{"id":36625,"date":"2024-01-22T18:07:47","date_gmt":"2024-01-22T15:07:47","guid":{"rendered":"https:\/\/valorizei.com\/?p=36625"},"modified":"2025-02-14T12:59:31","modified_gmt":"2025-02-14T09:59:31","slug":"veja-como-pagar-suas-dividas-pelo-desenrola-brasil-regras-prazos-e-muito-mais","status":"publish","type":"post","link":"https:\/\/valorizei.com\/en\/veja-como-pagar-suas-dividas-pelo-desenrola-brasil-regras-prazos-e-muito-mais\/","title":{"rendered":"See how to pay your debts through Desenrola Brasil: rules, deadlines and much more\u00a0"},"content":{"rendered":"<p class=\"wp-block-paragraph\">The deadlines for closing the <strong>Unroll Brazil<\/strong> were extended until March 31, 2024, and there is no forecast for a new extension.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, if you want to pay your debts in up to 60 installments, with installments of at least R$50.00, you should hurry to reach an agreement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is because the conditions are truly unmissable, since several participating banks are offering discounts, in addition to the interest rate having been set at 1.99% per month.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So, if you couldn&#039;t see any light at the end of the tunnel, and saw your debts progressively increasing, this could be your chance to change your situation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Want to know how? Then don&#039;t miss the content below!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Who is entitled to negotiate through Desenrola Brasil?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">O <strong>Unroll<\/strong> <strong>Brazil <\/strong>It has been running since July 2023, so it is already in the final phase.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is because, previously, it was possible to obtain the withdrawal of debts of up to R$100.00 from credit protection agencies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, the program is currently in its final phase, which offers special negotiation conditions through the Desenrola Brasil platform with Gov.br.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These negotiations are for debts acquired between 2019 and 2022, which do not exceed the value of R$$ 20,000,000.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To participate in negotiations with special conditions, the citizen must receive up to 2 (two) minimum wages per month.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is worth mentioning that the debt can only be negotiated by Desenrola Brasil if the creditor bank agrees to participate in the program.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Additionally, the debtor must have a Gov.br account to be able to access the negotiation platform.<\/p>\n\n\n<div class=\"lazyblock-card-rapido-2eHrJQ wp-block-lazyblock-card-rapido\"><a  class=\"tc-btn\" href=\"https:\/\/www.gov.br\/fazenda\/pt-br\/acesso-a-informacao\/acoes-e-programas\/desenrola-brasil\/educacao-financeira\"><div class=\"card-002\">\n  <img decoding=\"async\" class=\"card-img-002\" src=\"https:\/\/valorizei.com\/wp-content\/uploads\/2024\/01\/desenrola-brasil-2.jpeg\" alt=\"\">\n  <div class=\"card-body\">\n    <span class=\"card-title-002\">ACCESS THE INFORMATION PAGE<\/span>\n    <span class=\"card-text-002\">Get all your questions answered about the program<\/span>\n  <\/div>\n  <span style=\"padding-right:1em;\"><i class=\"arrow right\"><\/i><\/span>\n<\/div>\n<\/a>\n<style>\n.arrow {\n  border: solid #0073aa;\n  border-width: 0 3px 3px 0;\n  display: inline-block;\n  padding: 6px;\n}\n\n.right {\n  transform: rotate(-45deg);\n  -webkit-transform: rotate(-45deg);\n}\n\n.left {\n  transform: rotate(135deg);\n  -webkit-transform: rotate(135deg);\n}\n\n.up {\n  transform: rotate(-135deg);\n  -webkit-transform: rotate(-135deg);\n}\n\n.down {\n  transform: rotate(45deg);\n  -webkit-transform: rotate(45deg);\n}\n.wp-block-lazyblock-card-rapido a{\n  color: black;\n  width: 100%;\n}\n  .card-002{\n        display: flex;\n    border: 1px solid #ccc;\n    max-width: 768px;\n    width: 100%;\n    border-radius: 10px;\n    align-items: center;\n    padding: 0.5em;\n    gap:0.5em;\n    justify-content: space-between;\n        box-shadow: 4px 3px 1px rgba(0, 0, 0, 0.3);\n    background-color: #f3f3f3;\n    margin: 5px 0 20px;\n  }\n  .card-002 img{\n    max-width: 72px;\n    box-shadow: none;\n    height: auto;\n  }\n  .card-text-002{\n    font-size: 14px;\n    color: #5a5a5a;\n  }\n  .card-title-002\n  {\n    display: flex;\n    flex-direction: column;\n  }\n  .wp-block-lazyblock-card-rapido{ \n    display:flex;\n    justify-content: center;\n    align-items: center;\n  }\n<\/style><\/div>\n\n\n<h2 class=\"wp-block-heading\">See how to access the platform and negotiate your debts<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">At this point you already know the basic criteria for negotiating your debts through <strong>Unroll Brazil<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And, as we have seen, to be able to access the platform, citizens must have a Gov.br account.