{"id":23424,"date":"2022-02-17T22:15:45","date_gmt":"2022-02-17T19:15:45","guid":{"rendered":"https:\/\/valorizei.com\/?p=23424"},"modified":"2025-03-27T15:21:20","modified_gmt":"2025-03-27T12:21:20","slug":"garantia-estendida","status":"publish","type":"post","link":"https:\/\/valorizei.com\/en\/garantia-estendida\/","title":{"rendered":"Extended Warranty: The Most Important Thing You Need to Know"},"content":{"rendered":"

Have you heard about extended warranty?<\/strong><\/p>\n\n\n\n

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Think about the following situation: you bought an appliance just the way you wanted it. However, one day, it simply decides not to turn on anymore.<\/p>\n\n\n\n

In this case, as it is a relatively new appliance, just contact the store's support, right?<\/p>\n\n\n\n

The problem is that when you called the company and looked for the paperwork, you discovered that the warranty expired a few days ago.<\/p>\n\n\n\n

So what should you do now? If you had purchased the extended warranty service, you would have found a quicker solution.<\/p>\n\n\n\n

To help you, we have created this article that will explain everything about extended warranty and why this purchase is so important. Let's go!<\/p>\n\n\n\n

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What is an extended warranty?<\/strong><\/h2>\n\n\n\n

Extended warranty is a type of insurance, paid for by the consumer<\/strong>.<\/p>\n\n\n\n

The service is regulated by SUSEP (Superintendence of Private Insurance).<\/p>\n\n\n\n

Basically, it consists of maintaining the purchased product after the legal warranty, which is only 90 days, or contractual warranty, determined by the manufacturer, has expired.<\/p>\n\n\n\n

It is important that the customer is aware of the warranty rules and terms.<\/p>\n\n\n\n

After all, the purchased item will only be insured for what is described in the policy.<\/p>\n\n\n\n

This means that the service may provide coverage for one type of damage but not another.<\/p>\n\n\n\n

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How does the extended warranty work?<\/strong><\/h2>\n\n\n\n

With an extended warranty, you have the option to get additional warranty against damage.<\/strong><\/p>\n\n\n\n

It is usually offered for products <\/a>such as cell phones, refrigerators, washing machines, televisions, among others.<\/p>\n\n\n\n

The aim is to increase the duration of the original warranty, which is always offered when purchasing any new product.<\/p>\n\n\n\n

There are some basic elements that are part of this type of insurance:<\/p>\n\n\n\n

\u2022 Risk<\/p>\n\n\n\n

\u2022 Insured<\/p>\n\n\n\n

\u2022 Insurer<\/p>\n\n\n\n

\u2022 Award<\/p>\n\n\n\n

\u2022 Compensation<\/p>\n\n\n\n

We must remember that coverage depends on the terms that were defined at the time of contracting.<\/p>\n\n\n\n

Therefore, do not close anything without first being sure of your rights and the main benefits of this service.<\/p>\n\n\n\n

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What are the main types of extended warranty?<\/strong><\/h2>\n\n\n\n

There are three types of extended warranties available on the market. Learn how each type works:<\/p>\n\n\n\n

Original warranty extension<\/strong><\/p>\n\n\n\n

In this modality, the guarantees and exclusions made by the manufacturer are offered.<\/p>\n\n\n\n

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Extended original warranty extension<\/strong><\/h3>\n\n\n\n

Here, the service offers greater coverage, as in the package, you can find everything the manufacturer offers, in addition to additional features.<\/p>\n\n\n\n

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Reduced warranty extension<\/strong><\/h3>\n\n\n\n

In the reduced warranty extension, the coverage is less than that offered by the manufacturing company.<\/strong><\/p>\n\n\n\n

It is a type of insurance that is normally taken out when purchasing vehicles and goods that only have a legal guarantee.<\/p>\n\n\n\n

In short, it is a protection that insures any product purchased in Brazilian territory.<\/p>\n\n\n\n

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Why is extended warranty important?<\/strong><\/h2>\n\n\n\n

The extended warranty becomes valid as soon as the legal or manufacturer's warranty ends.<\/strong><\/p>\n\n\n\n

So, let's say the manufacturer gave you a one-year warranty, right? But to be on the safe side, you decided to purchase an extended one-year warranty.<\/p>\n\n\n\n

This way, you can go two years without worrying about it, because in case of problems, you can count on coverage!<\/p>\n\n\n\n

