{"id":5183,"date":"2019-07-31T13:54:35","date_gmt":"2019-07-31T13:54:35","guid":{"rendered":"https:\/\/jornalutil.com\/?page_id=4937"},"modified":"2026-10-16T17:51:59","modified_gmt":"2026-10-16T14:51:59","slug":"termos-de-uso","status":"publish","type":"page","link":"https:\/\/valorizei.com\/en\/termos-de-uso\/","title":{"rendered":"Terms of use"},"content":{"rendered":"<main class=\"privacy-page\">\n  <div class=\"privacy-wrapper\">\n\n    <!-- HEADER -->\n    <div class=\"privacy-header\">\n      <h1>Terms of Use \u2013 Valorizei.com<\/h1>\n      <p><br>\n        Responsible party: Pixel Ads<br>\n        Location: Mar\u00edlia \u2013 S\u00e3o Paulo, Brazil<br>\n        E-mail: <strong>contato@valorizei.com<\/strong>\n      <\/p>\n    <\/div>\n\n    <!-- 1 -->\n    <section class=\"privacy-section\">\n      <h2>1. Overview<\/h2>\n      <p>\n        Welcome to Valorizei.com! We are a blog managed by Pixel Ads, dedicated to informative and educational content about investments, credit cards, loans, financial education, and topics related to the financial market.\n      <\/p>\n      <p>\n        Our goal is to help readers make more informed financial decisions. The content is for informational purposes only and does not replace professional financial advice. We recommend that each reader consult a specialist before making financial decisions.\n      <\/p>\n      <p>\n        By accessing this website, you agree to these Terms of Use and our Privacy Policy. If you do not agree, you must discontinue use immediately.\n      <\/p>\n    <\/section>\n\n    <!-- 2 -->\n    <section class=\"privacy-section\">\n      <h2>2. Website Terms<\/h2>\n\n      <h3>2.1 Content<\/h3>\n      <p>\n        All content on this site \u2014 text, images, videos, graphics, and other materials \u2014 is protected by copyright and belongs to Pixel Ads, unless otherwise indicated.\n      <\/p>\n      <p>\n        It is prohibited to copy, reproduce, distribute, sell or exploit the content without prior written authorization.\n      <\/p>\n\n      <h3>2.2 Permitted use<\/h3>\n      <ul>\n        <li>Sending false or misleading information<\/li>\n        <li>Violating copyright or intellectual property rights<\/li>\n        <li>Spreading viruses or malware<\/li>\n        <li>Using the site for illegal or harmful purposes.<\/li>\n      <\/ul>\n      <p>\n        Pixel Ads may block access or take legal action in case of misuse.\n      <\/p>\n\n      <h3>2.3 Comments and feedback<\/h3>\n      <p>\n        Offensive, defamatory, discriminatory, or illegal comments may be moderated or removed without prior notice.\n      <\/p>\n\n      <h3>2.4 External Links<\/h3>\n      <p>\n        This website may contain links to third-party pages. Valorizei.com is not responsible for the content or practices of these websites.\n      <\/p>\n    <\/section>\n\n    <!-- 3 -->\n    <section class=\"privacy-section\">\n      <h2>3. General Conditions<\/h2>\n      <p>\n        Access to this site is permitted only to those 18 years of age or older. Minors must access it under the supervision of a legal guardian.\n      <\/p>\n      <p>\n        Pixel Ads may deny access to anyone, at any time, without prior notice.\n      <\/p>\n      <p>\n        It is forbidden to reproduce or exploit any part of the site without authorization.\n      <\/p>\n    <\/section>\n\n    <!-- 4 -->\n    <section class=\"privacy-section\">\n      <h2>4. Accuracy of Information<\/h2>\n      <p>\n        We strive to provide accurate and up-to-date information, but we cannot guarantee the absence of errors or outdated data.\n      <\/p>\n      <p>\n        If you identify any problems, please report them via email.\n        <strong>contato@valorizei.com<\/strong>.\n      <\/p>\n    <\/section>\n\n    <!-- 5 -->\n    <section class=\"privacy-section\">\n      <h2>5. Content Modifications<\/h2>\n      <p>The website may, at any time and without notice:<\/p>\n      <ul>\n        <li>Add or remove features<\/li>\n        <li>Modify structure, design, or content.<\/li>\n        <li>Interrupt access for maintenance.<\/li>\n      <\/ul>\n      <p>These changes do not generate any compensation for the user.