{"id":28228,"date":"2022-09-24T01:24:57","date_gmt":"2022-09-23T22:24:57","guid":{"rendered":"https:\/\/valorizei.com\/?p=28228"},"modified":"2025-03-27T15:15:29","modified_gmt":"2025-03-27T12:15:29","slug":"como-receber-dinheiro-de-fora-do-brasil","status":"publish","type":"post","link":"https:\/\/valorizei.com\/en\/como-receber-dinheiro-de-fora-do-brasil\/","title":{"rendered":"How to receive money from outside Brazil and what is the maximum amount?"},"content":{"rendered":"<p class=\"has-medium-font-size wp-block-paragraph\"><strong>Do you know how to receive money from outside Brazil and if there is a maximum amount? Read the text and find out!<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The number of Brazilians leaving Brazil and not returning is the highest in 11 years. Among the chosen destinations, the USA is the main one<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One piece of evidence of this practice is the remittances sent to Brazil. Revenue from annual transfers reached US$1.4 billion in 2021, according to data from the Central Bank and the Ministry of Justice.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A large part of Brazilians have always dreamed of leaving the country in search of a better life.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, last year, due to the economic crisis and the release of vaccinated people into other countries, this practice gained full force.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">People who left the country in search of a better life also left behind family members and the hope of providing them with a better life here in Brazil.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So, in today&#039;s text you will discover <strong>How to receive money from outside Brazil<\/strong> and how to do it.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Don't miss out!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What is the maximum amount I can receive from abroad?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">According to the Central Bank, it is possible to receive up to R$1,400,000 without bureaucracy. However, for higher amounts, it will be necessary to declare Income Tax.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Some institutions responsible for transferring remittances may have daily or monthly transfer limits, so it is important to check the rules of each one before choosing.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How to receive money from outside Brazil?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Currently, you can receive or send money from outside Brazil in different ways and without needing to request any type of government authorization.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The most common way is through currency exchange offices or online international transfer platforms.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Furthermore, there are already some digital accounts where it is possible to send or <strong>receive money from abroad.&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The first step is to choose where you want to receive the money. In this text, you will find some suggestions for safe institutions to receive money from outside Brazil.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You will then open an account and provide the sender with your account details.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you choose to withdraw money from a currency exchange, you will need to have a transfer code provided by the sender, that is, by the person or company transferring the remittance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Do I have to pay a fee to receive money from abroad?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, they can vary depending on each company and even depending on the currency. In short, you will be required to pay IOF, Tax on Financial Transactions.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is a federal tax charged on any financial transaction, even international transactions.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The percentage may be 0.38% on the value in the case of transactions to third-party accounts and 1.1% in the case of transactions between accounts with the same holder.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In addition, there are other fees charged by companies, for example, the exchange rate.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, they will be paid by the person sending the money and not by the person receiving it, but the discount will be made on the amount sent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In short, you will receive the amount converted to reais, minus the fees.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Before choosing where you want to receive your money from outside Brazil, it is also essential to check which company charges the lowest fees and rates.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"2000\" src=\"https:\/\/valorizei.com\/wp-content\/uploads\/2022\/09\/Taxas-para-transferencias-internacionais.webp\" alt=\"como receber dinheiro de fora do brasil\" class=\"wp-image-28234\" srcset=\"https:\/\/valorizei.com\/wp-content\/uploads\/2022\/09\/Taxas-para-transferencias-internacionais.webp 800w, https:\/\/valorizei.com\/wp-content\/uploads\/2022\/09\/Taxas-para-transferencias-internacionais-614x1536.webp 614w, https:\/\/valorizei.com\/wp-content\/uploads\/2022\/09\/Taxas-para-transferencias-internacionais-600x1500.webp 600w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What is the best way to receive money from abroad?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The best way to receive money from abroad is through online international transfer platforms or through a bank, especially digital ones.