In other words, this insurance, in a way, helps you save money.<\/p>\n\n\n\n

After all, with this service, if something happens, you won't need to make new purchases any time soon or spend extra on technical services.<\/p>\n\n\n\n

For these reasons, we recommend hiring the service!<\/p>\n\n\n\n

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What are the main advantages of the extended warranty?<\/strong><\/h2>\n\n\n\n

You already know how the extended warranty works and why it is important.<\/strong><\/p>\n\n\n\n

But now, it's time to understand how this service can bring more peace of mind and convenience to your daily life. Take a look:<\/p>\n\n\n\n

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1. Product protected for longer<\/strong><\/h3>\n\n\n\n

As we said, when you hire this service, you will have the product in question, whether it is a household appliance or electronic device, protected for a longer period.<\/p>\n\n\n\n

These products in question represent relatively high expenses.<\/p>\n\n\n\n

Therefore, if you have to buy a new refrigerator or washing machine, for example, you will incur losses that may affect your finances and make you have to use your emergency reserve<\/a>.<\/p>\n\n\n\n

Therefore, the extended warranty service offers excellent value for money, because if there is a problem with these items, you won't have to worry about making a new purchase and spending more money.<\/p>\n\n\n\n

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2. Consumer receives a refund or a new product in the event of a claim<\/strong><\/h3>\n\n\n\n

If the only solution is to actually buy a new product, you won't need to worry about this.<\/strong><\/p>\n\n\n\n

In fact, that\u2019s one of the reasons why you\u2019re hiring the service, isn\u2019t it?<\/p>\n\n\n\n

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3. It's cheaper than paying for repairs<\/strong><\/h3>\n\n\n\n

In some situations, the cost of repairs ends up being more expensive than expected.<\/strong><\/p>\n\n\n\n

And the extended warranty is almost always cheaper than the cost of the repair!<\/p>\n\n\n\n

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Is it possible to cancel the extended warranty service?<\/strong><\/h2>\n\n\n\n

This is one of the main questions for those who want to hire this service for the first time.<\/strong><\/p>\n\n\n\n

Well, the National Council of Private Insurance (CNSP) defined very specific rules for the marketing of this insurance.<\/p>\n\n\n\n

If within a period of seven days you decide that you want to cancel your subscription to the service, you are entitled to a refund of the premium amount.<\/p>\n\n\n\n

After the cooling-off period, you must find out about the conditions established for cancelling the contract.<\/p>\n\n\n\n

It is important to remember that no consumer is obliged to purchase an extended warranty.<\/p>\n\n\n\n

Before signing any contract, check whether the extended warranty meets your main needs.<\/p>\n\n\n\n

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Why is extended warranty considered a type of insurance?<\/strong><\/h2>\n\n\n\n

This service has the five basic elements of insurance.<\/strong><\/p>\n\n\n\n

Therefore, the risk is fully insurable, as it has all the conditions to do so.<\/p>\n\n\n\n

Furthermore, the extended warranty is made through a contract between two parties, whereby one of them, upon collection of the premium, has to compensate the other for any possible loss.<\/p>\n\n\n\n

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Conclusion<\/strong><\/h2>\n\n\n\n

Now you know everything about extended warranty and the reasons why it is worth taking it out.<\/p>\n\n\n\n

However, as we said, always read the contract carefully to make sure that this service is worth it for you!<\/p>","protected":false},"excerpt":{"rendered":"

Have you ever heard of extended warranties? Imagine this situation: you bought an appliance exactly as you wanted. However, one day it simply decides not to turn on anymore. In this case, since it's a relatively new appliance, you just need to contact the store's support, right? The problem is\u2026 Continue reading<\/a><\/p>","protected":false},"author":21,"featured_media":23425,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"O que \u00e9 garantia estendida?","_seopress_titles_desc":"Voc\u00ea j\u00e1 ouviu falar sobre garantia estendida? N\u00e3o? Clique e venha conhecer um pouco sobre o assunto que escrevamos para voc\u00ea","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"garantia estendida","footnotes":""},"categories":[7],"tags":[],"class_list":["post-23424","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investimentos"],"_links":{"self":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/23424","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/comments?post=23424"}],"version-history":[{"count":7,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/23424\/revisions"}],"predecessor-version":[{"id":31006,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/23424\/revisions\/31006"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media\/23425"}],"wp:attachment":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media?parent=23424"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/categories?post=23424"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/tags?post=23424"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}