{"id":23066,"date":"2022-01-31T21:56:02","date_gmt":"2022-01-31T18:56:02","guid":{"rendered":"https:\/\/valorizei.com\/?p=23066"},"modified":"2022-02-01T00:53:30","modified_gmt":"2022-01-31T21:53:30","slug":"aumento-dos-juros-nos-eua","status":"publish","type":"post","link":"https:\/\/valorizei.com\/en\/aumento-dos-juros-nos-eua\/","title":{"rendered":"How does rising interest rates in the US affect Brazil?"},"content":{"rendered":"

Why does the increase in interest rates in the US affect Brazil?<\/strong><\/p>\n\n\n\n

\n\n\n\n

The increase in interest rates in the US affects Brazil. In fact, it has consequences for the entire world.<\/p>\n\n\n\n

In fact, the Fed's (Federal Reserve, the United States' central bank) signal regarding the increase in interest rates has left many countries worried.<\/p>\n\n\n\n

The fact is that the US is the largest economy on the planet. In other words, everything that happens there has consequences around the world.<\/p>\n\n\n\n

In Brazil, the increase affects investments and the dollar exchange rate. Due to the country's current economic situation and the uncertainties surrounding the presidential election, the impacts could be even greater.<\/p>\n\n\n\n

Therefore, in this article, we will better understand how interest rates work in the United States and the impact they have on the global and Brazilian economy.<\/p>\n\n\n\n

Let's go?<\/p>\n\n\n\n

\"como<\/figure>\n\n\n\n

What is the FED's decision regarding the interest rate hike?<\/strong><\/h2>\n\n\n\n

On January 26, 2022, the Federal Open Market Committee of the Federal Reserve, the US central bank, decided to maintain the interest rate between 0% and 0.25%.<\/strong><\/p>\n\n\n\n

However, everything indicates that in March<\/a>, the interest rate will increase.<\/p>\n\n\n\n

The monetary committee says that because inflation is well above 2%, it will be necessary to raise the level of reference rates.<\/p>\n\n\n\n

It is important to mention that many economists, since last year, have been saying that 2022 would be a year of inflation and high interest rates.<\/p>\n\n\n\n

All of this will have an impact on the global economy.<\/p>\n\n\n\n

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What is the US interest rate?<\/strong><\/h2>\n\n\n\n

The United States, like any other country, needs to raise funds to keep the nation running, pay the bills, etc.<\/strong><\/p>\n\n\n\n

There are several ways to do this. One of the most common is through the issuance of government bonds.<\/p>\n\n\n\n

Anyone who buys a bond is basically lending money. The goal is to receive income in return.<\/p>\n\n\n\n

Since US government bonds are considered an extremely safe investment, they offer a low yield.<\/p>\n\n\n\n

Because of the 2008 crisis, the American government decided to launch a program to stimulate the country's economy.<\/p>\n\n\n\n

One of the ways found to make this happen was by reducing the interest rate to 0%. In this way, it became possible to offer cheap credit to the country's population.<\/p>\n\n\n\n

But since government bonds were yielding practically nothing, people began to lose interest in these securities.<\/p>\n\n\n\n

For this reason, many investors started looking for other, more profitable options.<\/p>\n\n\n\n

In 2017, the interest rate in the United States rose again. In March 2019, it reached 2.5%.<\/p>\n\n\n\n

If you invests in the Treasury Direct,<\/a> Here in Brazil, you are also lending your money to the government. With the increase in the Selic rate, some types of investments in Tesouro Direto have become more advantageous.<\/p>\n\n\n\n

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How is the interest rate in the US set?<\/strong><\/h2>\n\n\n\n

The interest rate in the US is determined by three forces:<\/strong><\/p>\n\n\n\n

\u2022 Federal Reserve (FED)<\/p>\n\n\n\n

\u2022 Investor demand for U.S. notes and bonds<\/p>\n\n\n\n

\u2022 Banking sector, which offers rates and financing<\/p>\n\n\n\n

\n\n\n\n

Who sets the interest rate in the US?<\/strong><\/h2>\n\n\n\n

The Federal Reserve (FED), which corresponds to the Central Bank of the United States, is the American institution responsible for supervising the banking system in the country.<\/strong><\/p>\n\n\n\n

