{"id":22979,"date":"2022-01-25T15:35:22","date_gmt":"2022-01-25T12:35:22","guid":{"rendered":"https:\/\/valorizei.com\/?p=22979"},"modified":"2025-04-04T13:43:59","modified_gmt":"2025-04-04T10:43:59","slug":"dinheiro-guardado-no-nubank","status":"publish","type":"post","link":"https:\/\/valorizei.com\/en\/dinheiro-guardado-no-nubank\/","title":{"rendered":"How much does money saved at Nubank yield?"},"content":{"rendered":"

Find out how much money saved at Nubank yields!<\/strong><\/p>\n\n\n\n

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After all, how much does money saved at Nubank yield?<\/p>\n\n\n\n

This is one of the main questions for those who start using Nuconta, which is Nubank's digital account.<\/p>\n\n\n\n

And the good news is that if you are looking for an account with liquidity and returns above the traditional savings account, Nubank may be the right option for you.<\/p>\n\n\n\n

In this article, you will learn about the main advantages of this tool and how much money saved at Nubank can yield! Continue reading to find out more.<\/p>\n\n\n\n

\"quanto<\/figure>\n\n\n\n

What is the Nubank digital account?<\/strong><\/h2>\n\n\n\n

The Nubank account is a free digital account that offers income to customers.<\/strong><\/p>\n\n\n\n

There are no maintenance fees, hidden fees or abusive charges. This means you don't have to worry about unexpected expenses.<\/p>\n\n\n\n

Additionally, Nubank customers can make transfers to other banks free of charge. In fact, now with Pix, this operation can be carried out 24 hours a day, 7 days a week.<\/p>\n\n\n\n

The application is ideal for those who want to have a credit card<\/a> and, at the same time, have greater control over your financial life.<\/p>\n\n\n\n

After all, you can concentrate all your expenses in a single place and, therefore, know exactly where your money is going, since the app makes all this information available in a practical and quick way.<\/p>\n\n\n\n

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How much does money saved at Nubank yield?<\/strong><\/h2>\n\n\n\n

Now that you know what the bank's digital account is and how it works, it's time to understand more about the income!<\/strong><\/p>\n\n\n\n

Let's go?<\/p>\n\n\n\n

Below, check out how much your money will earn at Nubank:<\/p>\n\n\n\n

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How to calculate the yield on a Nubank account?<\/strong><\/h2>\n\n\n\n

The Nubank account guarantees a return of 100% of the CDI. In other words, the Nubank account currently yields 9.15%, which is the value of the current DI Rate, that is, the CDI.<\/strong><\/p>\n\n\n\n

If you divide 9.15% by 12 months, the monthly yield would be approximately 0.76%.<\/p>\n\n\n\n

It is important to remember that there is a great possibility that the Selic Rate will increase even further in 2022. Currently, the basic interest rate is at 9.25%.<\/p>\n\n\n\n

And the CDI rate follows the variations in the Selic rate. Therefore, if the Selic rate increases, the CDI will also increase.<\/p>\n\n\n\n

How much does a thousand reais yield in the Nubank account?<\/strong><\/h3>\n\n\n\n

If you invest R$ 1000 reais in a Nubank account, it will yield R$ 7.60 per month.<\/p>\n\n\n\n

Over the course of 12 months, your money will yield R$ 91.50.<\/strong><\/p>\n\n\n\n

\"cita\u00e7\u00e3o\"<\/figure>\n\n\n\n

Does Nubank yield more than savings?<\/strong><\/h2>\n\n\n\n

Everyone knows that in a scenario of high inflation, just saving money is not enough \u2013 you need to earn income.<\/strong><\/p>\n\n\n\n

Otherwise, you will lose purchasing power.<\/p>\n\n\n\n

For this reason, it is important to look for ways to make your money grow. One of them is to keep your money saved at Nubank.<\/p>\n\n\n\n

Savings accounts, despite also offering income, end up being less advantageous than most digital accounts.<\/p>\n\n\n\n

When the Selic rate is above 8.5% per year, savings yield 0.5% per month on the amount deposited + Reference Rate (TR).<\/p>\n\n\n\n

Therefore, if you deposit R$1,000 into your savings account, the return will be R$5 per month. The annual return would be R$ 67. <\/strong><\/p>\n\n\n\n

It is important to mention that savings income is applied once a month on the savings anniversary. But what is this?<\/p>\n\n\n\n

