FGTS profit: receive an additional benefit in your FGTS account

FGTS Profit becomes a topic every year, especially when the release of values approaches, between July and August.

Announcements

And the reason for so much talk is very simple: everyone is interested in the possibility of receiving extra amounts in their FGTS account.

+ See now more information on how to obtain FGTS profit

But what are these values? Who is entitled to them? After all, what is this FGTS Profit? 

We will see the answers to these and many other questions throughout today's material, so don't miss reading to stay on top of the subject and prepare yourself!

Additional FGTS benefit
Base year 2023
Release in July/2024
Payment forecast in August/2024

Main questions

The simplest way to explain FGTS Profit is through the main questions related to the topic.

This is because it is possible to understand how it works in practice, in addition to making it easier to clarify common questions.

Announcements

So, check out the main questions before moving on to the main content.

The FGTS Profit is an annual event, which means that every year the government distributes a portion of the profit from the Guarantee Fund to contributing workers.
Each year uses the previous year as its base year, meaning that in 2024 the profits obtained in 2023 will be paid.
The disclosure of the amounts achieved usually occurs between July and August, so in these months you will know everything about the amounts to be paid.
To be entitled to FGTS Profit is very simple, since you just need to be a contributing worker with the Severance Pay Guarantee Fund system.
This means that it is necessary to have a balance in the account during the base year.
Therefore, in 2024, workers who contributed throughout 2023 will be entitled.
To receive FGTS Profit, no great effort is required, since the installments to which each worker is entitled are automatically deposited into the account.
This means that after the disclosure of amounts and payment dates, the amounts equivalent to the worker's balance will go to their account.
Therefore, it is important that you have access to your FGTS account to check the deposit.
It is very common for many workers to believe that they will have access to their FGTS profit as soon as it is deposited into their account.
However, it is worth mentioning that this is not quite the case, since after being deposited into the account, the FGTS Profit becomes part of the total balance.
Therefore, this can only be withdrawn together with the total amount, following the common rules for withdrawal from the Guarantee Fund.

What is FGTS Profit? Learn about the main additional benefit of FGTS

It is common knowledge that the FGTS assists the Federal Government in many issues, especially related to the housing and education sectors.

This means that the amounts deposited by companies to employers in the FGTS account assist the government until they are withdrawn by the holder.

Aiming to benefit workers and help build a balance, FGTS Profit is paid every year.

This is an additional benefit, paid through the distribution of total profits to all workers who have contributed in the base year.

This distribution considers the total value of the worker's account, so the higher the balance, the greater the profit obtained and deposited.

To receive it, there is no need to carry out any procedure, since the deposit occurs automatically in the FGTS account.

To learn more about how the amount is calculated for each person, who is eligible and withdrawal information, click the button below and check out our additional content!

Trends