom.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Ease of hiring<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Most fintechs offer digital 100% applications, without bureaucracy, with fast analysis and reasonable initial limits.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This convenience is especially useful for those who live in smaller cities, where the presence of large banks is limited. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The card arrives by mail, and management is done via the app, without queues or the need for face-to-face contact.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It&#039;s also a plus for those who need to get things done quickly. Imagine a self-employed person who needs a card to manage their expenses. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With just a few clicks, it resolves this issue without wasting hours on traditional processes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">+ <a href=\"https:\/\/valorizei.com\/en\/brb-dux-visa-infinite\/\">BRB Dux Visa Infinite: Is it Worth Investing in the Card with 7 Points per Dollar?<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Extra benefits<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Many cards offer cashback on purchases, discounts on digital services, and access to virtual wallets, which extends their value beyond simply waiving fees.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cashback, in particular, has gained traction in Brazil. Receiving part of your spending back, even if it&#039;s 1% or 2%, may seem small, but in the monthly total, it already represents a significant boost to your budget.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Additionally, discounts on platforms like streaming and delivery bring no-annual-fee cards closer to the modern lifestyle. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">They not only offer credit, but become tools connected to the consumer&#039;s daily life.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">What about the disadvantages?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">One <strong>credit card with no annual fee<\/strong> may not offer robust points or airline miles programs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For those who travel frequently or accumulate a lot of expenses, premium cards \u2014 even with an annual fee \u2014 can generate higher returns on travel and exclusive benefits.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Another point to note is the initial limit, which tends to be more conservative on cards with no annual fee. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For entrepreneurs or consumers who move large amounts of money, this can become a limitation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There are also cases where benefits such as travel insurance, concierge and VIP lounges may justify paying the annual fee. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For this audience, the lack of these features on free cards can turn into frustration.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, the common mistake is to believe that only expensive cards offer real value. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Often, a card with no annual fee, combined with smart financial planning, meets all the needs of an average consumer without compromising their income.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Market statistics and trends<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">According to data from <a href=\"https:\/\/www.abecs.org.br\/\">Brazilian Association of Credit Card and Services Companies (ABECS)<\/a>, in 2024, card payments generated more than R$1.8 trillion in Brazil.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Among them, models without annuity experienced accelerated growth, with an increase of 25% in transaction volume compared to the previous year.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This data shows not only the strength of digitalization, but also how attentive Brazilians are to reducing banking costs. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The trend is that, by 2026, the share of these cards will exceed the 50% mark in the national market.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This growth also reveals how consumers&#039; mindsets are changing. Instead of associating prestige with high prices, they now value practical and affordable solutions. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It&#039;s a clear portrayal of how technology is breaking paradigms in the relationship between banks and customers.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Comparison table<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Feature<\/th><th>Card with no annual fee<\/th><th>Traditional card with annual fee<\/th><\/tr><\/thead><tbody><tr><td>Annual fixed cost<\/td><td>R$ 0<\/td><td>R$ 100 to R$ 600<\/td><\/tr><tr><td>Miles\/points programs<\/td><td>Limited<\/td><td>Expanded and robust<\/td><\/tr><tr><td>Ease of application<\/td><td>High (digital and fast)<\/td><td>Average (may require more paperwork)<\/td><\/tr><tr><td>Additional benefits<\/td><td>Cashback, discounts, apps<\/td><td>VIP lounges, travel insurance, points<\/td><\/tr><tr><td>Ideal audience<\/td><td>Everyday users, young people<\/td><td>Travelers, high monthly expenses<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">This table illustrates how the decision depends less on cost and more on usage profile. If the focus is international travel, paying an annual fee may be worthwhile. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But, for those just looking for practicality in their day-to-day lives, the free version continues to be the most advantageous.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It also shows how the market segments its offerings. While traditional banks still focus on premium packages, fintechs are gaining ground precisely because of their simplicity and transparency.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">When is it best to opt for a card with no annual fee?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This type of card makes sense for most consumers who are just looking for convenience and financial control.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Example 1<\/strong>: a university student who does not yet have a high income finds in this product the chance to build a credit history without compromising their budget.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Example 2<\/strong>: A professional who prefers direct cashback on supermarket purchases or ride-hailing apps sees greater value in daily savings rather than accumulating travel points.