<\/p>\n    <\/section>\n\n    <!-- 6 -->\n    <section class=\"privacy-section\">\n      <h2>6. Disclaimer of Liability<\/h2>\n      <p>\n        Valorizei.com is an informational blog and does not offer direct financial services.\n      <\/p>\n      <p>\n        Pixel Ads is not responsible for financial losses, investment decisions, or damages arising from the use of information from the site.\n      <\/p>\n    <\/section>\n\n    <!-- 7 -->\n    <section class=\"privacy-section\">\n      <h2>7. Compensation<\/h2>\n      <p>\n        The user agrees to indemnify Pixel Ads for any damages arising from:\n      <\/p>\n      <ul>\n        <li>Violation of these Terms<\/li>\n        <li>Misuse of the website<\/li>\n        <li>Violation of third-party rights<\/li>\n        <li>Publishing illegal or offensive content<\/li>\n      <\/ul>\n    <\/section>\n\n    <!-- 8 -->\n    <section class=\"privacy-section\">\n      <h2>8. Termination of Access<\/h2>\n      <p>\n        Pixel Ads may terminate access to the site without notice in the event of a violation of these Terms, fraud, or technical\/legal necessity.\n      <\/p>\n      <p>\n        The user can request data deletion via email.\n        <strong>contato@valorizei.com<\/strong>.\n      <\/p>\n    <\/section>\n\n    <!-- 9 -->\n    <section class=\"privacy-section\">\n      <h2>9. Entire Agreement<\/h2>\n      <p>\n        These Terms constitute the entire agreement between the user and Valorizei.com. If any clause is deemed invalid, the remaining clauses shall remain in effect.\n      <\/p>\n    <\/section>\n\n    <!-- 10 -->\n    <section class=\"privacy-section\">\n      <h2>10. Legislation and Jurisdiction<\/h2>\n      <p>\n        These Terms are governed by the laws of the Federative Republic of Brazil.\n      <\/p>\n      <p>\n        Any dispute will be resolved in the courts of the District of Mar\u00edlia\/SP, with waiver of any other jurisdiction.\n      <\/p>\n    <\/section>\n\n    <!-- 11 -->\n    <section class=\"privacy-section\">\n      <h2>11. Changes to the Terms<\/h2>\n      <p>\n        Pixel Ads may change these Terms at any time. The updated version will be posted on this page.\n      <\/p>\n      <p>\n        Continued use of the site after changes constitutes acceptance of the new Terms.\n      <\/p>\n    <\/section>\n\n    <!-- 12 -->\n    <section class=\"privacy-section\">\n      <h2>12. Contact<\/h2>\n      <p>\n        For questions or requests, please contact:\n      <\/p>\n      <p>\n        <strong>contato@valorizei.com<\/strong><br>\n        Pixel Ads \u2013 Mar\u00edlia\/SP \u2013 Brazil\n      <\/p>\n    <\/section>\n\n  <\/div>\n<\/main>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>Termos de Uso \u2013 Valorizei.com Respons\u00e1vel: Pixel Ads Localiza\u00e7\u00e3o: Mar\u00edlia \u2013 S\u00e3o Paulo, Brasil E-mail: contato@valorizei.com 1. Vis\u00e3o Geral Bem-vindo ao Valorizei.com! Somos um blog administrado pela Pixel Ads, dedicado a conte\u00fados informativos e educativos sobre investimentos, cart\u00f5es de cr\u00e9dito, empr\u00e9stimos, educa\u00e7\u00e3o financeira e temas relacionados ao mercado financeiro. Nosso objetivo \u00e9 ajudar os leitores&hellip; <a class=\"read-more\" href=\"https:\/\/valorizei.com\/en\/termos-de-uso\/\">Continue reading<\/a><\/p>","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/page-institutional.php","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"both","_seopress_redirections_param":"","_seopress_redirections_type":301,"_seopress_analysis_target_kw":"","footnotes":""},"class_list":["post-5183","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/pages\/5183","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/comments?post=5183"}],"version-history":[{"count":6,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/pages\/5183\/revisions"}],"predecessor-version":[{"id":46364,"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/pages\/5183\/revisions\/46364"}],"wp:attachment":[{"href":"https:\/\/valorizei.com\/en\/wp-json\/wp\/v2\/media?parent=5183"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}