Tesouro RendA+: how it works and what the advantages are

O Treasury RendA+ It is a new Treasury Direct title, aimed at those who want to have an extra income during retirement.

This is because, through it, it is possible to obtain income for a period of 20 years with protection against rising inflation, counting on security and ease of application, which are already common to Tesouro Direto.

Therefore, if you are worried about your family's financial future, this option can help you plan your retirement.

In today's material we talk about the subject, in order to show you all the advantages of the proposal. Continue reading!

What is the RendA+ Treasury?

Concern about retirement is something that affects almost all Brazilians, especially those who are aware of the possibility of a sudden drop in income.

But, for those who invest with Tasouro RendA+ it is possible to open their eyes to a new scenario, where income is not a problem.

This is because Tesouro RendA+ is a new type of investment from Tesouro Direto, aimed at those who want to obtain income during retirement.

To put it simply, you basically invest in Tesouro RendA+, and after the accumulation period, you can receive income for 20 years, in the so-called conversion period.

The idea is that these earnings from the conversion period function as extra income, and thus allow for supplementing income during retirement.

Therefore, it is clear that this title is aimed at those who are concerned about the future, as it favors financial planning. 

++Direct Treasury and Selic Treasury: everything you need to know (valorizei.com).

What are the advantages of this proposal?

At this point you already have an idea of what Tesouro RendA+ is, but we still need to talk about the advantages of this proposal.

This is because we know that Tesouro Direto is an investment option that stands out for its ease of application and security.

Therefore, to become a Tesouro Direto investor, in general, it is not necessary to have extensive experience in the investment market, in addition to this proposal being indicated for conservative profiles.

So, Tesouro RendA+ ends up having a very similar proposal, so that security and ease of application are some of the main advantages, but we will see some more below: 

Variety 

Tesouro RendA+ offers 8 bonds for investment, so you can choose which bond you want to invest in, based on your profile and availability.

Liquidity 

Being stuck in the grace period can be a problem, especially for beginning investors.

But, with Tesouro RendA+ you don't have this problem, since the grace period is only 60 days.

After this period, you can sell your securities, but it is worth mentioning that this must be done with caution in order to avoid losses.

Custody Fee Exemption

When we talk about Custody Fee, we refer to the fee paid by the investor to the bank, so that it can register the investment made.

With Tesouro RendA+ you don't need to worry about this cost, since for bonds held until maturity, there is an exemption on the monthly payment fee in the amount of up to 6 minimum wages.

Profitability above inflation with the RendA+ Treasury

When we talk about investment, the subject of inflation always raises some doubts, since sometimes this index affects the profitability of the investment.

However, for investors in Tesouro RendA+ this concern does not exist, since the income received during the conversion period will be corrected based on inflation.

This may interest you: What is Tesouro Direto and how much does the investment yield? – Valorizei.

Who can invest in Tesouro RendA+?

Investing in Tesouro RendA+ is very affordable, as it is possible to make investments starting from R$ 30.00.

It is worth mentioning that there is no specific profile, so any citizen, whether an individual, can acquire titles in this modality.

However, it is important to explain that, like any type of investment, Tesouro Direto has its own particularities, so it is recommended to study the subject before making investments.

However, if you already have the necessary knowledge, you can start investing at any age, if your focus is to have a supplementary income for the future.

See the step-by-step guide to joining the proposal

To start investing in Tesouro RendA+, the first step must be to create your registration to access the Tesouro Direto platform.

The good news is that this can now be done more easily, thanks to the Simplified Registration, carried out using your Gov.br account.

• Then, access your Gov.br account and then carry out the security procedures.
• Once this is done, enter the requested personal data;
• Select one of the brokers to mediate the transaction. Remember that you can monitor your bonds through the Tesouro Direto platform or through the broker;
• Complete your registration, and then select the title(s) you wish to purchase. Please note that there are titles starting at R$ 30.00.
• After purchasing your title, you will be able to track it on the platform, in addition to being able to purchase others during the accumulation period.

The rules on liquidity, sale of securities and start of the conversion period will be detailed shortly after the acquisition process of the security(s).

So, as we can see, the investment process in Tesouro RendA+ is very simple, and the proposal has several advantages, so if you want to plan your future, it is worth considering this option!

For more information, visit RendaMais page.

Read also: Tesouro Direto launches bond aimed at women: learn about Tesouro Educa+ – Valorizei