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So, start by accessing your account. If you don&#039;t have one, simply create one quickly using your CPF.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Previously, the account needed to be silver or gold level to access trading, but this has changed, and bronze accounts can now access it as well.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With the account created, access the <a href=\"https:\/\/desenrola.gov.br\/home\">platform <\/a>from Desenrola Brasil, and log in.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The next step will be to look for the \u201cMy debts\u201d tab to locate the debts available for negotiation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">After checking the information, click above the debt to check which proposals are available for it.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Have you found a good offer? Simply select it and accept the contract to conclude the negotiation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can choose between paying your agreement in full via Pix, or paying in installments using a bank slip.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To pay with Pix, simply copy the QR Code and pay it at your bank. When paying in installments, wait for the invoice to be sent to your email.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is important to note that the agreement bank is responsible for sending the negotiation information.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Furthermore, after the negotiation is completed, simply wait for the debt to be written off.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Why don&#039;t all my debts appear on the platform?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you have more than one debt, you may notice that not all of your debts are available for negotiation when you log into the platform. Why does this happen?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This situation occurs for the simple fact that not all creditor banks have agreed to participate in the program.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, if the bank that owns your debt does not participate in the <strong>Unroll Brazil<\/strong>, it will not be possible to negotiate there.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Another possibility is the type of debt, since as we have seen, only debts acquired between 2019 and 2022, worth up to 20,000.00, are considered.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, if your debt is not from that period, or has a higher value, it will also not be possible to negotiate it through the program.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Learn how to track and pay your agreements with Desenrola Brasil&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Tracking and paying your agreements is very simple, as everything can be checked on the platform.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For negotiations with a contract signed between the citizen and the bank, it is possible to check the progress and information of the agreement in the \u201cMy negotiations\u201d tab.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is important to say that the installments of the installment agreements will not be on the platform. <strong>Unroll Brazil<\/strong>, as they will be sent by the responsible bank, via email.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, it is still possible to check the debt reduction on the website.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Can I cancel an agreement? What happens if I don&#039;t pay?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">It is very common for a citizen to close a deal and then realize that it was not worth it, or even face some problem paying.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this case, what should I do? Is it possible to cancel an agreement? What happens if I don&#039;t pay?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Starting with the first question, you have up to 7 days from the closing date of the contract to withdraw from the agreement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this case, simply access the \u201cMy negotiations\u201d tab and inform your decision to cancel the agreement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, if this period passes, it will no longer be possible to withdraw from the agreement, and in case of non-compliance, your name will be negatively impacted by the bank.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Finally, if you forgot to pay and the installment was late, don&#039;t worry.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is because you simply need to contact the creditor bank to request a new payment slip for the overdue installment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is worth remembering that it is crucial that you seek this negotiation, as not paying the agreement will generate a debt with the new creditor bank, since it assumed the debt.