{"id":24540,"date":"2022-04-26T17:07:25","date_gmt":"2022-04-26T14:07:25","guid":{"rendered":"https:\/\/valorizei.com\/?p=24540"},"modified":"2023-01-26T20:00:06","modified_gmt":"2023-01-26T17:00:06","slug":"educacao-financeira-infantil","status":"publish","type":"post","link":"https:\/\/valorizei.com\/en\/educacao-financeira-infantil\/","title":{"rendered":"The importance of children's financial education in society"},"content":{"rendered":"

What is children's financial education and why is it so important?<\/strong><\/p>\n\n\n\n

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Financial education for children is an extremely important topic for teaching them to save, understand the value of money, and have a more prosperous life in the future.<\/p>\n\n\n\n

It is no wonder that this issue has been gaining more and more traction in the country, not only in family life, but also in schools.<\/p>\n\n\n\n

With that in mind, let's talk more about this concept and show you the benefits that financial education brings to child development.<\/p>\n\n\n\n

Continue reading and understand more about the subject.<\/p>\n\n\n\n

\"a<\/figure>\n\n\n\n

What is children's financial education?<\/strong><\/h2>\n\n\n\n

Financial education for children is the teaching of personal finances at a young age with the aim of introducing and shaping children's relationship with money.<\/strong><\/p>\n\n\n\n

This way, children can learn about the basic principles of financial education and the value of money.<\/p>\n\n\n\n

By understanding the basics, children will have discipline from an early age and thus develop the maturity necessary to make good decisions in the future, better managing money and avoiding debt.<\/a><\/p>\n\n\n\n

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How important is children's financial education?<\/strong><\/h2>\n\n\n\n

Financial education is important at any stage of life.<\/strong><\/p>\n\n\n\n

In childhood, when children receive lessons on this topic, they begin to have a more realistic view of money.<\/p>\n\n\n\n

Many people think that this subject is only important for adults, but that is not true.<\/p>\n\n\n\n

After all, young children don't need to understand complex financial planning concepts.<\/p>\n\n\n\n

The goal, as we said, is to introduce this topic to children, so that they can learn more about financial education and the value of money.<\/p>\n\n\n\n

This way, when they become adults, they will have an easier time managing their own budget and making investments.<\/p>\n\n\n\n

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What are the advantages of children's financial education?<\/strong><\/h2>\n\n\n\n

By hearing about financial education, children acquire important skills that will be very useful in the future.<\/strong><\/p>\n\n\n\n

Below, see the main advantages of passing on this knowledge to children:<\/p>\n\n\n\n

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1. Organization<\/strong><\/h3>\n\n\n\n

Personal organization with plans and expenses is one of the main objectives of financial education.<\/p>\n\n\n\n

From an early age, it's important to know how much you have, how much you can spend, and the importance of saving.<\/p>\n\n\n\n

Show your child that if they have a goal, they can save first so they can buy it later.<\/p>\n\n\n\n

At this stage, you can encourage your child to build up a small reserve to achieve the desired goal.<\/p>\n\n\n\n

For example, if a child receives R$ 10 per week and wants to buy a toy that costs R$ 40, they will need to save all of their allowance for 4 weeks or a smaller amount for a longer period.<\/p>\n\n\n\n

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2. Responsibility and self-control<\/strong><\/h3>\n\n\n\n

When you start giving your child an allowance, it's very likely that they'll spend all of it.<\/strong><\/p>\n\n\n\n

It is important to say that mistakes are part of this process and, therefore, try not to interfere.<\/p>\n\n\n\n

Of course, it's important to give advice and talk about the issue, but let your child start making their own decisions.<\/p>\n\n\n\n

This practice will help the child acquire more responsibility regarding money and, consequently, self-control.<\/p>\n\n\n\n

\"cita\u00e7\u00e3o\"<\/figure>\n\n\n\n

3. Recognize the value of money<\/strong><\/h3>\n\n\n\n

A child who learns about financial education will find it easier to make good decisions in the future.<\/strong><\/p>\n\n\n\n

When she becomes an adult, she will have to deal with various types of expenses, think about saving, making investments, among others.<\/p>\n\n\n\n

Therefore, understanding the basic concept of saving and spending, as we discussed, will help you develop good habits that will be useful in the future.<\/p>\n\n\n\n

