{"id":38153,"date":"2024-11-21T17:13:42","date_gmt":"2024-11-21T14:13:42","guid":{"rendered":"https:\/\/valorizei.com\/?p=38153"},"modified":"2025-10-24T17:46:52","modified_gmt":"2025-10-24T14:46:52","slug":"os-melhores-cartoes-de-credito-com-cashback-no-brasil","status":"publish","type":"post","link":"https:\/\/valorizei.com\/en\/os-melhores-cartoes-de-credito-com-cashback-no-brasil\/","title":{"rendered":"The Best Credit Cards with Cashback in Brazil"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Cashback credit cards have gained popularity in recent years as they offer real benefits to consumers, such as getting part of the amount spent back in the form of cash. <\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"background-color:#d9d9d9;color:#d9d9d9\"\/>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. Bradesco Like Card<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">O <strong>Bradesco Like Card<\/strong> It is ideal for those who want to customize the benefits of their card. It allows you to choose the categories where you want to receive higher cashback, such as supermarkets, restaurants or fuel.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Main Benefits:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>1% cashback<\/strong> on all purchases, with an increase to <strong>4% in custom categories<\/strong>.<\/li>\n\n\n\n<li>Choose your preferred categories in the Bradesco Cart\u00f5es app.<\/li>\n\n\n\n<li>Access to promotions and discounts from Bradesco partners.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Requirements to Apply:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Minimum income of R$ 2,500.<\/li>\n\n\n\n<li>Regular CPF with no restrictions.<\/li>\n\n\n\n<li>Credit analysis carried out by the bank.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>How to Request:<\/strong><br>The request can be made on the Bradesco website or at physical branches. The customer fills out the form, submits the necessary documents, and awaits credit approval.<\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"background-color:#d9d9d9;color:#d9d9d9\"\/>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. M\u00e9liuz Card<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">O <strong>M\u00e9liuz Card<\/strong> is one of the pioneers in cashback in Brazil and continues to be one of the best options for those who want to save money. It offers up to <strong>1.8% cashback<\/strong> in purchases, in addition to partnerships with stores that increase this percentage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Main Benefits:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Until <strong>1.8% cashback<\/strong> accumulated in purchases made on credit.<\/li>\n\n\n\n<li><strong>R$ 20 additional cashback<\/strong> after accumulating R$ 250 cashback for the first time.<\/li>\n\n\n\n<li>Exclusive partnerships with major brands, increasing cashback on online purchases.<\/li>\n\n\n\n<li><strong>No annual fee<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Requirements to Apply:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Be over 18 years old.<\/li>\n\n\n\n<li>Regular CPF with no restrictions.<\/li>\n\n\n\n<li>Minimum income not specified, but proof of income is recommended.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>How to Request:<\/strong><br>The request is made 100% online <a href=\"https:\/\/www.meliuz.com.br\/cartao-de-credito\">through the M\u00e9liuz website or app<\/a>. Simply fill in your personal details, send the necessary documents and wait for the credit analysis.<\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"background-color:#d9d9d9;color:#d9d9d9\"\/>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. XP Visa Infinite Card<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">O <strong>XP Visa Infinite Card<\/strong> It is a premium option for those looking for cashback combined with exclusive benefits. It returns part of the amount spent on purchases directly as credit for investments in XP, allowing the customer to make their money yield even more.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Main Benefits:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>1% cashback<\/strong> on the total value of purchases.<\/li>\n\n\n\n<li>Cashback is automatically converted into investment balance.<\/li>\n\n\n\n<li>Visa Infinite benefits, such as airport lounges and travel insurance.<\/li>\n\n\n\n<li><strong>No annual fee<\/strong>, as long as you are an XP customer with a minimum balance invested.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Requirements to Apply:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Become an XP Investimentos client.<\/li>\n\n\n\n<li>Have at least R$ 5,000 invested in the XP platform.<\/li>\n\n\n\n<li>Regular CPF.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>How to Request:<\/strong><br>The card can be requested directly at <a href=\"https:\/\/www.xpi.com.br\/produtos\/cartao-de-credito\/\">XP platform<\/a>, in the \u201cCards\u201d tab. If you are not yet a customer, you will need to open an account and start investing.<\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"background-color:#d9d9d9;color:#d9d9d9\"\/>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Comparison Between Cards<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Card<\/strong><\/th><th><strong>Cash back<\/strong><\/th><th><strong>Annuity<\/strong><\/th><th><strong>Differentials<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Meliuz<\/strong><\/td><td>Up to 1.8%<\/td><td>No annual fee<\/td><td>Exclusive partnerships and initial bonuses<\/td><\/tr><tr><td><strong>Inter Gold<\/strong><\/td><td>0,25%<\/td><td>No annual fee<\/td><td>Cashback directly into your digital account<\/td><\/tr><tr><td><strong>XP Visa Infinite<\/strong><\/td><td>1%<\/td><td>No annual fee*<\/td><td>Cashback for investments<\/td><\/tr><tr><td><strong>Bradesco Like<\/strong><\/td><td>1% (up to 4% in categories)<\/td><td>R$ 50\/month**<\/td><td>Customizable categories<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">*No annual fee for customers with a minimum balance at XP.<br>**Amount may be exempt depending on monthly expenses.<\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"background-color:#d9d9d9;color:#d9d9d9\"\/>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Tips for Choosing the Ideal Cashback Card<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Understand your consumption habits:<\/strong> If you spend more on supermarkets or fuel, look for cards that offer higher cashback in these categories.<\/li>\n\n\n\n<li><strong>Assess the need for annuity:<\/strong> Some cards have low or no annual fees, depending on your spending profile.<\/li>\n\n\n\n<li><strong>Consider the additional benefits:<\/strong> In addition to cashback, many cards offer benefits such as discounts in stores, access to VIP lounges or insurance.<\/li>\n\n\n\n<li><strong>Check compatibility with financial control apps:<\/strong> Cards that integrate with apps like M\u00e9liuz or PicPay can make it easier to track accumulated cashback.<\/li>\n<\/ol>","protected":false},"excerpt":{"rendered":"<p>Cart\u00f5es de cr\u00e9dito com cashback t\u00eam ganhado popularidade nos \u00faltimos anos por oferecerem benef\u00edcios reais aos consumidores, como a devolu\u00e7\u00e3o de parte do valor gasto em forma de dinheiro. 4. Cart\u00e3o Bradesco Like O Cart\u00e3o Bradesco Like \u00e9 ideal para quem deseja personalizar os benef\u00edcios do seu cart\u00e3o. Ele permite escolher as categorias onde voc\u00ea&hellip; <a class=\"read-more\" href=\"https:\/\/valorizei.com\/en\/os-melhores-cartoes-de-credito-com-cashback-no-brasil\/\">Continuar lendo<\/a><\/p>","protected":false},"author":29,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"none","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"both","_seopress_redirections_param":"","_seopress_redirections_type":301,"_seopress_analysis_target_kw":"Cashback","footnotes":""},"categories":[109],"tags":[],"class_list":["post-38153","post","type-post","status-publish","format-standard","hentry","category-noticias"],"_links":{"self":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/38153","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/comments?post=38153"}],"version-history":[{"count":6,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/38153\/revisions"}],"predecessor-version":[{"id":42147,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/38153\/revisions\/42147"}],"wp:attachment":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media?parent=38153"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/categories?post=38153"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/tags?post=38153"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}