BanQi prepaid card and digital account

O BanQi This is an institution that provides a free prepaid credit card along with a digital account with no fees. All of this in an easy and bureaucracy-free way. 

The BanQi digital account offers transfer services, bill payment and also the possibility of making purchases.

The great news is that even if you have a negative credit rating, you can still apply for a card and open an account. Keep reading to find out how to apply.

How does the BanQi digital account work?

Firstly, the BanQi digital account It is exempt from fees and annual fees and there is no need to prove income. The opening and all transactions are done via cell phone, completely online. 

Another point to highlight is that you will receive a card free of annual fees with the Mastercard brand, which you can use in thousands of establishments and for your online purchases.

Check out all the benefits it offers below:

Agreement with Casas Bahias

Certainly, what draws the most attention to this digital account is the fact that it has an agreement with Casas Bahia stores. This way, the customer can pay for the store's bills via cell phone without having to wait in lines or go to the store. 

Only with the mobile app can you access all the bills, thus avoiding keeping all those papers in the drawer.

Therefore, it is possible to pay installments in advance and even those that are overdue. The digital account application also notifies the customer when the installment is due, and it is possible to pay it wherever and whenever you want.

As a result, through this partnership, users will be able to make deposits and withdrawals from their digital account at Casas Bahia, simply by going to the establishment with a photo ID. 

It is worth noting that there are no fees or charges for making cash withdrawals, that is, it is unlimited.

Payment with BanQi digital account

Your water, telephone and electricity bills with the money in your account via the mobile app.

Transfers 

You can transfer money to other accounts for free, whether they are from the same bank or not. But the best part is that the money arrives instantly. That’s a great advantage, isn’t it?

Refills

Cell phone credit top-ups are made instantly and easily. You can also top up your SP Trans single ticket.

How to apply?

Right after opening your digital account to get your free prepaid card, just make a minimum deposit of R$$5.00. The next step is to place the order and activate the card on the app's home screen. BanQi and pay the delivery fee. 

Once the request is complete, you will be able to use your card to make your purchases online.

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Take advantage and also find out about Banco Pan's credit card for those with bad credit!

A great tip below, for those of you who are going to apply for the card.