{"id":36886,"date":"2024-02-23T02:16:21","date_gmt":"2024-02-22T23:16:21","guid":{"rendered":"https:\/\/valorizei.com\/?p=36886"},"modified":"2024-04-22T18:36:23","modified_gmt":"2024-04-22T15:36:23","slug":"aposentadoria-2024-confira-os-novos-valores","status":"publish","type":"post","link":"https:\/\/valorizei.com\/en\/aposentadoria-2024-confira-os-novos-valores\/","title":{"rendered":"Pension 2024 - check out the new amounts"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Starting in January 2024, retirees and other beneficiaries of INSS (National Institute of Social Security) can count on <strong>new values<\/strong> in its benefits.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The changes in INSS values for 2024 bring with them hope and social protection for you and your family, and in this complete guide, we will analyze all the changes that were made by the government.<\/p>\n\n\n<div class=\"lazyblock-botoes-cta-Z22Yzc9 wp-block-lazyblock-botoes-cta\"><style>\n\n.wp-block-lazyblock-botoes-cta{\n  display: flex;\n  justify-content: center;\n  align-content: center;\n  margin: 2rem 0;\n  max-width: 900px;\n}\n.botoes-cta a { \n  text-decoration: none;\n}\n\n.botoes-cta div:last-child a \n{\n\tcolor: #fff;\n\ttext-decoration: none;\n}\n\t\n.botoes-cta div:last-child .btn_ref \n{\n\tborder: 3px solid #f1f1f1;\n\tborder-radius: 80px;\n\tpadding: 0 5px;\n\theight: 28px;\n\tjustify-content: center;\n\talign-items: center;\n\twidth: 32px;\nheight: 32px;\npadding: 15px 15px;\n}\n\t\n.botoes-cta div:last-child \n{\n\tcolor: white;\n\n    background-image: linear-gradient(130deg,#68C153 0%,#1AAEC4 89%);\n  \n}\n.botoes-cta div a \n{\n\tcolor: #ffff;\n    display: flex;\n    justify-content: center;\n    align-items: center;\n    font-weight: bold;\n}\n\n.botoes-cta \n{\n\tdisplay: flex;\n\tflex-direction: column;\n\twidth: 100%;\n\talign-items: center;\n}\n\n.botoes-cta div:last-child \n{\n\tcolor: white;\n\t\/*background-image: linear-gradient(to right, #0693e3, #058fdd, #038ad7, #0286d2, #0082cc);*\/\n}\n\n.button-row-teste a img \n{\n\tdisplay: flex;\n}\n\n.button-row-teste::after \n{\n\tcontent: '';\n\tcolor: white;\n}\n\n.button-row-teste \n{\n\n    background-image: linear-gradient(130deg,#68C153 0%,#1AAEC4 89%);\n    display: flex;\n\tjustify-content: space-between;\n\talign-items: center;\n\tpadding-right: 5px;\n\tborder-radius: 5px;\n\twidth: 100% !important;\n\theight: auto;\n\tmargin-bottom: 10px;\n\tpadding: 4px 4px 4px 4px;\n\ttext-align: center;\n}\n\n.btn-cta-loop \n{\n\twidth: 100%;\n}\n\n.btn_ref \n{\n\tborder: 3px solid #fff;\n\tborder-radius: 80px;\n\tpadding: 0 5px;\n\theight: 32px;\n\twidth: 32px;\n\tfont-size: 28px;\n\tpadding: 15px;\n}\n\t.botoes-cta div:last-child a.btn-cta-loop{ \n\t  font-size: 15px;\n\t}\n@media(max-width:800px)\n{\n\t.button-row-teste a \n    {\n\t\tcolor: #0693e3;\n\t}\n\t\n\t.button-row-teste \n    {\n\t    width: 100%;\n\t    min-height: 50px;\n\t\theight:auto;\n\t\tmargin-bottom: 10px;\n\t\tpadding: 4px 4px 4px 4px;\n\t\ttext-align: center;\n\t}\n\t\n    .btn-cta-loop \n    {\n\t\twidth: 100%;\n\t}\n}\n\n<\/style>\n\n\n<div class=\"botoes-cta\"style=\"width:100%\">\n  <a class=\"tc-btn\" href=\"https:\/\/valorizei.com\/en\/aposentadoria-2024-confira-os-novos-valores\/2\/\">\n  <div class=\"button-row-teste\">\n      <a class=\"tc-btn btn-cta-loop\" href=\"https:\/\/valorizei.com\/en\/aposentadoria-2024-confira-os-novos-valores\/2\/\">Continue reading<\/a>\n     <a class=\"tc-btn btn_ref\" style=\"display: flex;justify-content: center;align-items: center;\" href=\"https:\/\/valorizei.com\/en\/aposentadoria-2024-confira-os-novos-valores\/2\/\">\u2794<\/a> \n <\/div>\n <\/a>\n<\/div>\n\n\n<\/div>\n\n\n<!--nextpage-->\n\n\n\n<h2 class=\"wp-block-heading\">The new INSS table for 2024<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A <strong>new INSS table for 2024<\/strong> represents a set of changes to the rules for contributing to and paying social security benefits in Brazil. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It was published in the Federal Official Gazette (DOU) on January 12, 2024 and came into force the following day.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>To consult the full INSS 2024 table, with the new contribution bands, rates and benefit amounts, you can access the following channels:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>INSS website:<\/strong>&nbsp;<a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/meu.inss.gov.br\/\">https:\/\/meu.inss.gov.br\/<\/a><\/li>\n\n\n\n<li><strong>My INSS app:<\/strong>&nbsp;Available for Android and iOS<\/li>\n\n\n\n<li><strong>INSS Call Center:<\/strong>&nbsp;Phone 135<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Raising the INSS Floor<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A relief for millions of Brazilians, the INSS floor rises to R$ 1,412.00, increasing the monthly income of retirees, pensioners, beneficiaries of sickness and maternity benefits, among others.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Benefits readjustment<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For those who have already earned their pension and receive above the floor, the 3.71% adjustment based on the <a href=\"https:\/\/www.ibge.gov.br\/estatisticas\/economicas\/precos-e-custos\/9258-indice-nacional-de-precos-ao-consumidor.html\">INPC<\/a> (National Consumer Price Index) guarantees the preservation of the purchasing power of the benefits.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">New INSS Ceiling<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The scope of <a href=\"https:\/\/valorizei.com\/en\/qual-o-rendimento-da-previdencia-privada\/\">social security<\/a> with the new ceiling of R$ 7,786.02, which limits the maximum amount of contributions and benefits received, offering greater protection for those who contribute higher amounts.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Other Relevant Changes<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The family allowance quota increases to R$ 62.04 for those who receive up to R$ 1,819.26, and the income limit for prisoner allowance is changed to R$ 1,819.26.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to plan well for your retirement<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The earlier you start planning, the more time you will have to accumulate funds and benefit from compound interest.