{"id":24694,"date":"2022-05-05T16:59:57","date_gmt":"2022-05-05T13:59:57","guid":{"rendered":"https:\/\/valorizei.com\/?p=24694"},"modified":"2023-01-26T19:49:03","modified_gmt":"2023-01-26T16:49:03","slug":"como-funcionam-os-dividendos-de-acoes-e-onde-sao-depositados","status":"publish","type":"post","link":"https:\/\/valorizei.com\/en\/como-funcionam-os-dividendos-de-acoes-e-onde-sao-depositados\/","title":{"rendered":"How do stock dividends work and where are they deposited?"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>Find out how stock dividends work and how you will receive them<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">If you want to invest in variable income, you certainly need to know how stock dividends work.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In fact, you&#039;ve probably heard that a certain company broke profitability records. Since these figures are very high, those who invest in this company are interested. After all, they will receive a portion of the profits through dividends.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But after all, what is this and how does it work in practice?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Understand this and more below.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2240\" height=\"1260\" src=\"https:\/\/valorizei.com\/wp-content\/uploads\/2022\/05\/Como-funcionam-os-dividendos-de-acoes-e-onde-sao-depositados.jpg\" alt=\"como funciona os dividendos de a\u00e7\u00f5es e onde s\u00e3o depositados?\" class=\"wp-image-24697\" srcset=\"https:\/\/valorizei.com\/wp-content\/uploads\/2022\/05\/Como-funcionam-os-dividendos-de-acoes-e-onde-sao-depositados.jpg 2240w, https:\/\/valorizei.com\/wp-content\/uploads\/2022\/05\/Como-funcionam-os-dividendos-de-acoes-e-onde-sao-depositados-1536x864.jpg 1536w, https:\/\/valorizei.com\/wp-content\/uploads\/2022\/05\/Como-funcionam-os-dividendos-de-acoes-e-onde-sao-depositados-2048x1152.jpg 2048w, https:\/\/valorizei.com\/wp-content\/uploads\/2022\/05\/Como-funcionam-os-dividendos-de-acoes-e-onde-sao-depositados-600x338.jpg 600w\" sizes=\"auto, (max-width: 2240px) 100vw, 2240px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are stock dividends and how do they work?<\/strong><\/h2>\n\n\n\n<p class=\"has-white-color has-vivid-green-cyan-background-color has-text-color has-background wp-block-paragraph\"><strong>Dividends are part of a company&#039;s profit distributed to its shareholders as a form of remuneration.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Most stable companies <a href=\"https:\/\/valorizei.com\/en\/renda-fixa\/\">distributes dividends,<\/a> as this offer helps to attract investors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When a person buys shares in a company, they become a \u201cpartner\u201d in the business, or shareholder.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The dividends that the investor receives are proportional to the number of shares or quotas he has. In other words, the greater the volume, the more he receives.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why do companies pay dividends?<\/strong><\/h2>\n\n\n\n<p class=\"has-white-color has-vivid-green-cyan-background-color has-text-color has-background wp-block-paragraph\"><strong>According to the Corporations Law of 1976 (Law No. 6,404), companies listed on Stock Exchanges must distribute a percentage of their profits among shareholders.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, there is no mandatory minimum percentage of profit that must be divided among investors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In fact, companies can decide how much will be distributed as dividends. In fact, this is determined by \u00a7 1 of article 202 of Law 6,404\/76.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The company&#039;s articles of association indicate the percentage of profits that will be allocated to mandatory dividends.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But in any case, most companies adopt the value of 25% of net profit to be distributed to shareholders.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As we said, this type of payment attracts new investors and increases the value of the company&#039;s shares.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Companies that offer fewer dividends attract less attention from new investors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, 25% are often used to make companies more attractive.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2240\" height=\"1260\" src=\"https:\/\/valorizei.com\/wp-content\/uploads\/2022\/05\/Como-funcionam-os-dividendos-de-acoes-e-onde-sao-depositados-1.jpg\" alt=\"cita\u00e7\u00e3o\" class=\"wp-image-24701\" srcset=\"https:\/\/valorizei.com\/wp-content\/uploads\/2022\/05\/Como-funcionam-os-dividendos-de-acoes-e-onde-sao-depositados-1.jpg 2240w, https:\/\/valorizei.com\/wp-content\/uploads\/2022\/05\/Como-funcionam-os-dividendos-de-acoes-e-onde-sao-depositados-1-1536x864.jpg 1536w, https:\/\/valorizei.com\/wp-content\/uploads\/2022\/05\/Como-funcionam-os-dividendos-de-acoes-e-onde-sao-depositados-1-2048x1152.jpg 2048w, https:\/\/valorizei.com\/wp-content\/uploads\/2022\/05\/Como-funcionam-os-dividendos-de-acoes-e-onde-sao-depositados-1-600x338.jpg 600w\" sizes=\"auto, (max-width: 2240px) 100vw, 2240px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the types of dividends and income?