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With these alternatives, it is possible to receive money more conveniently, conveniently and paying attractive rates.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So if you are looking for <strong>how to receive money from outside Brazil, <\/strong>Discover the alternatives we have selected for you.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>#Nonline Shipping<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Remessa Online is one of the best online platforms for international transfers in Brazil.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With this platform, it is possible to send and receive money from abroad in a simple way and with reduced fees compared to traditional banks.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Among the main advantages it offers, we can highlight, for example:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Easy to use and intuitive platform;<\/li>\n\n\n\n<li>Safe, reliable company accredited by Bacen;<\/li>\n\n\n\n<li>Transparent company;<\/li>\n\n\n\n<li>Money in the account within two business days after payment identification;<\/li>\n\n\n\n<li>Uses the commercial exchange rate<\/li>\n\n\n\n<li>The customer follows all stages of the transaction.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The Online Remittance note on <a href=\"https:\/\/www.reclameaqui.com.br\/\">Complain Here <\/a>until 23.09.2022 is 8.3\/10, that is, considered an excellent evaluation.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This platform uses the following calculation for remittances: commercial exchange rate + administrative fee + IOF + bank fee = price.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The administrative fee for the transaction carried out by the platform is 1.3% of the amount sent on most transactions, including the euro.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, for currencies such as dollars from different countries and pounds, the fee charged is progressive.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The amount of the bank fee depends largely on the amount sent. The cost is R$5.90 for amounts up to R$2,500, or the equivalent in another currency.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">From this amount, the bank fee is free.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To know more details about <strong>how to receive money from abroad via Remessa Online, <\/strong>access your website.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>#How to receive money from outside Brazil via Nubank<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/valorizei.com\/wp-content\/uploads\/2022\/09\/celular.webp\" alt=\"nubank\" class=\"wp-image-28235\" srcset=\"https:\/\/valorizei.com\/wp-content\/uploads\/2022\/09\/celular.webp 1024w, https:\/\/valorizei.com\/wp-content\/uploads\/2022\/09\/celular-300x300.webp 300w, https:\/\/valorizei.com\/wp-content\/uploads\/2022\/09\/celular-150x150.webp 150w, https:\/\/valorizei.com\/wp-content\/uploads\/2022\/09\/celular-768x768.webp 768w, https:\/\/valorizei.com\/wp-content\/uploads\/2022\/09\/celular-600x600.webp 600w, https:\/\/valorizei.com\/wp-content\/uploads\/2022\/09\/celular-100x100.webp 100w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">You can also receive money from outside Brazil from your Nubank account.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, this service is the result of a partnership between this fintech and Remessa Online, therefore, the rules mentioned in the previous topic apply.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Customers who make these transactions from the app <a href=\"https:\/\/nubank.com.br\/cartao\/\">Nubank<\/a>, pay a lower administrative fee, currently the discount is 15% per shipment.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When accessing the Nubank app, you will click on the \u201cTransferir Internac\u201d icon and then click on \u201cReceive\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read the information and click on \u201cGo to Online Remittance\u201d, if you are not registered on the platform, don\u2019t worry, you can create one quickly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There are two registration options: simple and complete. The first option is for those who will earn less than R$1,400,000 per day and can be completed with just an ID or driver&#039;s license.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Full registration is recommended for people who will receive amounts greater than R$50 thousand per day or R$100 thousand per year.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The full registration requires more documents and also the IR Declaration. Get more <a href=\"https:\/\/www.remessaonline.com.br\/\">questions about this registration<\/a> on the Remessa Online website.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Once you are logged into the platform, simply enter the currency and the reason for receiving it.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Finally, copy the bank details that will be provided by Remessa Online and send them to the person who will send you money from abroad.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">After confirming the transfer on the platform, the money will be available in a maximum of two business days, according to the platform.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can then withdraw the money from your Remessa Online account and transfer it to your Nubank account, for example.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>#Wise<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Wise has one of the lowest fees on the market, with this option you can send or receive money from abroad more economically.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It does not charge a receiving fee and uses the mid-market exchange rate, at no additional cost.