Find out all about BMG cards

Learn about BMG cards and how to apply for them and all the benefits offered.

Banco BMG was founded in 1930 and has undergone several changes and implementations to its operating system to this day. Therefore, the company follows the mold of a market that has been growing exponentially here in the country: fintechs.

Although it is not exactly the same as a fintech, BMG is able to operate in digital environments without needing physical branches, like traditional banks. Even so, the company is able to offer several financial services and products, such as credit cards.

In the context of serving Brazilian consumers in the best possible way, the BMG Bank has a special line of credit cards, with two options that will interest many people.

A credit card line highlights two very popular options among the company's customers: the BMG credit and debit card and the payroll credit card. Despite differing in some factors, both options have the benefits of being a product of the BMG.

Firstly, these cards are issued under the Mastercard brand, which guarantees exclusive benefits from one of the most accepted brands here in Brazil and around the world.

credit card

The credit card offered by Banco BMG is international, so you will be able to make purchases both in Brazil and abroad. The card has so many benefits that you will be able to have both debit and credit functions on one card, and you can also get cashback on both functions.

There are no annual fees, and in addition to all the benefits mentioned, this card also has a benefits club program where you get exclusive discounts.

Consigned credit card

This card is exclusively for retirees, INSS pensioners, and civil servants. It has lower interest rates, no annual fee, and you can use it to pay your bills, make purchases, and withdraw money. It is worth remembering that the BMG payroll card is also international.

Another advantage is that invoices are deducted directly from your salary and/or benefits, so you don't need to worry about when your invoices are due.

Benefits

• Without consulting SPC and SERASA;
• There are no fees or annual fees;
• You have the possibility to control your expenses directly from the BMG App.

BMG digital account

BMG is a highly technological bank, which is why it offers its customers an app with several features. With it, you can:

• Check your limit;
• Generate a virtual card to make your purchases more securely;
• Track your invoices and releases.

How to apply

To apply for the cards, you will need to access the website and fill out a form with some personal information. Then, you will have to wait for the bank to analyze the card. It is worth remembering that you may or may not be approved. To track your application, simply go to the website and click on the “Apply now” option.

It is a fact that one of the strong points of these BMG credit cards is the cashback system, that is, you earn money back in your digital account when you make purchases with your card in your daily life.

Have you ever thought about making money while shopping? The customer of BMG You are entitled to a completely free account with no maintenance fees, especially since it is digital, which saves the company a lot of expenses in keeping it available.

Annual fees are something that BMG does not charge, so you can rest assured that this fee will not be charged. In addition, you can be part of a club full of benefits, discounts and exclusive promotions for cardholders. BMG.

Furthermore, those with a not very good credit score do not need to worry about consulting credit protection agencies, SPC and Serasa, as BMG will not do this when you apply for your card.