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There are different types of dividend distribution:<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>In cash<\/strong><\/h3>\n\n\n\n<p class=\"has-white-color has-vivid-green-cyan-background-color has-text-color has-background wp-block-paragraph\"><strong>Here, the person can receive an exact amount for each share they own or a percentage.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The money, if the investor wishes, can be used to purchase other shares in the company.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Actions<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Payment is made in the form of additional shares.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Who receives the <a href=\"https:\/\/valorizei.com\/en\/5-acoes-que-pagam-dividendos-mensais-um-guia-completo\/\">dividends on shares,<\/a> receives a specific number of shares from that company, according to the number of shares it already has.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In other words, instead of receiving an amount in reais, the investor receives more shares.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Special dividend<\/strong><\/h3>\n\n\n\n<p class=\"has-white-color has-vivid-green-cyan-background-color has-text-color has-background wp-block-paragraph\"><strong>A special dividend is an extra payment that companies make to shareholders.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is different from the dividends that investors normally receive.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This can happen for a number of reasons, such as an unexpected gain or increase in <a href=\"https:\/\/www.facilite.co\/o-que-e-o-caixa-de-uma-empresa\/#:~:text=Na%20linguagem%20cont%C3%A1bil%20e%20financeira,entradas%20e%20sa%C3%ADdas%20de%20dinheiro.\">company cashier.<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Interest on Equity (JCP)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">It works in a similar way to dividends.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But in the case of JCP, the investor has 15% of Income Tax withheld at source.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Despite this, the company has tax exemption on dividends and, therefore, can distribute a larger amount of profit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The calculation of Interest on Equity takes into account certain topics of the organization&#039;s net worth, such as:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 Share capital<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 Profit reserve<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 Capital reserves<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 Treasury shares<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Subscription rights<\/strong><\/h3>\n\n\n\n<p class=\"has-white-color has-vivid-green-cyan-background-color has-text-color has-background wp-block-paragraph\"><strong>The subscription right is a benefit that guarantees current shareholders of a company the right to acquire, with preference, new shares issued by it.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Subscription is a right granted to the shareholder, not an obligation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This means that he can count on this possibility, but is not obliged to acquire new shares.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How to calculate stock dividends?<\/strong><\/h2>\n\n\n\n<p class=\"has-white-color has-vivid-green-cyan-background-color has-text-color has-background wp-block-paragraph\"><strong>Dividend payments can be quarterly, semi-annual or annual.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The definition depends on each company.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Regarding the calculation, this process is simple, as dividends are usually calculated with a value per share. This means that they vary according to the number of shares that the investor owns.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But if the dividend calculation is based on a percentage, the calculation works like this:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Percentage of the share value X the share price X the number of shares the investor has.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Additionally, it is also important to calculate a company&#039;s Dividend Yield.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Dividend Yield<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Dividend Yield (DY), can be translated into Portuguese as Dividend Yield.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is used to calculate the annual dividend of a stock divided by its current price.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In other words, this account is important to show how much dividends are being paid in relation to the value of the share, helping the investor to define where to put the money.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">DY = (dividends per share \u00f7 unit value of share) x 100<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Where is the value of stock dividends deposited?