{"id":29351,"date":"2023-07-19T19:17:15","date_gmt":"2023-07-19T16:17:15","guid":{"rendered":"https:\/\/valorizei.com\/?p=29351"},"modified":"2025-03-27T15:24:00","modified_gmt":"2025-03-27T12:24:00","slug":"cartao-sem-tarifas","status":"publish","type":"post","link":"https:\/\/valorizei.com\/en\/cartao-sem-tarifas\/","title":{"rendered":"Transparent card with no fees"},"content":{"rendered":"<p class=\"wp-block-paragraph\">With the intention of being new to the market, Mastercard has launched a <strong>no-fee card<\/strong> which is literally transparent, not only in the ideas, but the card itself has a colorless part.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So take the opportunity to<a href=\"https:\/\/www.bb.com.br\/site\/pra-voce\/cartoes-de-credito\/\"> <\/a>find out more about this new card on the market and see if it suits your profile. Remember that you may be subject to approval.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Discover the N26 card with no fees <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">N26 has been Brazil's first Fincare since November 2021, and has arrived with an innovative proposal to take care of your finances, hence the name Fin = Finances and Care = Care. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fincare also brings a <strong>no-fee card<\/strong> with an innovative transparent design, without a stripe and highlighting the security of proximity and chip payments. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this way, the company that seeks to offer transparency in all transactions has adopted the same design as the model launched in Europe with <strong>debit and credit functions<\/strong>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And to make the card even more secure for its users, the magnetic stripe for payments has been removed, a feature that is already falling into disuse for cards issued by mastercard. <\/p>\n\n\n<div class=\"lazyblock-botoes-cta-Z2vwpuG wp-block-lazyblock-botoes-cta\"><style>\n\n.wp-block-lazyblock-botoes-cta{\n  display: flex;\n  justify-content: center;\n  align-content: center;\n  margin: 2rem 0;\n  max-width: 900px;\n}\n.botoes-cta a { \n  text-decoration: none;\n}\n\n.botoes-cta div:last-child a \n{\n\tcolor: #fff;\n\ttext-decoration: none;\n}\n\t\n.botoes-cta div:last-child .btn_ref \n{\n\tborder: 3px solid #f1f1f1;\n\tborder-radius: 80px;\n\tpadding: 0 5px;\n\theight: 28px;\n\tjustify-content: center;\n\talign-items: center;\n\twidth: 32px;\nheight: 32px;\npadding: 15px 15px;\n}\n\t\n.botoes-cta div:last-child \n{\n\tcolor: white;\n\n    background-image: linear-gradient(130deg,#68C153 0%,#1AAEC4 89%);\n  \n}\n.botoes-cta div a \n{\n\tcolor: #ffff;\n    display: flex;\n    justify-content: center;\n    align-items: center;\n    font-weight: bold;\n}\n\n.botoes-cta \n{\n\tdisplay: flex;\n\tflex-direction: column;\n\twidth: 100%;\n\talign-items: center;\n}\n\n.botoes-cta div:last-child \n{\n\tcolor: white;\n\t\/*background-image: linear-gradient(to right, #0693e3, #058fdd, #038ad7, #0286d2, #0082cc);*\/\n}\n\n.button-row-teste a img \n{\n\tdisplay: flex;\n}\n\n.button-row-teste::after \n{\n\tcontent: '';\n\tcolor: white;\n}\n\n.button-row-teste \n{\n\n    background-image: linear-gradient(130deg,#68C153 0%,#1AAEC4 89%);\n    display: flex;\n\tjustify-content: space-between;\n\talign-items: center;\n\tpadding-right: 5px;\n\tborder-radius: 5px;\n\twidth: 100% !important;\n\theight: auto;\n\tmargin-bottom: 10px;\n\tpadding: 4px 4px 4px 4px;\n\ttext-align: center;\n}\n\n.btn-cta-loop \n{\n\twidth: 100%;\n}\n\n.btn_ref \n{\n\tborder: 3px solid #fff;\n\tborder-radius: 80px;\n\tpadding: 0 5px;\n\theight: 32px;\n\twidth: 32px;\n\tfont-size: 28px;\n\tpadding: 15px;\n}\n\t.botoes-cta div:last-child a.btn-cta-loop{ \n\t  font-size: 15px;\n\t}\n@media(max-width:800px)\n{\n\t.button-row-teste a \n    {\n\t\tcolor: #0693e3;\n\t}\n\t\n\t.button-row-teste \n    {\n\t    width: 100%;\n\t    min-height: 50px;\n\t\theight:auto;\n\t\tmargin-bottom: 10px;\n\t\tpadding: 4px 4px 4px 4px;\n\t\ttext-align: