Short-term investment simulator: the best on the web

“Short-term investment simulator: if this is one of your two questions, continue reading until the end and discover the best options on the Web”

Investing seems like a complicated task, doesn't it? Imagine if there was a platform that brought together all your investments in one place so you could run simulations with your money.

And the good news is that there is not just one investment simulator, but several of them.

In today’s post, we’ll introduce you to these platforms and the advantages of using them. Want to know more? Keep reading!

What is an investment simulator?

An investment simulator is an online platform that works like an investment calculator.

In it you must include values such as:

• Initial contribution

• Monthly contribution

• Inflation

• Investment time

• Withdrawal date

With this information, the simulator will give you an estimated value of how much you will receive.

And if you are willing to conquer yours financial independence, you should start investing as soon as possible.

What are the best fixed income simulators?

First of all, it is important that you understand what fixed income is.

Basically, it is a type of investment in which profitability is predictable.

If you are entering the financial market and do not have much knowledge in the area, the ideal is to start with fixed income. After all, the risks are lower.

Among the main fixed income investments, we can mention:

• Savings (the least profitable of all)

• CBD

• Direct Treasury

• LCI and LCA

- Bills of exchange

And now that you know some types of fixed income investments, it's time to find out which are the best simulators. Check it out ⤵️⤵️⤵️

1. XP Simulator

O XP simulator It is considered one of the simplest simulation platforms, even for beginner investors.

In fact, all you need to do is enter the amount you want to invest and the period in which you want to keep your capital earning interest on the chosen asset.

In the XP simulator, you can select one of the investments below:

• Savings

• Traditional Bank CDB

• Traditional Bank DI Fund

• Direct Treasury

• DI fund available at XP

• CDB Available at XP

2. Me Poupe Investment Simulator

On the website of journalist Nathalia Arcuri (Me Poupe) you have access to several types of simulators. One of them is fixed income.

This simulator is very complete and simple to use.

In it, you can compare savings returns with other investments: CDB/LC and LCI/LCA.

Then, simply fill in whether the investment is “pre-fixed” or “post-fixed”, the amount you want to invest and the term/expiration date.

This way, the platform can already obtain the necessary information to give you a profitability forecast.

3. Nu Invest Investment Simulator

Anyone who has a credit card and a digital account at Nu Bank knows the convenience that the bank offers its customers.

And with the simulator Nu Invest investments, it is no different.

In addition to knowing how much your investments will yield in a given period, Nu Invest makes comparisons with savings accounts.

Comparisons can be made with the following types of investments:

• Prefixed Treasury

• Treasury Selic

• Treasury IPCA+

• CDB and LC

• LCI and LCA

Note? The former Easy N Vest platform is now Nu Invest.

4. Rich Simulator

Rico is one of the best-known investment brokers in the country.

And to make life easier for current and future investors, the company has made available an easy and intuitive simulator.

The coolest thing is that, through a graph, the platform makes a comparison with savings.

You can compare the following investments using Rico's fixed income simulator, and of course, find out how much your money will yield in a given period:

• CBD

• LC

• LCI

• LCA

What are the best variable income simulators?

Variable income investments are those whose return is unpredictable at the time of investment.

In other words, everything depends on market conditions. Obviously, the remuneration offered by variable income investments follows the same concept.

The advantage of this type of investment is that the return is normally higher than fixed income investments.

However, the risks are also greater.

For this reason, before putting your money into one of these assets, it is important to study the financial market and simulate all the risks involved.

And now that you know the main differences between the two modalities, it's time to learn about the best investment simulators for variable income:

5. BTG Pactual

BTG Pactual is the largest investment bank in Latin America.

It provides a investment platform for those who want to start investing in both fixed and variable income.

Another advantage of this simulator is that it indicates your investor profile.

6. Orama

Just like the BTG simulator, the one from Orama also indicates the best investments based on your profile.

You need to fill in very simple information, such as your age, your investor profile and how much you intend to invest.

With this data, the simulator provides you with the best investment options, based on your profile and how much you can invest.

7. Subterfuge

Are you looking for a platform that gives you fast results for your calculations? Then be sure to check out the simulator Subterfuge.

You need to fill in some data, such as period (months), initial value, monthly contribution, etc.

With these values, the platform will provide you with some data.

It's important to remember that you don't have to fill in every field. However, the more information you provide, the more accurate the calculator will be.

Direct Treasury Investment Simulator

If you're interested in investing in Tesouro Direto, be sure to check out the website's investment simulator.

You can enter the values and thus know the profitability for each of the three treasuries.

Conclusion

To make good investments, you need to set goals, create the habit of investing every month and establish your targets.

Furthermore, investment simulators can also help you. After all, they provide you with important information, such as the expected profitability in a given period.