<\/strong><\/h2>\n\n\n\n<p class=\"has-white-color has-vivid-green-cyan-background-color has-text-color has-background wp-block-paragraph\"><strong>Do you know what the process is for the value to reach you?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Some people believe that the value of dividends paid by companies is deposited into the investor&#039;s traditional bank account.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Actually, it&#039;s not quite like that.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The amount will be deposited into your brokerage account. You can then use it to buy shares, other assets or transfer it to your bank account.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the costs and taxes of dividends?<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Brokerage fee<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">To invest in stocks, you need to<a href=\"https:\/\/valorizei.com\/en\/corretora-para-investir-em-acoes-quais-sao-as-melhores\/\"> open your account with a stockbroker,<\/a> which will mediate the relationship between investors and the stock exchange.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In other words, this cost is paid by the client for each transaction carried out on the stock exchange. The amount can be fixed or variable.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Service Tax (ISS)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The ISS is levied on the value of the brokerage fee. However, certain brokers already include the value of this tax in the fee.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In addition to the brokerage fee and ISS, we can mention other costs and taxes, such as:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 Custody maintenance fee<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 Fee on the amount in custody<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 Fees and settlement rate<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2022 Income Tax (IR)<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"943\" height=\"2000\" src=\"https:\/\/valorizei.com\/wp-content\/uploads\/2022\/05\/Como-funcionam-os-dividendos-de-acoes-e-onde-sao-depositados-2.jpg\" alt=\"dicas para gerar renda investindo em a\u00e7\u00f5es\" class=\"wp-image-24703\" srcset=\"https:\/\/valorizei.com\/wp-content\/uploads\/2022\/05\/Como-funcionam-os-dividendos-de-acoes-e-onde-sao-depositados-2.jpg 943w, https:\/\/valorizei.com\/wp-content\/uploads\/2022\/05\/Como-funcionam-os-dividendos-de-acoes-e-onde-sao-depositados-2-724x1536.jpg 724w, https:\/\/valorizei.com\/wp-content\/uploads\/2022\/05\/Como-funcionam-os-dividendos-de-acoes-e-onde-sao-depositados-2-600x1273.jpg 600w\" sizes=\"auto, (max-width: 943px) 100vw, 943px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Now you know how dividends work.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In fact, investing in stocks is a great investment strategy, as long as, of course, you know how to choose good stocks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But before investing in dividend-paying stocks, understand your investor profile and set financial goals, so that you can be sure that this is the best option for what you are looking for.<\/p>","protected":false},"excerpt":{"rendered":"<p>Descubra como funcionam os dividendos de a\u00e7\u00f5es e como voc\u00ea ir\u00e1 receb\u00ea-los Se voc\u00ea deseja investir em renda vari\u00e1vel, certamente, precisa saber como funcionam os dividendos de a\u00e7\u00f5es. Ali\u00e1s, com certeza voc\u00ea j\u00e1 ouviu falar que uma determinada empresa bateu recordes de lucratividade. Como esses valores s\u00e3o muito altos, quem investe nessa empresa, fica interessado.&hellip; <a class=\"read-more\" href=\"https:\/\/valorizei.com\/en\/como-funcionam-os-dividendos-de-acoes-e-onde-sao-depositados\/\">Continue reading<\/a><\/p>","protected":false},"author":21,"featured_media":24697,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"%%title%%","_seopress_titles_desc":"Descubra como funcionam os dividendos de a\u00e7\u00f5es e como voc\u00ea ir\u00e1 receb\u00ea-los neste conte\u00fado. Leia at\u00e9 o final e tire suas d\u00favidas!","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"como funcionam os dividendos de a\u00e7\u00f5es","footnotes":""},"categories":[7],"tags":[],"class_list":["post-24694","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investimentos"],"_links":{"self":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/24694","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/comments?post=24694"}],"version-history":[{"count":11,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/24694\/revisions"}],"predecessor-version":[{"id":30389,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/24694\/revisions\/30389"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media\/24697"}],"wp:attachment":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media?parent=24694"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/categories?post=24694"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/tags?post=24694"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}