center;\n\t}\n\t\n    .btn-cta-loop \n    {\n\t\twidth: 100%;\n\t}\n}\n\n<\/style>\n\n\n<div class=\"botoes-cta\"style=\"width:100%\">\n  <a class=\"tc-btn\" href=\"https:\/\/n26brasil.com\/cartao-n26\/\">\n  <div class=\"button-row-teste\">\n      <a class=\"tc-btn btn-cta-loop\" href=\"https:\/\/n26brasil.com\/cartao-n26\/\">GET TO KNOW THE NO-FEE N26 CARD<\/a>\n     <a class=\"tc-btn btn_ref\" style=\"display: flex;justify-content: center;align-items: center;\" href=\"https:\/\/n26brasil.com\/cartao-n26\/\">\u2794<\/a> \n <\/div>\n <\/a>\n<\/div>\n\n\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">N26 No-fee card differential <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In addition to the transparent card without a magnetic stripe, which makes payments and transactions more secure, the<strong> no-fee card<\/strong> N26 offers its customers some very attractive differentials. Check them out: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Spaces <\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Spaces is the most famous tool offered by N26, because through it you can save your money and maintain a much healthier financial organization. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here's how it works: you choose a Space and you can name it whatever you like so that you know what the money you're saving is for. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Interesting, isn't it? And the most interesting thing is that every amount deposited in Spaces automatically yields 100% CDI. <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>N mode <\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Another advantage of<strong> no-fee card<\/strong> N26 is the N mode, which offers a yield of +1% CDI for every R$ 100 paid on the invoice. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In other words, you spend at least R$ 100 on your card, pay your bill on time and N26 uses the total amount paid on the bill to calculate the CDI for the next month. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This way the CDI can reach up to 200%, but it's not cumulative, so it will depend on how much you've spent on your card. <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Physical and virtual card <\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The N26, in addition to offering a card with the security of proximity and chip for purchases in face-to-face establishments, also has the option of virtual card purchases. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">What's more interesting is that for those who have Mode N, purchases made via the online card are also added to the CDI calculation. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Advantages of the N26 no-fee card <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In addition to the advantages mentioned above, the N26 card also offers great benefits: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>International transfers in 19 currencies, free of charge;<\/li>\n\n\n\n<li>International debit and credit card, no annual fee;<\/li>\n\n\n\n<li>No proof of income required;<\/li>\n\n\n\n<li>Practicality of solving everything through the app; <\/li>\n\n\n\n<li>Prepaid credit card, among others <\/li>\n<\/ul>\n\n\n<div class=\"lazyblock-botoes-cta-7MzUn wp-block-lazyblock-botoes-cta\"><style>\n\n.wp-block-lazyblock-botoes-cta{\n  display: flex;\n  justify-content: center;\n  align-content: center;\n  margin: 2rem 0;\n  max-width: 900px;\n}\n.botoes-cta a { \n  text-decoration: none;\n}\n\n.botoes-cta div:last-child a \n{\n\tcolor: #fff;\n\ttext-decoration: none;\n}\n\t\n.botoes-cta div:last-child .btn_ref \n{\n\tborder: 3px solid #f1f1f1;\n\tborder-radius: 80px;\n\tpadding: 0 5px;\n\theight: 28px;\n\tjustify-content: center;\n\talign-items: center;\n\twidth: 32px;\nheight: 32px;\npadding: 15px 15px;\n}\n\t\n.botoes-cta div:last-child \n{\n\tcolor: white;\n\n    background-image: linear-gradient(130deg,#68C153 0%,#1AAEC4 89%);\n  \n}\n.botoes-cta div a \n{\n\tcolor: #ffff;\n    display: flex;\n    justify-content: