{"id":22287,"date":"2022-01-04T21:30:05","date_gmt":"2022-01-04T18:30:05","guid":{"rendered":"https:\/\/valorizei.com\/?p=22287"},"modified":"2025-02-24T22:48:12","modified_gmt":"2025-02-24T19:48:12","slug":"dicas-basicas-de-financas-para-empreendedores","status":"publish","type":"post","link":"https:\/\/valorizei.com\/en\/dicas-basicas-de-financas-para-empreendedores\/","title":{"rendered":"8 basic finance tips for entrepreneurs"},"content":{"rendered":"

The best basic finance tips for entrepreneurs!<\/strong><\/p>\n\n\n\n

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Basic finance tips for entrepreneurs can be a great help to those who are just starting out or even those who already have more experience in the area.<\/p>\n\n\n\n

Anyone who wants to open their own business must pay attention to multiple factors when managing a company, such as creating strategies to increase profits, reduce costs, control cash flow, among others.<\/p>\n\n\n\n

Of course, you will have the help of your accountant and a financial manager to help you.<\/p>\n\n\n\n

Even so, there are some financial concepts that every entrepreneur should know, as this will make it easier to take care of their own business.<\/p>\n\n\n\n

And if you want to know what we're talking about, keep reading and discover the best basic finance tips for entrepreneurs.<\/p>\n\n\n\n

Check it out!<\/p>\n\n\n\n

\"8<\/figure>\n\n\n\n

1. Plan and control expenses<\/strong><\/h2>\n\n\n\n

Those who have difficulty controlling personal expenses also have difficulty managing business costs and expenses.<\/strong><\/p>\n\n\n\n

In other words, the habit of not controlling one's financial life can negatively influence the development of one's own business.<\/p>\n\n\n\n

Before anything else, remember that it is impossible to have a balanced financial life if there is no organization.<\/p>\n\n\n\n

For this reason, you need to organize yourself to control both your personal and business expenses.<\/p>\n\n\n\n

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2. Separate personal and business finances<\/strong><\/h2>\n\n\n\n

This is one of the biggest mistakes small business owners make.<\/strong><\/p>\n\n\n\n

It's just that when the entrepreneur mixes personal accounts with business accounts<\/a>, he loses control of his own business.<\/p>\n\n\n\n

For this reason, separating accounts is one of the first steps for anyone who wants to have an organized business.<\/p>\n\n\n\n

This means that you should not pay personal bills with company money.<\/p>\n\n\n\n

Furthermore, it is necessary to optimize financial control (through spreadsheets and specific tools) and always stay organized.<\/p>\n\n\n\n

You need to see how your business's money is being spent. This will give you a deeper understanding of your financial situation.<\/p>\n\n\n\n

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3. Prepare for the expenses<\/strong><\/h2>\n\n\n\n

A new project always involves expenses. Therefore, opening a business is no different.<\/strong><\/p>\n\n\n\n

For this reason, it is essential that before you even open your company, you start planning in relation to the main costs and expenses.<\/p>\n\n\n\n

These costs vary from business to business. But in general, the most common are:<\/p>\n\n\n\n

\u2022 Electric energy<\/p>\n\n\n\n

\u2022 Purchase and maintenance of materials<\/p>\n\n\n\n

\u2022 Rent and condominium<\/p>\n\n\n\n

\u2022 Accounting and financial management<\/p>\n\n\n\n

\u2022 Marketing<\/p>\n\n\n\n

\u2022 Taxes<\/p>\n\n\n\n

\u2022 Services<\/p>\n\n\n\n

And it is at this moment that financial planning once again gains prominence.<\/p>\n\n\n\n

If you have to purchase products or hire services, save up as much as you can in advance, so that you have more peace of mind and can negotiate discounts.<\/p>\n\n\n\n

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4. Cut costs<\/strong><\/h2>\n\n\n\n

As we said, opening a new business involves several costs.<\/strong><\/p>\n\n\n\n

However, there are several expenses that can be eliminated or at least reduced.<\/p>\n\n\n\n

In fact, this will give your business a competitive advantage. After all, you can reduce costs so that you can invest in strategic areas of your company.<\/p>\n\n\n\n

Here are some ways to reduce costs:<\/p>\n\n\n\n

 \u2022 Know how to negotiate with suppliers:<\/strong> Always try to negotiate prices, especially if you pay in cash.<\/p>\n\n\n\n

\u2022 Map internal processes:<\/strong> By doing this, you will come across unnecessary expenses and several opportunities for improvement. This way, it will be easier to reduce costs.<\/p>\n\n\n\n

\u2022 Have a strategic plan:<\/strong> Creating a strategic plan is essential for you to find investment opportunities and identify threats to your business.<\/p>\n\n\n\n