And it is a Fed committee, known as the FOMC, that determines the interest rate and the main directions of monetary policy in the United States.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Why does the interest rate in the US affect Brazil?<\/strong><\/h2>\n\n\n\n

The market expects interest rates to rise in the US as a way to contain inflation.<\/strong><\/p>\n\n\n\n

Brazilian investors are concerned about the pace of monetary tightening that will be imposed by the Fed and the effects that this will have on our country's economy.<\/p>\n\n\n\n

When the Fed raises interest rates in the US, investments in government bonds become more profitable.<\/p>\n\n\n\n

And foreign investors who wish to invest in Brazil have to convert dollars into reais (a weaker currency).<\/p>\n\n\n\n

Furthermore, the country's economy is going through a complicated and unstable period, which increases risks and concerns among investors.<\/p>\n\n\n\n

In other words, for it to be truly advantageous to invest in Brazil, the difference between the profitability of a safe investment in the US and a risky one in our country would have to be high, right?<\/p>\n\n\n\n

And since expectations for economic growth are low and risks are high, some foreign investors, for security reasons, prefer to take their money out of here.<\/p>\n\n\n\n

This could cause economic growth in Brazil to become even slower.<\/p>\n\n\n\n

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What are the causes of the impact of rising interest rates in the US?<\/strong><\/h2>\n\n\n\n

The dollar is the most important currency in the world.<\/strong><\/p>\n\n\n\n

Furthermore, treasury bonds in the United States are credible, as they are considered extremely safe.<\/p>\n\n\n\n

Therefore, any increase in the US interest rate makes this investment very interesting. And often, money leaves emerging economies (such as Brazil) for investments in the US.<\/p>\n\n\n\n

In fact, this increase did not only have an impact on Brazil, but also on other countries.<\/p>\n\n\n\n

In early January, with the release of the Fed minutes, European stocks have retreated from record highs.<\/a><\/p>\n\n\n\n

\n\n\n\n

Is it possible to invest according to US interest rates?<\/strong><\/h2>\n\n\n\n

You can invest in investment funds that have assets abroad or in ETFs (Exchange Traded Funds).<\/strong><\/p>\n\n\n\n

Basically, ETFs are investment funds that are referenced by an index, such as the Ibovespa, for example.<\/p>\n\n\n\n

In the US, the main indexes are the S&P 500, Dow Jones, Nasdaq Composite and Nasdaq 100.<\/p>\n\n\n\n

\"infla\u00e7\u00e3o<\/figure>\n\n\n\n

Conclusion<\/strong><\/h2>\n\n\n\n

Now you know how much the increase in interest rates in the US affects Brazil and the reasons why this happens!<\/p>\n\n\n\n

After all, higher US interest rates, which should contain inflation, increase interest in dollar investments.<\/p>\n\n\n\n

This makes the dollar even more appreciated when compared to the real, which means that the Central Bank has to keep the Selic Rate (Brazil's basic interest rate) high for a longer period of time.<\/p>","protected":false},"excerpt":{"rendered":"

Por que o aumento de juros nos EUA afeta o Brasil? O aumento dos juros nos EUA afeta o Brasil. Na verdade, isso traz consequ\u00eancias para o mundo inteiro. Ali\u00e1s, a sinaliza\u00e7\u00e3o do Fed (Federal Reserve, o banco central dos Estados Unidos) em rela\u00e7\u00e3o ao aumento de juros, deixou muitos pa\u00edses preocupados. \u00c9 que os… Continuar lendo<\/a><\/p>","protected":false},"author":21,"featured_media":23070,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"O aumento dos juros nos EUA afeta o Brasil. Na verdade, isso traz consequ\u00eancias para o mundo inteiro. Saiba mais sobre o assunto!","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"aumento dos juros nos EUA afeta o Brasil","footnotes":""},"categories":[109],"tags":[1459],"class_list":["post-23066","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-aumento-dos-juros-nos-eua-afeta-o-brasil"],"_links":{"self":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/23066","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/comments?post=23066"}],"version-history":[{"count":14,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/23066\/revisions"}],"predecessor-version":[{"id":23115,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/23066\/revisions\/23115"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media\/23070"}],"wp:attachment":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media?parent=23066"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/categories?post=23066"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/tags?post=23066"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}