How can I save money on a daily basis? Find out how to make your salary last!

Every month, do you ask yourself “how can I save money on a daily basis?” when you realize that your finances are tight? Today we have the solution!

The truth is that saving money every month doesn’t necessarily require giving up fun or living on the bare minimum.

This is because it is possible to find real savings in small practices, which ultimately significantly reduce expenses, without generating any losses.

And that's exactly what we're going to look at today, so get ready to take note of the tips and see your salary left over at the end of the month, after putting them into practice!

Organize your diet 

A simple assessment is enough to notice that one of the main expenses is precisely in the supermarket.

One day you stop at the corner store and pick up some chocolate and a soda, the next day you remember you're out of olive oil, so you pick up this item + some grated cheese, and why not a steak to go with dinner?

Item by item, day by day, you may notice that those little purchases actually add up to a lot, and oddly enough, your pantry always seems empty.

To get around this situation and save money on a daily basis, the solution is to make a complete and accurate shopping list.

Believe it or not, although your purchase will seem more expensive because it is all at once, you will have to go to the supermarket much less.

And: fewer trips to the supermarket = less spending on things that aren't really necessary, but are quite expensive.

Plan your trips 

Last minute trips may seem exciting, but they certainly cost a lot of money.

This is because a planned trip usually involves evaluating transportation costs, parking, affordable restaurants, the best platforms to buy discounted tickets and much more.

But that last-minute Happy Hour with colleagues from your old job doesn't usually consider any of that.

Result? You end up in the most expensive bar in the neighborhood, with that shared bill that you didn't even spend 10% on and paying R$ 29.90 for parking. A stab in the back, right?

So, set aside a day at the beginning of the month to plan trips, and set aside an adequate budget for each one.

This way, things tend to stay under control, and you don't have to delay your credit card bill because of an unplanned shopping trip.

Evaluate your means of transport to save money on a daily basis

An Uber ride for R$ 7.00 to avoid having to walk from the bus stop to work may seem cheap.

But, if we add this expense for the working days of the month, round trip, the total is approximately R$$ 300.00.

Not to mention the expenses of going out on the weekend, going to the supermarket and so many other things that make this bill even higher.

So, it is important that you evaluate your daily transportation costs, because it may be cheaper to buy a motorcycle, or even a car, which will bring you more convenience.

Or, perhaps you could skip that Uber and look for a public transport route that takes you closer to work, or even walk.

We must remember that a large part of our daily expenses are in small amounts that appear almost every day. So, keep an eye on them!

Look at your utility bills carefully

You may have heard of several amazing ideas for saving money in your everyday life.

Don't flush the toilet every time you use it, take 3-minute showers or even cook all your food for the week at once to save gas.

Let's face it: all of these ideas can help you save money on a daily basis, but they certainly don't guarantee much convenience.

But did you know that it is possible to save on your bills in a simple and intelligent way? This is possible thanks to a balancing strategy.

Let's look at an example: suppose you live in a condominium where gas is included, so you don't pay that bill.

Wouldn't it be more interesting to invest in resources that use gas rather than electric ones?

Or, if you can't do without a longer shower, what do you think about keeping the lights off in rooms that aren't being used to save energy?

The idea is to focus your spending on what matters to you, and save on things that don't make much of a difference, but sometimes we spend without realizing it.

Have a spending spreadsheet 

Have you ever heard that “cash in hand is a whirlwind”? If you haven’t heard that song yet, you’ve certainly experienced the situation below.

The overtime from the previous month finally came in, and look, you have R$ 700.00 left over. No need to plan, after all, it's extra, right?

Everything is going very well, the card goes here, there, a purchase comes up here, another there, and before you know it, in a week all the money is gone, and nothing you planned to do with it has come to fruition.

To solve this problem, there is only one way: planning.

Through planning, you can evaluate how much something really costs, and whether you are really willing to spend on it.

Without this focused visualization, paying R$29.90 for a tub of ice cream at the mall may seem cheap, after all, you have R$700.00.

But, with the spreadsheet you can see your money going little by little, which helps you to control and evaluate if something is really worth it.

Want to learn about financial education? Check out special courses for that!

Want to save money in your everyday life? Now you can!

Previously, we gave you several essential tips to really save money on a daily basis, without giving up fun or having to use crazy methods.

As we have seen, real savings are possible, and it only requires planning and evaluating your own priorities.

So, if you are tired of seeing your salary run out with 10 days left to receive it, start putting these tips into practice today, and you will certainly make excellent progress!