center;\n    align-items: center;\n    font-weight: bold;\n}\n\n.botoes-cta \n{\n\tdisplay: flex;\n\tflex-direction: column;\n\twidth: 100%;\n\talign-items: center;\n}\n\n.botoes-cta div:last-child \n{\n\tcolor: white;\n\t\/*background-image: linear-gradient(to right, #0693e3, #058fdd, #038ad7, #0286d2, #0082cc);*\/\n}\n\n.button-row-teste a img \n{\n\tdisplay: flex;\n}\n\n.button-row-teste::after \n{\n\tcontent: '';\n\tcolor: white;\n}\n\n.button-row-teste \n{\n\n    background-image: linear-gradient(130deg,#68C153 0%,#1AAEC4 89%);\n    display: flex;\n\tjustify-content: space-between;\n\talign-items: center;\n\tpadding-right: 5px;\n\tborder-radius: 5px;\n\twidth: 100% !important;\n\theight: auto;\n\tmargin-bottom: 10px;\n\tpadding: 4px 4px 4px 4px;\n\ttext-align: center;\n}\n\n.btn-cta-loop \n{\n\twidth: 100%;\n}\n\n.btn_ref \n{\n\tborder: 3px solid #fff;\n\tborder-radius: 80px;\n\tpadding: 0 5px;\n\theight: 32px;\n\twidth: 32px;\n\tfont-size: 28px;\n\tpadding: 15px;\n}\n\t.botoes-cta div:last-child a.btn-cta-loop{ \n\t  font-size: 15px;\n\t}\n@media(max-width:800px)\n{\n\t.button-row-teste a \n    {\n\t\tcolor: #0693e3;\n\t}\n\t\n\t.button-row-teste \n    {\n\t    width: 100%;\n\t    min-height: 50px;\n\t\theight:auto;\n\t\tmargin-bottom: 10px;\n\t\tpadding: 4px 4px 4px 4px;\n\t\ttext-align: center;\n\t}\n\t\n    .btn-cta-loop \n    {\n\t\twidth: 100%;\n\t}\n}\n\n<\/style>\n\n\n<div class=\"botoes-cta\"style=\"width:100%\">\n  <a class=\"tc-btn\" href=\"https:\/\/n26brasil.com\/cartao-n26\/\">\n  <div class=\"button-row-teste\">\n      <a class=\"tc-btn btn-cta-loop\" href=\"https:\/\/n26brasil.com\/cartao-n26\/\">CHECK OUT ALL THE FEATURES OF THE N26 CARD<\/a>\n     <a class=\"tc-btn btn_ref\" style=\"display: flex;justify-content: center;align-items: center;\" href=\"https:\/\/n26brasil.com\/cartao-n26\/\">\u2794<\/a> \n <\/div>\n <\/a>\n<\/div>\n\n\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">Documentation required to open an account with N26 <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">N26 asks for some requirements before you can open your account, so it's important to bear in mind that Fincare is international.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is therefore possible to open an account both in Brazil and abroad, although the fact that it has different structures means that you can open 2 different N26 accounts. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, it is necessary: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Be at least 18 years old; <\/li>\n\n\n\n<li>Have proof of residence in one of the countries in which N26 operates;<\/li>\n\n\n\n<li>European residence card (valid for 1 year);<\/li>\n\n\n\n<li>Official identification document; <\/li>\n\n\n\n<li>Passport. <\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">How to open an account with N26 <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In Brazil, Fincare has a waiting list for those wishing to open an account and apply for the N26 fee-free card. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, you need to register and wait for Fincare to respond. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So find out how to pre-register and apply for your N26 account: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Click on the Button <strong>\"I want my N26\"<\/strong> above and check out all the details;<\/li>\n\n\n\n<li>Then click on the <strong>\"Apply for a Card\"<\/strong>; <\/li>\n\n\n\n<li>Then, on the secure Fincare website, fill in all the information requested, such as your full name, CPF, e-mail address and date of birth; <\/li>\n\n\n\n<li>Read the terms of use and privacy carefully, and if you accept, simply check the box and send your request. <\/li>\n<\/ul>\n\n\n<div class=\"lazyblock-destaque-card-1ACqEv wp-block-lazyblock-destaque-card\"><div class=\"destaque-header-dd\" style=\"min-width: 250px\">\n  <a class=\"tc-btn comparison-item-dd\" href=\"https:\/\/n26brasil.com\/cartao-n26\/\">\n    <div><img