{"id":25602,"date":"2022-06-17T17:05:29","date_gmt":"2022-06-17T14:05:29","guid":{"rendered":"https:\/\/valorizei.com\/?p=25602"},"modified":"2023-03-08T20:44:50","modified_gmt":"2023-03-08T17:44:50","slug":"emprestimos-olx","status":"publish","type":"post","link":"https:\/\/valorizei.com\/en\/emprestimos-olx\/","title":{"rendered":"OLX Loans: a way to have the product of your dreams"},"content":{"rendered":"

Discover how OLX loans work<\/strong><\/p>\n\n\n\n

\n\n\n\n

Have you heard of OLX loans?<\/p>\n\n\n\n

The company has partnered with EasyCr\u00e9dito, a fintech that connects people with loan and financing companies.<\/p>\n\n\n\n

Basically, any user who has an OLX registration can request a personal loan<\/a> and have your request analyzed by EasyCr\u00e9dito's partner financial institutions.<\/p>\n\n\n\n

And if you want to know more about this service, keep reading. We will explain how it all works.<\/p>\n\n\n\n

\"empr\u00e9stimo<\/figure>\n\n\n\n

What is OLX?<\/strong><\/h2>\n\n\n\n

OLX is a global e-commerce company headquartered in Amsterdam, the Netherlands.<\/strong><\/p>\n\n\n\n

It is considered one of the largest buying and selling websites in the world, leader in the marketplace market.<\/p>\n\n\n\n

The company is present in more than 40 countries, including Brazil.<\/p>\n\n\n\n

In fact, in our country, OLX is one of Mercado Livre's main competitors.<\/p>\n\n\n\n

The company arrived in Brazil in 2010. Every day, thousands of products are advertised on the platform and negotiated directly with the consumer.<\/p>\n\n\n\n

\n\n\n\n

What is EasyCr\u00e9dito?<\/strong><\/h2>\n\n\n\n

EasyCr\u00e9dito is a platform that facilitates access to personal credit.<\/strong><\/p>\n\n\n\n

The process is done entirely online. Therefore, it is an interesting option for those who want to apply for a loan without having to leave home.<\/p>\n\n\n\n

It works like a search engine. In other words, you can run simulations and find the most suitable credit option for your financial situation.<\/p>\n\n\n\n

Based on your profile, EasyCr\u00e9dito's partner institutions offer some proposals.<\/p>\n\n\n\n

This way, you can analyze the most advantageous one for you.<\/p>\n\n\n\n

It is important to remember that EasyCr\u00e9dito is a reliable company, which follows all the guidelines established by Central Bank (BC).<\/a><\/p>\n\n\n\n

\n\n\n\n

How do OLX loans work?<\/strong><\/h2>\n\n\n\n

OLX, as you already know, has entered into a partnership with EasyCr\u00e9dito.<\/strong><\/p>\n\n\n\n

Through the OLX loan page, the customer can make the loan simulation.<\/a><\/strong><\/p>\n\n\n\n

You need to enter the amount you want and the time frame in which you intend to pay all the installments. The estimated installments will appear on the home page, based on the loan amount and the number of months you intend to take out the loan.<\/p>\n\n\n\n

However, it is important to remember that these values may change according to the credit approval criteria of the financial institution in question.<\/p>\n\n\n\n

Therefore, after entering the amount and the number of months in which you intend to make the payment, you will need to fill in some personal details (name, email, cell phone) and also register a password.<\/p>\n\n\n\n

Remember that EasyCr\u00e9dito does not request an advance deposit for the release of loans and other products. <\/p>\n\n\n\n

Therefore, if you receive any message saying that in order for the loan to be released, you need to pay an amount in advance, know that it is a scam.<\/p>\n\n\n\n

Credit offers will be made based on your profile. You can receive up to 50 types of offers without having to pay anything extra for them.<\/p>\n\n\n\n

\"mais<\/figure>\n\n\n\n

How to apply for an OLX loan?<\/strong><\/h2>\n\n\n\n

\u00b7 Access the ad page;<\/p>\n\n\n\n

\u00b7 Click on \u201cSimulate loan\u201d, next to the price field;<\/p>\n\n\n\n

\u00b7 Fill in the value and term fields;<\/p>\n\n\n\n

\u00b7 Click on \u201cContinue simulation\u201d;<\/p>\n\n\n\n

\u00b7 Fill in your details and click \u201cContinue\u201d.<\/p>\n\n\n\n

\u00b7 To check your proposals:<\/p>\n\n\n\n

\u00b7 Go to the EasyCr\u00e9dito website.<\/p>\n\n\n\n

\u00b7 Log in to the page.<\/p>\n\n\n\n

\u00b7 View the proposals that were selected.<\/p>\n\n\n\n

\u00b7 Choose the best option for you!<\/p>\n\n\n\n

\u00b7 When choosing the best proposal, follow the steps:<\/p>\n\n\n\n

\u00b7 Check the status of the proposal.<\/p>\n\n\n\n

\u00b7 Click \u201cContinue\u201d to continue the process.<\/p>\n\n\n\n

On the OLX website,<\/a> you can consult more information about the service.<\/p>\n\n\n\n