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When to start financial education lessons for children and teenagers?<\/strong><\/h2>\n\n\n\n

You already know the importance and benefits of children's financial education<\/strong>.<\/p>\n\n\n\n

But after all, how to approach this subject at home?<\/p>\n\n\n\n

This is a very common question among parents and guardians. To begin teaching about this topic, it's important to consider the child's age.<\/p>\n\n\n\n

With that in mind, we'll show you how to approach this topic according to the age group:<\/p>\n\n\n\n

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Children aged 4 to 6<\/strong><\/h3>\n\n\n\n

At this stage, the child has the period of greatest mental and physical development.<\/strong><\/p>\n\n\n\n

Furthermore, it is from this stage onwards that consumer behavior is strengthened.<\/p>\n\n\n\n

Starting at age 5, you can give your child their first piggy bank. Ideally, it should be transparent so they can see the money accumulating.<\/p>\n\n\n\n

Even though at this age the child still doesn't have a concept of prices, you can start giving small amounts and explaining that to buy a toy, you need to save up.<\/p>\n\n\n\n

This is also important for training patience and the habit of saving.<\/p>\n\n\n\n

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Children aged 7 to 13<\/strong><\/h3>\n\n\n\n

At this age, children already know how to do some math and better understand their relationship with money.<\/strong><\/p>\n\n\n\n

For this reason, you can already start giving an allowance, as the child can do addition and subtraction calculations, understand values, etc.<\/p>\n\n\n\n

Encourage children to use money responsibly, but also let them make some decisions, so they can better understand the importance of saving and acquiring. good consumption habits.<\/a><\/p>\n\n\n\n

To make things easier, don't treat financial education as a heavy topic. After all, this is a great age group to learn about financial literacy and the value of money.<\/p>\n\n\n\n

But of course, you can talk about the conscious use of your allowance and give examples, especially through educational games, books, among others.<\/p>\n\n\n\n

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From 14 years old<\/strong><\/h3>\n\n\n\n

Teaching basic financial literacy concepts from a young age is essential for children to reach adolescence with a strong sense of responsibility and knowledge.<\/p>\n\n\n\n

In addition to receiving an allowance, you can open a savings account for your child, which will make it easier for them to manage their money and track their spending.<\/p>\n\n\n\n

Everything learned at this stage will be useful in the future, when the young person starts receiving their own salary and has to manage the bills alone!<\/p>\n\n\n\n

\"6<\/figure>\n\n\n\n

Conclusion<\/strong><\/h2>\n\n\n\n

Financial education for children is very important for children.<\/p>\n\n\n\n

The knowledge acquired at this stage will provide lessons on the value of money, economics, and healthier consumption habits.<\/p>\n\n\n\n

Talk to the child and explain the importance of the subject, but don't forget the main thing: teach by example!<\/p>","protected":false},"excerpt":{"rendered":"

O que \u00e9 educa\u00e7\u00e3o financeira infantil e por que ela \u00e9 t\u00e3o importante? A educa\u00e7\u00e3o financeira infantil \u00e9 um tema de extrema import\u00e2ncia para ensinar as crian\u00e7as a poupar, entender o valor do dinheiro e ter uma vida mais pr\u00f3spera no futuro. N\u00e3o \u00e9 \u00e0 toa que esse assunto tem ganhado cada vez mais for\u00e7a… Continuar lendo<\/a><\/p>","protected":false},"author":21,"featured_media":24543,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"%%title%% %%page%%","_seopress_titles_desc":"A educa\u00e7\u00e3o financeira infantil \u00e9 um tema de extrema import\u00e2ncia para ensinar as crian\u00e7as a poupar, entender o valor do dinheiro, confira!","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"educa\u00e7\u00e3o financeira infantil","footnotes":""},"categories":[9],"tags":[],"class_list":["post-24540","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-educacao-financeira"],"_links":{"self":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/24540","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/comments?post=24540"}],"version-history":[{"count":15,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/24540\/revisions"}],"predecessor-version":[{"id":30409,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/24540\/revisions\/30409"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media\/24543"}],"wp:attachment":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media?parent=24540"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/categories?post=24540"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/tags?post=24540"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}