Cashback Platforms: How to Earn Money Back

Do you want to get part of your money back when you make purchases? Then it's time to learn about the best cashback platforms.

Surely, you have a friend who made a purchase and got money back, right?

This is the main concept of cashback, which in English means “money back”.

The good news is that there are several companies in this niche. But after all, what are the best Cashback platforms in Brazil?

That's what you're going to find out now! Keep reading to learn more about the subject.

The best cashback platforms in 2021

Before introducing you to the best Cashback platforms, let's talk a little more about the features of this program.

You already know that cashback means money back. But how do you get this money?

When you make a purchase at a store that offers a cashback program, you get a portion of the amount you spent back.

In other words, it is a discount offered after purchase, in which you must pay the full amount, but you will receive part of it back.

The amount is usually returned as a balance within digital wallets, which can be used for new purchases.

And now that you understand the main concept of this term, let's talk more about the best cashback platforms:

1. Meliuz

Méliuz is one of the best-known companies within this program.

It offers cashback via bank transfer.

In fact, there is no doubt that it stands out in this area. Anyone who already uses cashback platforms will certainly knows Méliuz very well.

It is a free platform that offers not only cashback but also discounts. In addition, it covers both virtual and physical purchases.

The best part is that if you use your credit card, it will maximize your cashback percentage in some stores. In other words, you will get even more money back.

2. Picpay

Picpay, like Méliuz, is also very popular when it comes to cashback.

But Picpay, In case you don't already know, it's not just for getting money back.

It is currently the largest payment app in Brazil. The Fintech aims to facilitate financial transactions between users, whether in online service purchases, transfers or payments.

If you want to transfer money to a friend in a simple way (without fees or through Pix), pay a bill or simply go to a physical store without taking your debit or credit card, you can use the app Picpay.

What about cashback? Well, if your goal is to get money back, Picpay offers several advantages.

The first is that the money returns to your hand practically immediately (unlike many cashback platforms).

Additionally, you can receive cashback when making purchases in physical stores, transfers to friends, bills, purchasing Uber credits, etc.

Most of the time, you don't need to make a purchase with a credit card to get cash back. However, some of Picpay's discounts are only for purchases made with a credit card.

3. MyCashback

The MyCashback platform offers a refund of part of your money on purchases made at partner stores.

As soon as you register, you will be able to make purchases in registered stores.

It works like this: when you select an establishment, the platform will direct you to the company's official portal.

Your purchase will be made through a link linked to the platform. When you confirm the payment, you will receive part of the money back.

According to the Mycashback website, there are more than 500 registered stores, meaning you can make purchases and receive money back.

4. Beblue

Available for both Android and iOS, Beblue is also a great cashback platform.

Beblue is basically your digital wallet. You can top it up using a bank slip and take advantage of your prepaid balance, which also generates cashback.

The minimum amount to load your wallet is R$ 20.00 (3% of this amount will be returned to you).

The app also offers notifications with various discounts and there is the possibility of getting 100% of your money back.

There are thousands of Beblue partner establishments. You can find out which ones they are on the app's home page, or through the website, which lists the partner establishments in your city (or the closest one).

5. Mooba

Mooba is also one of the main cashback platforms in Brazil.

The reason why it is one of the users' favorites? Well, it's because Mooba can give you discounts of up to 25% on purchases.

There are many partner stores where you get money back when you make purchases, such as Cobasi, Amaro, Casas Bahia, Americanas and many more.

The best part is that cashback is not restricted to new purchases through the platform. In other words, you can request the money to be transferred to your bank account.

The disadvantage is that the cashback amount can only be redeemed after the 15th business day of the request.

6. Love digital

The digital love It is a digital payment method from Lojas Americanas, where you can register your credit card to make purchases, fill up your car and much more.

It is not exactly a cashback platform, as it works like a digital wallet.

However, the platform offers cashback when making purchases at partner establishments.

In fact, this is one of the main benefits of registering with Ame Digital: there are more than 1.7 million partner stores.

Ame Digital is considered one of the most reliable companies when it comes to getting money back.

You can pay bills through the app, or even pay in installments, as well as transfer your balance to other Ame Digital accounts.

Conclusion

Do you shop frequently and are interested in getting cash back when you make payments? Then it’s time to start using the best cashback platforms on the market.

The best part is that you can sign up for as many as you want!