\n\n\n\n

How long does it take to pay off an OLX loan?<\/strong><\/h2>\n\n\n\n

The OLX loan in partnership with EasyCr\u00e9dito is very flexible in terms of the time to pay all installments.<\/strong><\/p>\n\n\n\n

There is the possibility of paying off the loan within a period of three months to four years.<\/p>\n\n\n\n

\n\n\n\n

Tips for applying for a loan<\/strong><\/h2>\n\n\n\n

A personal loan is a service that can help you when you need credit.<\/strong><\/p>\n\n\n\n

However, to avoid having difficulties paying the installments or even ending up in debt, it is very important that you plan before making the request.<\/p>\n\n\n\n

Therefore, we have prepared some tips to help you apply for a loan in a safer and more planned manner. Check it out:<\/p>\n\n\n\n

\n\n\n\n

Have clear goals<\/strong><\/h3>\n\n\n\n

Before applying for a loan, it is ideal that you have a clear objective.<\/strong><\/p>\n\n\n\n

In other words, define what you really want to acquire.<\/p>\n\n\n\n

This helps you avoid resorting to personal credit unnecessarily. After all, when you set goals, you will know exactly what you will do with the money. <\/p>\n\n\n\n

\n\n\n\n

Make all necessary calculations<\/strong><\/h3>\n\n\n\n

Once you have set your goals, it\u2019s time to do all the necessary calculations.<\/strong><\/p>\n\n\n\n

This includes not only the amount you wish to borrow, but also all the costs involved in the transaction.<\/p>\n\n\n\n

This step will help you analyze whether the loan installments actually fit into your monthly budget.<\/p>\n\n\n\n

But when doing the calculations to fit the payment of the installments into your budget, the ideal is to leave a \u201cslack\u201d, that is, a safety margin, for possible unforeseen events that may arise.<\/p>\n\n\n\n

Like this?<\/p>\n\n\n\n

This is because during the installment payment period, some unforeseen events may arise.<\/p>\n\n\n\n

Consider cutting some non-essential expenses so that you can pay off your loan installments without compromising your budget too much.<\/p>\n\n\n\n

It is recommended that you do not commit more than 30% of your monthly income\/salary.<\/p>\n\n\n\n

In addition, you need to keep an eye on the Total Effective Cost (CET), the rate that considers all expenses incurred in a credit operation.<\/p>\n\n\n\n

\n\n\n\n

Adjust your budget<\/strong><\/h3>\n\n\n\n

As we said, you may need to adjust your budget so that you can pay all your installments more comfortably.<\/strong><\/p>\n\n\n\n

After all, you are taking on a new financial commitment.<\/p>\n\n\n\n

So, start adjusting your expenses and see what you can cut from your budget.<\/p>\n\n\n\n

Of course, there are bills that you can't eliminate. But perhaps, at the moment, you can cut other non-essential expenses, such as leisure, travel, among others.<\/p>\n\n\n\n

\n\n\n\n

Build an emergency fund<\/strong><\/h3>\n\n\n\n

The emergency reserve <\/a>It is an amount that you save to use in case of urgent and emergency expenses.<\/p>\n\n\n\n

This means that this amount should not be used to cover non-essential expenses, but rather for unforeseen events that may arise along the way.<\/p>\n\n\n\n

In addition to organizing your finances to pay off the loan, you need to adjust your income and expenses to create a financial reserve.<\/p>\n\n\n\n

\"6<\/figure>\n\n\n\n

Conclusion<\/strong><\/h2>\n\n\n\n

The OLX loan is a service created through a partnership between the company and EasyCr\u00e9dito.<\/p>\n\n\n\n

When you apply, you have access to more than 30 pre-approved credit options!<\/p>","protected":false},"excerpt":{"rendered":"

Descubra como funciona os empr\u00e9stimos OLX Voc\u00ea j\u00e1 ouviu falar dos empr\u00e9stimos OLX? A empresa fechou parceria com a EasyCr\u00e9dito, uma fintech que conecta pessoas com empresas de empr\u00e9stimos e financiamentos. Basicamente, qualquer usu\u00e1rio que possua um cadastro da OLX, pode pedir um empr\u00e9stimo pessoal e ter a sua solicita\u00e7\u00e3o analisada pelas institui\u00e7\u00f5es financeiras parceiras… Continue reading<\/a><\/p>","protected":false},"author":21,"featured_media":25636,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"%%title%% %%page%%","_seopress_titles_desc":"Descubra como funciona os empr\u00e9stimos OLX, veja como contratar e ter nas suas m\u00e3os os produtos dos seus sonhos. Confira!","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"Empr\u00e9stimos OLX","footnotes":""},"categories":[112],"tags":[1658],"class_list":["post-25602","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credito","tag-emprestimo-olx"],"_links":{"self":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/25602","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/comments?post=25602"}],"version-history":[{"count":15,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/25602\/revisions"}],"predecessor-version":[{"id":31222,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/25602\/revisions\/31222"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media\/25636"}],"wp:attachment":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media?parent=25602"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/categories?post=25602"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/tags?post=25602"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}