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to Plan Well for Retirement: A Complete Guide to a Peaceful Future<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Retirement is an important stage of life that requires meticulous planning to ensure a peaceful and prosperous life.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> Neglecting this stage can result in financial difficulties and frustrations in the future. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Start early<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The earlier you start planning, the more time you will have to accumulate funds and benefit from compound interest. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Start thinking about your retirement when you're 20 or 30, even if you can't contribute large sums.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Define your objectives<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Determine the kind of life you want to have in retirement and calculate the amount needed to achieve that goal. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Consider your current spending, lifestyle, travel plans and other factors that may influence your future financial needs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Diversify your investments<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Distribute your resources between different asset classes to reduce risks and increase the chances of success. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Options such as fixed income, variable income, investment funds, private pensions and alternative investments can all be considered.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Make a family budget<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Control your spending and set goals for saving and investing. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Create a budget plan that includes your fixed and variable expenses, set a monthly amount to contribute to your retirement and monitor your results.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. Stay informed<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Read up on investments, finances and planning to make informed decisions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> Keep up to date with changes in pension rules, seek knowledge on blogs, books, courses and specialized workshops.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. Seek professional advice<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Consult a financial planner for a personalized plan that meets your specific needs. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A qualified professional can help you choose investments, set goals and monitor your progress.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">7. Review your plan periodically<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Your financial situation and objectives may change over time. It's important to review your retirement plan periodically to ensure that it's in line with your needs and up-to-date objectives.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">8. Start contributing to a private pension fund<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Private pensions are a complement to public pensions and offer a variety of plans and investment options. Choose a plan that fits your profile and make regular contributions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">9. Explore other ways to secure income in retirement<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Consider investing in real estate, stocks, real estate investment funds (FIIs) and other assets that can generate passive income in retirement.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">10. Prepare for a change of lifestyle<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Retirement represents a significant change in routine. Prepare yourself for this change physically, mentally and emotionally. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Explore new activities, stay active and look for new ways to connect with the community.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Planning your retirement is an investment in your future. Start building the life you want for your more mature years today!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Share this guide with your friends and family so that they too can prepare for a peaceful and prosperous retirement!<\/strong> <\/p>","protected":false},"excerpt":{"rendered":"<p>A partir de janeiro de 2024, os aposentados e demais benefici\u00e1rios do INSS (Instituto Nacional do Seguro Social) podem contar com novos valores em seus benef\u00edcios. As mudan\u00e7as nos valores do INSS para 2024 trazem consigo esperan\u00e7a e prote\u00e7\u00e3o social para voc\u00ea e sua fam\u00edlia, e neste guia completo, vamos analisar todas as altera\u00e7\u00f5es que&hellip; <a class=\"read-more\" href=\"https:\/\/valorizei.com\/en\/aposentadoria-2024-confira-os-novos-valores\/\">Continue reading<\/a><\/p>","protected":false},"author":2,"featured_media":36887,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"Aposentadoria 2024 - confira os novos valores","_seopress_titles_desc":"Saiba tudo sobre as mudan\u00e7as na aposentadoria 2024 e como elas v\u00e3o afetar o seu planejamento familiar para se aposentar.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"aposentadoria 2024","footnotes":""},"categories":[1742],"tags":[],"class_list":["post-36886","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-beneficios-do-governo"],"_links":{"self":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/36886","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/comments?post=36886"}],"version-history":[{"count":4,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/36886\/revisions"}],"predecessor-version":[{"id":37095,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/36886\/revisions\/37095"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media\/36887"}],"wp:attachment":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media?parent=36886"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/categories?post=36886"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/tags?post=36886"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}