Do you already know Banco Pan and its benefits?

Come check out all these advantages and stay up to date!

O Pan Bank is a banking institution that offers all types of financial services to you, such as credit cards, financing, investments and loans.

What few people know is that this financial institution has brought something new to the credit market. The big difference with Banco Pan's credit card is that it accepts people with bad credit who have their name on the SPC or Serasa.

Keep reading and learn everything about how the card works. PAN Bank for those with bad credit! 

Summary of what you will see in this article: 

• Who is the Banco Pan card intended for? 
• Banco Pan credit card application for those with bad credit. 
• What are the advantages? 

Who is the Banco Pan card intended for? 

First of all, the credit card PAN Bank For those with bad credit, it works on a payroll basis, that is, the invoice is deducted directly from the customer's payroll.

Another point to highlight is that with the card it is possible to make cash withdrawals, using the credit limit at 24-hour ATMs. 

However, it is only available to civil servants, retirees and pensioners of the INSS. If you work as a civil servant at the federal, state or municipal levels, you can apply, as long as you work in the following institutions: 

• Court of Justice of Bahia; 
• Recife City Hall; 
• Government of Paraíba; 
• Government of Santa Catarina; 
• Government of Sao Paulo – SPPREV; 
• Government of Sao Paulo – PMESP; 
• Government of Sao Paulo; 
• Legislative Assembly of Rondônia; 
• Siape; 
• Inss. 

How to apply for a Banco Pan credit card for those with bad credit?

Applying for a credit card for those with bad credit is very easy, quick and without bureaucracy. Just go to official website of the Financial Institution or access the App Pan Bank. Then just do the simulation and fill out the registration with the necessary data and documents. 

Once your request is approved, you will receive the card from the comfort of your home. Invoice checks, unlocking and limit checks can only be done via the app. 

What are the advantages? 

When applying for your credit card Pan Bank, you will have several advantages, below you will see a list of benefits that the financial institution offers to those with restrictions on their name: 

• No annual fee: The first benefit is that you don't pay an annual fee or membership fee. Only the amount spent on your purchases is charged to your invoice. 
• Lower interest rates: Another factor to highlight is the interest rate, which is 4 times lower compared to traditional credit cards. 
• Without consulting SPC and Serasa: In addition to all the benefits mentioned above, there are no queries to SPC and Serasa. Even if you have a negative credit rating, you can still make your request. 

What is the limit of the Consigned Card? 

The limit varies according to the monthly income of each applicant. For INSS retirees and pensioners, the benefit amount will be 1.6. Did you like the advantages of the credit card for those with bad credit? Pan Bank? Now just request it and enjoy the benefits. 

Also find out everything about the Caixa Gold Credit Card!