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Furthermore, it does not charge Swift and there is no intermediation from other banks, so the transaction is faster and without extra costs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Anyone who decides to send money through Wise pays only one fee, which includes IOF. The recipient does not pay any additional fees.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So if you want to find out <strong>How to receive money from outside Brazil with great savings<\/strong>, be sure to get a quote at<a href=\"https:\/\/wise.com\/promotion\/referral-landing?utm_source=url&amp;utm_medium=invite&amp;utm_content=&amp;utm_campaign=3for50&amp;referralCode=siddharthb135&amp;referralToken=siddharthb135&amp;profileType=PERSONAL\"> Wise<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In addition to the alternatives mentioned above, you can receive money from abroad through:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Western Union;<\/li>\n\n\n\n<li>MoneyGram;<\/li>\n\n\n\n<li>Xoom;<\/li>\n\n\n\n<li>PayPal;<\/li>\n\n\n\n<li>Ria MoneyTransfer.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How to receive money from abroad with global accounts?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Global accounts are also great alternatives for those who want to receive money from abroad while saving a lot.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Among the available alternatives, we can highlight Wise&#039;s multi-currency account, Borderless.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With it you can have local bank details in 5 different currencies, this means that you receive money in 5 different currencies, they are:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Euro;<\/li>\n\n\n\n<li>US Dollar;<\/li>\n\n\n\n<li>Pound;<\/li>\n\n\n\n<li>New Zealand Dollar;<\/li>\n\n\n\n<li>Australian dollar.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">With C6 Bank you can have an account in dollars and euros to send or receive money with great savings and convenience.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Banco Inter also offers a global account for its customers. These accounts are great alternatives for those who want to develop a global financial life.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In addition, they have an international debit card that is very advantageous for those who travel frequently.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Which banks receive money from abroad?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you are a customer of a traditional bank, you should know that they also receive transfers from abroad.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, the rates applied are higher and the receipt period may be longer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One example is Caixa Econ\u00f4mica Federal. It receives money from abroad through a correspondent outside the country.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Anyone who receives money from outside Brazil through Caixa will have to go to a bank branch to withdraw the amount.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In addition to Caixa, another traditional bank alternative for receiving money from abroad is Banco do Brasil.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this case, customers can receive the money in their current or savings account or withdraw it at the branch.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Data required to receive money from abroad<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">To receive money from abroad safely, you must provide the following information:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Full name of the person receiving the money;<\/li>\n\n\n\n<li>Bank name;<\/li>\n\n\n\n<li>Account number and branch;<\/li>\n\n\n\n<li>Swift Code;<\/li>\n\n\n\n<li>Account type.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This is the data you must send to the sender, that is, the person who will send the money.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Receiving money from abroad is no longer a big deal. You can do it very easily, without leaving your home.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, to save money, it is important to compare the rates and fees charged by each company, even if this process can take a while.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Compared to most online international money transfer platforms, Wise comes out on top when it comes to savings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So, be sure to find out about their rates and services.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Then, <strong>Did you enjoy finding out how to receive money from outside Brazil?&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In our <a href=\"https:\/\/valorizei.com\/en\/\">blog<\/a> you will find other content that can help you with your finances. Don&#039;t forget to check it out!<\/p>","protected":false},"excerpt":{"rendered":"<p>Voc\u00ea sabe como receber dinheiro de fora do Brasil e se existe um valor m\u00e1ximo determinado? Leia o texto e descubra! O n\u00famero de brasileiros que saem do Brasil e n\u00e3o voltam \u00e9 o maior em 11 anos. Entre os destinos escolhidos, o EUA \u00e9 o principal Uma das evid\u00eancias dessa pr\u00e1tica s\u00e3o as remessas&hellip; <a class=\"read-more\" href=\"https:\/\/valorizei.com\/en\/como-receber-dinheiro-de-fora-do-brasil\/\">Continue reading<\/a><\/p>","protected":false},"author":23,"featured_media":28229,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"Como receber dinheiro de fora do Brasil e qual o valor m\u00e1ximo?","_seopress_titles_desc":"Voc\u00ea sabe como receber dinheiro de fora do Brasil e se existe um valor m\u00e1ximo determinado? 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