The savings anniversary is the monthly date when compound interest is added to the money saved.<\/p>\n\n\n\n

Each deposit has a savings anniversary \u2013 exactly the same as the day it was saved.<\/p>\n\n\n\n

For example, if you make an investment on 01\/25, it will only yield results on 02\/25.<\/p>\n\n\n\n

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What are the main advantages of Nubank's digital account?<\/strong><\/h2>\n\n\n\n

Nuconta is considered one of the main digital accounts in Brazil.<\/strong><\/p>\n\n\n\n

But before investing your money, it is important to understand the main advantages that this tool offers.<\/p>\n\n\n\n

That\u2019s why we\u2019ve put together a list of the main benefits of having a digital account with Nubank. Check it out:<\/p>\n\n\n\n

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1. Your money yields<\/strong><\/h3>\n\n\n\n

Without a doubt, this is one of the main advantages of Nuconta.<\/strong><\/p>\n\n\n\n

After all, in addition to being a safe tool for saving money, you will earn income.<\/p>\n\n\n\n

Your money, which will be invested in government bonds<\/a>, will automatically yield 100% from the CDI.<\/p>\n\n\n\n

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2. Daily liquidity<\/strong><\/h3>\n\n\n\n

Applications with daily liquidity are those in which the investor can request the withdrawal of money at any time.<\/strong><\/p>\n\n\n\n

Nubank, like most digital accounts, offers daily liquidity.<\/p>\n\n\n\n

In other words, Nuconta is an excellent option for those who want to build a emergency reserve,<\/a> because if you need the money immediately, you can withdraw it.<\/p>\n\n\n\n

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3. Payment of bills and invoices<\/strong><\/h3>\n\n\n\n

Nuconta works very similarly to a traditional account.<\/strong><\/p>\n\n\n\n

Therefore, you can carry out various financial transactions quickly and easily, such as paying bills and invoices.<\/p>\n\n\n\n

Using digital accounts to pay bills and invoices helps you save time on queues and travel.<\/p>\n\n\n\n

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4. Financial organization<\/strong><\/h3>\n\n\n\n

You can concentrate all your expenses in your Nuconta.<\/strong><\/p>\n\n\n\n

In other words, you can use it to make purchases with your credit card and pay bills.<\/p>\n\n\n\n

This way, you will concentrate all your expenses in one place, which will help you organize your finances.<\/p>\n\n\n\n

Just go into the app and see your most recent and past expenses.<\/p>\n\n\n\n

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5. PIX<\/strong><\/h3>\n\n\n\n

If you are a fan of PIX, be sure to register your key in your Nubank account.<\/strong><\/p>\n\n\n\n

This way, you can make and receive transfers instantly.<\/p>\n\n\n\n

In addition to PIX, you can also use Nuconta to make TED transfers to other banks without paying anything extra for it.<\/p>\n\n\n\n

\"6<\/figure>\n\n\n\n

Conclusion<\/strong><\/h2>\n\n\n\n

Now you know how much money saved at Nubank yields, how the account works and what the main advantages of this tool are.<\/p>\n\n\n\n

If you want to build up your emergency fund or create the habit of saving every month and concentrating all your expenses in one place, Nuconta is an excellent option!<\/p>","protected":false},"excerpt":{"rendered":"

Saiba quanto rende o dinheiro guardado no Nubank! Afinal, quanto rende o dinheiro guardado no Nubank? Essa \u00e9 uma das principais d\u00favidas de quem come\u00e7ar a utilizar a Nuconta, que \u00e9 a conta digital do Nubank. E a boa not\u00edcia \u00e9 que se voc\u00ea procura uma conta com liquidez e rendimentos acima da caderneta de… Continuar lendo<\/a><\/p>","protected":false},"author":21,"featured_media":22980,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"Afinal, quanto rende o dinheiro guardado no Nubank? Ser\u00e1 que \u00e9 vantajoso? Leia agora e tire todas as suas d\u00favidas.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"rende o dinheiro guardado no Nubank","footnotes":""},"categories":[9],"tags":[],"class_list":["post-22979","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-educacao-financeira"],"_links":{"self":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/22979","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/comments?post=22979"}],"version-history":[{"count":4,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/22979\/revisions"}],"predecessor-version":[{"id":23000,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/22979\/revisions\/23000"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media\/22980"}],"wp:attachment":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media?parent=22979"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/categories?post=22979"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/tags?post=22979"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}