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, those who travel abroad frequently or have large monthly expenses may find more value in paid cards. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The secret is to calculate how much you actually earn in benefits versus how much you spend on fees.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Think of the card as a tool: just as no one would buy a professional drill just to hang a picture at home, it doesn&#039;t make sense to pay a lot for benefits that are rarely used.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">How to choose a good card with no annual fee<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There are dozens of options on the market, but some criteria help you make the right decision:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Check if the card offers extra benefits beyond the fee waiver.<\/li>\n\n\n\n<li>Evaluate the issuing institution&#039;s reputation with organizations such as Reclame Aqui and the Central Bank.<\/li>\n\n\n\n<li>Please note the limit increase policy, especially if you intend to use it as your primary card.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Another important point is to analyze whether the institution offers quality service. Often, fast and effective support in emergency situations is worth more than a sophisticated points program.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is also important to compare experiences shared by other users. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Comments on forums and social media help identify recurring or unique issues that don&#039;t appear in official advertising.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When making this decision, many consumers are tempted by exaggerated promises. Therefore, always consult information on reliable websites, such as Exame \u2013 Credit Cards, before making your final decision.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Question you need to ask yourself<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you pay an annual fee today, do the benefits you receive actually outweigh the amount invested? This consideration is essential to understanding whether it&#039;s worth switching to a <strong>credit card with no annual fee<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Often, the answer lies in the details. Compare your bills and see how much you actually used for miles, insurance, or exclusive access. In many cases, the annual fee isn&#039;t justified considering the actual use of the card.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">O <strong>credit card with no annual fee<\/strong> It&#039;s a smart option for those who want to simplify their financial lives, cut costs and still enjoy modern digital benefits. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, it is not a substitute for premium cards when it comes to accumulating miles, accessing VIP lounges, or securing robust travel insurance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The choice should be based on each person&#039;s consumption profile and financial strategy. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">After all, in the world of personal finance, the best card isn&#039;t the one that offers the most promises, but the one that generates real value in your daily life.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions (FAQ)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1. Does every card with no annual fee have fewer benefits?<\/strong><br>Not necessarily. Many offer cashback, discounts, and integration with digital wallets, but they generally don&#039;t compete with premium cards in rewards programs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2. Can I have more than one card without an annual fee?<\/strong><br>Yes, and it can be advantageous, as long as the consumer maintains control over spending and avoids debt.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>3. Does the limit increase over time?<\/strong><br>In general, yes. Fintechs evaluate responsible usage and may gradually release higher limits.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>4. Should people who travel a lot avoid cards with no annual fee?<\/strong><br>It depends on your profile. Frequent travelers may benefit more from premium cards, but for occasional trips, cards with no annual fees can still be a good fit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>5. Is it worth switching from a paid card to a free one?<\/strong><br>If the benefits received don&#039;t offset the annual fee, yes. Migrating can generate significant savings without major losses in your daily life.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>Os consumidores brasileiros est\u00e3o cada vez mais atentos aos benef\u00edcios financeiros, e o cart\u00e3o de cr\u00e9dito sem anuidade aparece como uma das principais escolhas de quem busca praticidade sem custos extras. Mas ser\u00e1 que ele realmente compensa no dia a dia? A resposta exige uma an\u00e1lise cuidadosa de vantagens, limita\u00e7\u00f5es e perfis de uso. Neste&hellip; <a class=\"read-more\" href=\"https:\/\/valorizei.com\/en\/cartao-de-credito-sem-anuidade-vale-a-pena\/\">Continuar lendo<\/a><\/p>","protected":false},"author":46,"featured_media":41834,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"O cart\u00e3o de cr\u00e9dito sem anuidade aparece como uma das principais escolhas de quem busca praticidade sem custos extras.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"none","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"both","_seopress_redirections_param":"","_seopress_redirections_type":301,"_seopress_analysis_target_kw":"Cart\u00e3o de cr\u00e9dito sem anuidade","footnotes":""},"categories":[112],"tags":[],"class_list":["post-41799","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credito"],"_links":{"self":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/41799","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/users\/46"}],"replies":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/comments?post=41799"}],"version-history":[{"count":5,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/41799\/revisions"}],"predecessor-version":[{"id":41806,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/41799\/revisions\/41806"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media\/41834"}],"wp:attachment":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media?parent=41799"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/categories?post=41799"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/tags?post=41799"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}