Financial education with the story “The Grasshopper and the Ant”

A story of the grasshopper and the ant brings great observations about financial education, which can completely change the way you view finances.

This story has been told since Ancient Greece and generates a series of reflections on the way we deal with our finances.

If you still don't understand the association between the The story of the grasshopper and the ant and financial education, keep following the article to find out more!

How did the story of the Grasshopper and the Ant come about?

The text of The Ant and the Grasshopper is part of the literary genre fable and is quite old. This story is attributed to Aesop, a writer who lived in Ancient Greece more than 2,500 years ago.

Although the story is attributed to the fabulist Aesop, it has been told over the years by a large number of writers.

The writer Aesop lived in the 6th century BC and became popularly known for his short stories and fables.

The writer's fables often feature anthropomorphized animals, that is, with human characteristics, and also convey moral lessons.

Some of the writers who told the fable The Ant and the Grasshopper over the years were Jean de La Fontaine in the 17th century and Hans Christian Andersen in the 19th century.

The best-known version of the story may vary depending on the culture and region, but its essence remains the same.

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CONTINUE

It is worth noting that although the origin of the Cicada and the Ant cannot be precisely attributed to a specific author, it continues to be relevant over the centuries.

The fable in question conveys lessons about the importance of hard work and financial planning.

Therefore, this timeless story is told and retold, being adapted to different cultures and languages.

Discover the story of The Grasshopper and the Ant!

Before understanding why the relationship between the Grasshopper and Ant and financial education, it is necessary to know the story behind the famous fable.

During the summer, while the Grasshopper sang and had fun, the Ant worked tirelessly.

In this way, the Ant collected food and stored it for the coming winter. Meanwhile, the Grasshopper was unconcerned about the future.

Because of her carefree attitude, she made fun of Ant for working so hard and not enjoying the summer.

However, with the arrival of winter, the Cicada realized that it was reckless on his part not to have prepared in advance for this period.

This caused her to become cold and not have enough food to sustain herself.

When overcome by despair, the Grasshopper asked for help from the Ant, who kindly shared part of what he had collected during the summer.

Thus, the Ant reminded the Grasshopper about the importance of working hard to later reap the rewards in difficult times.

The fable shows how preparation and prudence are fundamental to being able to face adversity, in order to teach about responsibility and care.

The Grasshopper and the Ant and financial education: understand the association

When the subject is financial education, the Grasshopper and the Ant can yield great lessons. The first of these is about saving.

The fable teaches us, based on the preservation and preparation of the Ant, that we should think not only about the present, but also about the future, therefore, the ideal is that all of our income is not spent at once.

Therefore, we need to think that winter will come, which means we may be hit by unforeseen events that could cost us money.

Given this, it is extremely important to have a reserve to be able to mitigate the challenges that may arise along the way.

From the money reserve, we can also think about retirement. To have a good retirement, it is necessary to start contributing in advance.

To avoid ending up being the Cicada in your story, it's worth checking out some financial education tips to have a good budget.

The Grasshopper and the Ant and financial education: some tips

Save every month

The first tip is to save every month. The idea is to set aside part of your salary for a reserve.

It is important to emphasize that the act of saving money is more important than the amount to be saved.

Therefore, it may be interesting to think about small values that will grow over time.

With this, R$ 50 per month could become R$ 600 at the end of a year, not counting the income earned over the months.

Invest the value of your reservation

Investing the money earmarked for your savings as soon as you receive your monthly income can be an excellent choice.

This is certainly a valuable lesson from history. A Grasshopper and Ant on financial education.

If you leave the investment until the end of the month, it is quite likely that the amount will be spent on other expenses during the month.

Cut expenses

You need to try to cut costs to reduce some of your expenses. This is the main way to have money left over in your budget.

The Grasshopper and the Ant and financial education: Plan your expenses

Planning what you will spend your money on is essential to having an organized budget.

To do this, make a list of all the items and bills you spend on each month and set a value for each one.

Also remember to include leisure expenses in the list, as this way you can avoid unnecessary expenses, since you will know how much money you have left over.

I replenish your reservation

If you need to spend money on your savings due to unforeseen circumstances, this is no reason to stop saving money. After all, other unexpected circumstances may arise.

Therefore, try to replenish your reserves every time you need to use them. It is important to keep in mind that discipline is the main pillar for saving money.

Conclusion

The fable The Grasshopper and the Ant brings valuable teachings about the financial education, directly impacting our view of finances.

From this story, we can learn the importance of financial planning and also of saving money for difficult times.

To learn more about financial education, check out the tab about the subject on our website!

Furthermore, several Brazilian banks, such as Federal Savings Bank, offer teachings on financial education.