decoding=\"async\" class=\"destaque-image-dd\" style=\"border-radius:5px;\" src=\"https:\/\/valorizei.com\/wp-content\/uploads\/2023\/07\/n26-1.png\" alt=\"\"><\/div>\n  <\/a>\n  <div class=\"destaque-title-dd\" style=\"font-size: 18px; text-align: center;\">I want my N26 <\/div>\n  <div style=\"font-size:14px; text-align:center;padding-top:4px;\">Order now! <\/div>\n\n  <a style=\"background-color:#00d084; color:white; font-weight:bold;\" class=\"tc-btn btn-cta-destaque-dd\"\n    href=\"https:\/\/n26brasil.com\/cartao-n26\/\">CONTINUE\n  <\/a>\n<\/div>\n<style>\n  .destaque-header-dd {\n    width: 265px;\n    display: flex;\n    flex-direction: column;\n    align-items: center;\n    justify-content: space-around;\n    border: 1px solid rgb(206 206 206 \/ 21%);\n    box-shadow: rgba(0, 0, 0, 0.1)0px 2px 3px;\n    border-radius: 5px;\n    padding: 0.5em 0;\n    margin: 1.5em 0;\n    background: #ffff;\n  }\n\n  a.comparison-item-dd {\n    text-decoration: none;\n    color: #000;\n  }\n\n  .wp-block-lazyblock-destaque-card {\n    display: flex;\n    justify-content: center;\n  }\n\n  .comparison-item-dd {\n    text-decoration: none;\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    align-items: center;\n  }\n\n  .destaque-image-dd {\n    border-radius: 5px;\n    width: 250px;\n    height: 150px;\n    object-fit: cover;\n    box-shadow: none;\n  }\n\n  .destaque-title-dd {\n    font-size: 18px;\n    font-weight: bold;\n    padding-top: 16px;\n  }\n\n  .btn-cta-destaque-dd {\n    background: #7635f3;\n    font-size: 16px;\n    line-height: 1;\n    text-transform: none;\n    display: inline-block;\n    color: #fff;\n    fill: #fff;\n    border: none;\n    text-decoration: none;\n    outline: 0;\n    text-shadow: none;\n    box-shadow: rgba(0, 0, 0, 0.5)0px 2px 4px;\n    border-radius: 4px;\n\n  }\n\n  a.btn-cta-destaque-dd {\n    text-decoration: none;\n    height: 45px;\n    display: flex;\n    align-items: center;\n    padding: 0 1em;\n    margin: 16px 0 8px;\n  }\n<\/style><\/div>\n\n\n<p class=\"wp-block-paragraph\">That's it! Now all you have to do is wait for the analysis process and the response from N26 to start enjoying all the advantages and benefits offered by Fincare. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So we hope you like our recommendation, as it was designed exclusively for your recent searches. <\/p>","protected":false},"excerpt":{"rendered":"<p>Com inten\u00e7\u00e3o de ser novidade no mercado, a bandeira Mastercard lan\u00e7ou um cart\u00e3o sem tarifas que \u00e9 literalmente transparente, n\u00e3o somente nas ideias, mas o pr\u00f3prio cart\u00e3o tem uma parte incolor. Portanto, aproveite para conhecer mais esse que \u00e9 novidade no mercado dos cart\u00f5es e veja se combina com o seu perfil. Lembre-se que voc\u00ea&hellip; <a class=\"read-more\" href=\"https:\/\/valorizei.com\/en\/cartao-sem-tarifas\/\">Continuar lendo<\/a><\/p>","protected":false},"author":30,"featured_media":33071,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"Cart\u00e3o \u00e9 sem tarifas e est\u00e1 sendo novo no mercado dos cart\u00f5es. Vem descobrir um pouco mais dessa novidade que preparamos para voc\u00ea.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"cart\u00e3o sem tarifas","footnotes":""},"categories":[112],"tags":[],"class_list":["post-29351","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credito"],"_links":{"self":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/29351","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/comments?post=29351"}],"version-history":[{"count":10,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/29351\/revisions"}],"predecessor-version":[{"id":35638,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/29351\/revisions\/35638"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media\/33071"}],"wp:attachment":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media?parent=29351"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/categories?post=29351"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/tags?post=29351"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}