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So, the conditions for trading with the <strong>Unroll Brazil <\/strong>are very good, so don&#039;t miss the March 31, 2024 deadline and get your finances in order!<\/p>\n\n\n<div class=\"lazyblock-botoes-cta-1Mve4S wp-block-lazyblock-botoes-cta\"><style>\n\n.wp-block-lazyblock-botoes-cta{\n  display: flex;\n  justify-content: center;\n  align-content: center;\n  margin: 2rem 0;\n  max-width: 900px;\n}\n.botoes-cta a { \n  text-decoration: none;\n}\n\n.botoes-cta div:last-child a \n{\n\tcolor: #fff;\n\ttext-decoration: none;\n}\n\t\n.botoes-cta div:last-child .btn_ref \n{\n\tborder: 3px solid #f1f1f1;\n\tborder-radius: 80px;\n\tpadding: 0 5px;\n\theight: 28px;\n\tjustify-content: center;\n\talign-items: center;\n\twidth: 32px;\nheight: 32px;\npadding: 15px 15px;\n}\n\t\n.botoes-cta div:last-child \n{\n\tcolor: white;\n\n    background-image: linear-gradient(130deg,#68C153 0%,#1AAEC4 89%);\n  \n}\n.botoes-cta div a \n{\n\tcolor: #ffff;\n    display: flex;\n    justify-content: center;\n    align-items: center;\n    font-weight: bold;\n}\n\n.botoes-cta \n{\n\tdisplay: flex;\n\tflex-direction: column;\n\twidth: 100%;\n\talign-items: center;\n}\n\n.botoes-cta div:last-child \n{\n\tcolor: white;\n\t\/*background-image: linear-gradient(to right, #0693e3, #058fdd, #038ad7, #0286d2, #0082cc);*\/\n}\n\n.button-row-teste a img \n{\n\tdisplay: flex;\n}\n\n.button-row-teste::after \n{\n\tcontent: '';\n\tcolor: white;\n}\n\n.button-row-teste \n{\n\n    background-image: linear-gradient(130deg,#68C153 0%,#1AAEC4 89%);\n    display: flex;\n\tjustify-content: space-between;\n\talign-items: center;\n\tpadding-right: 5px;\n\tborder-radius: 5px;\n\twidth: 100% !important;\n\theight: auto;\n\tmargin-bottom: 10px;\n\tpadding: 4px 4px 4px 4px;\n\ttext-align: center;\n}\n\n.btn-cta-loop \n{\n\twidth: 100%;\n}\n\n.btn_ref \n{\n\tborder: 3px solid #fff;\n\tborder-radius: 80px;\n\tpadding: 0 5px;\n\theight: 32px;\n\twidth: 32px;\n\tfont-size: 28px;\n\tpadding: 15px;\n}\n\t.botoes-cta div:last-child a.btn-cta-loop{ \n\t  font-size: 15px;\n\t}\n@media(max-width:800px)\n{\n\t.button-row-teste a \n    {\n\t\tcolor: #0693e3;\n\t}\n\t\n\t.button-row-teste \n    {\n\t    width: 100%;\n\t    min-height: 50px;\n\t\theight:auto;\n\t\tmargin-bottom: 10px;\n\t\tpadding: 4px 4px 4px 4px;\n\t\ttext-align: center;\n\t}\n\t\n    .btn-cta-loop \n    {\n\t\twidth: 100%;\n\t}\n}\n\n<\/style>\n\n\n<div class=\"botoes-cta\"style=\"width:100%\">\n  <a class=\"tc-btn\" href=\"https:\/\/sso.acesso.gov.br\/login?client_id=desenrola.gov.br&amp;amp;authorization_id=18d31ae97bb\">\n  <div class=\"button-row-teste\">\n      <a class=\"tc-btn btn-cta-loop\" href=\"https:\/\/sso.acesso.gov.br\/login?client_id=desenrola.gov.br&amp;amp;authorization_id=18d31ae97bb\">CREATE YOUR GOV.BR ACCOUNT TO ACCESS DESENROLA BRASIL<\/a>\n     <a class=\"tc-btn btn_ref\" style=\"display: flex;justify-content: center;align-items: center;\" href=\"https:\/\/sso.acesso.gov.br\/login?client_id=desenrola.gov.br&amp;amp;authorization_id=18d31ae97bb\">\u2794<\/a> \n <\/div>\n <\/a>\n<\/div>\n\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Os prazos para encerramento do Desenrola Brasil foram prorrogados at\u00e9 31 de mar\u00e7o de 2024, e n\u00e3o h\u00e1 previs\u00e3o de nova extens\u00e3o. Portanto, se voc\u00ea deseja parcelar seus d\u00e9bitos em at\u00e9 60 vezes, com parcelas de no m\u00ednimo R$ 50,00, deve correr para conseguir um acordo. Isso porque, as condi\u00e7\u00f5es s\u00e3o realmente imperd\u00edveis, uma vez&hellip; <a class=\"read-more\" href=\"https:\/\/valorizei.com\/en\/veja-como-pagar-suas-dividas-pelo-desenrola-brasil-regras-prazos-e-muito-mais\/\">Continuar lendo<\/a><\/p>","protected":false},"author":37,"featured_media":36643,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"Para aproveitar as condi\u00e7\u00f5es do Desenrola Brasil \u00e9 importante saber as principais regras do programa, e o processo de negocia\u00e7\u00e3o.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"Desenrola Brasil","footnotes":""},"categories":[1742],"tags":[],"class_list":["post-36625","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-beneficios-do-governo"],"_links":{"self":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/36625","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/comments?post=36625"}],"version-history":[{"count":8,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/36625\/revisions"}],"predecessor-version":[{"id":36651,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/36625\/revisions\/36651"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media\/36643"}],"wp:attachment":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media?parent=36625"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/categories?post=36625"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/tags?post=36625"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}