Best credit cards for people with low credit scores

We know how important it is to have a good score when it comes to request a credit card. Most of the time, many people are unable to acquire a card because they do not have a good score, or even because they have a negative credit score.

It is very common for financial institutions to check a customer's credit score before issuing a card. Therefore, those with a low score end up having difficulty accessing credit on the market.

However, some financial institutions are being less strict in this regard and have released cards for customers with low scores. See below which are the best options:

Next Card

The Next card is known for having several benefits. By default, the institution offers debit and credit cards, but to obtain the credit function the institution will analyze your profile. 

The good news is that credit cards can be approved even for those with bad credit. However, it is worth remembering that there is no guarantee of approval and if you manage to obtain the card, the available limit will probably be low, but if you pay your bills on time, you will be able to increase your limit quickly.

Advantages:

• manage your account through the app;
• 5 months of tariff exemption;
• 50% discount at the cinema;
• multiple card.

Trigg Card

The Trigg card is an option for those with a low score, however it charges an annual fee, which tends to be very positive.

Despite this, the card has a cashback program, which ends up offsetting the annual fee charged. Regarding approval, it is usually quick, that is, it takes about 5 days for you to receive a response to your request.

Advantages:

• 24-hour emergency assistance;
• protection for online purchases;
• international acceptance;
• emergency card replacement.

SuperDigital Card

The card SuperDigital can be requested by anyone over 18 years old and with a valid CPF. 

This is because there is no consultation with SPC and Serasa, even for those with a “bad credit history”.

However, it is a prepaid card, that is, the balance is deposited to be used, which ends up being advantageous for those with a low score.

After all, there is a lower risk of debt and approval is immediate.

Advantages:

• no proof of income required;
• there is no consultation in SPC or Serasa;
• can be used as a gift card.

Now that you know that there are all these credit card options on the market, it's time to stop limiting yourself when making purchases. You no longer need to use only cash, don't waste any time and apply for your credit card.