\u2022 Do price research:<\/strong> It may seem obvious, but many companies are unable to control excessive spending because they do not have an objective policy for acquiring goods and services.<\/p>\n\n\n\n

\u2022 Avoid waste:<\/strong> Raise awareness and encourage your team to reduce expenses, such as energy, office supplies, photocopies, among others.<\/p>\n\n\n\n

\"cita\u00e7\u00e3o\"<\/figure>\n\n\n\n

5. Beware of loans<\/strong><\/h2>\n\n\n\n

When it comes to business, taking out loans can be a good option.<\/strong><\/p>\n\n\n\n

After all, expanding the size of the company is something that involves high costs.<\/p>\n\n\n\n

And that is why many entrepreneurs have the habit of taking out loans.<\/p>\n\n\n\n

However, this should only be done when there is good financial planning and the entrepreneur actually has control over his or her own finances.<\/p>\n\n\n\n

Care must be taken not to harm the company's budget. Therefore, always analyze the payment conditions, interest rates and fees involved.<\/p>\n\n\n\n

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6. Have a reserve fund  <\/strong><\/h2>\n\n\n\n

The reserve fund or emergency reserve will help you overcome financial setbacks.<\/strong><\/p>\n\n\n\n

Furthermore, this money can also be used when an opportunity arises.<\/p>\n\n\n\n

This way, you won't need to resort to loans when an emergency arises, as you'll have money saved to deal with the unexpected.<\/p>\n\n\n\n

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7. Don't ignore the risks<\/strong><\/h2>\n\n\n\n

In recent years, many Brazilians have started to undertake.<\/strong><\/p>\n\n\n\n

Freedom of time and the possibility of greater earnings are some of the advantages of opening your own business.<\/p>\n\n\n\n

However, despite all the benefits, there are risks involved<\/a>. And if you ignore them, you could jeopardize your business finances.<\/p>\n\n\n\n

Risks must be analyzed and included in your business's strategic planning.<\/p>\n\n\n\n

Among the main threats, we can mention:<\/p>\n\n\n\n

\u2022 Financial crises<\/p>\n\n\n\n

\u2022 Lack of business vision<\/p>\n\n\n\n

\u2022 Competition<\/p>\n\n\n\n

Analyze all risks and identify ways your company can better deal with them.<\/p>\n\n\n\n

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8. Have a good accountant<\/strong><\/h2>\n\n\n\n

To better control your own business, it is ideal that you have at least a basic understanding of accounting and financial management.<\/strong><\/p>\n\n\n\n

But that doesn't mean you should take care of everything yourself, quite the opposite.<\/p>\n\n\n\n

In fact, you shouldn't hire an accountant just because it's mandatory, but because this professional is essential for the growth of your business.<\/p>\n\n\n\n

A good accountant will help you have greater financial control over your business and keep your documentation organized.<\/p>\n\n\n\n

Furthermore, it will save you time and allow you to focus on other strategic issues within your company.<\/p>\n\n\n\n

\"benef\u00edcios<\/figure>\n\n\n\n

Conclusion<\/strong><\/h2>\n\n\n\n

Small actions can define the future of your business.<\/p>\n\n\n\n

Don't waste any more time \u2013 organize your company's finances and start planning to build up a financial reserve and, thus, make investments that can increase profits and make your business better known in 2022!<\/p>","protected":false},"excerpt":{"rendered":"

As melhores dicas de finan\u00e7as b\u00e1sicas para empreendedores! As dicas b\u00e1sicas de finan\u00e7as para empreendedores podem ajudar e muito quem est\u00e1 come\u00e7ando ou at\u00e9 mesmo, quem j\u00e1 tem mais experi\u00eancia na \u00e1rea. Quem pretende abrir o pr\u00f3prio neg\u00f3cio, deve dar aten\u00e7\u00e3o a m\u00faltiplos fatores na hora de administrar uma empresa, como criar estrat\u00e9gias para aumentar… Continue reading<\/a><\/p>","protected":false},"author":21,"featured_media":22291,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"As dicas b\u00e1sicas de finan\u00e7as para empreendedores podem ajudar e muito quem est\u00e1 come\u00e7ando. Veja 8 para por em pr\u00e1tica!","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"dicas b\u00e1sicas de finan\u00e7as para empreendedores","footnotes":""},"categories":[9],"tags":[],"class_list":["post-22287","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-educacao-financeira"],"_links":{"self":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/22287","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/comments?post=22287"}],"version-history":[{"count":7,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/22287\/revisions"}],"predecessor-version":[{"id":39212,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/posts\/22287\/revisions\/39212"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media\/22291"}],"wp:attachment":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media?parent=22287"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/categories?post=22287"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/tags?post=22287"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}