Save on Christmas shopping: make the best choices

Hello! Why is it important to know how to save on Christmas shopping?

Christmas is just around the corner, and this is the time of year to get your family together, give them presents and enjoy the long-awaited Christmas dinner with them.

Therefore, it is very important that you develop a schedule for your purchases, and ensure that everything fits within your financial conditions.

Therefore, we have listed some tips here to ensure that your purchases are balanced and without too many costs. Check out the tips below:

1 - Analyze your conditions and your budget

First of all, it is very important that you analyze your financial situation and see what credit card expenses you have to pay.

In addition, there is also the payment of expenses that only appear at the end of the year, such as IPVA and IPTU, considered fixed expenses, 

In this sense, for those who have children at school, there is still that list of essential materials for their children.

This way, by putting all these situations on paper, you will know how much and how to use the resources you have at hand.

2 - Set an amount to be spent on your purchases 

Good! Knowing what your conditions are, it's time to establish an amount to be spent so that you know how to save on Christmas shopping.

For example, a good way to determine what to use is to do so based on how much you earn per month.

Generally, some people decide that they can only spend 30% of their income, which is not little, if the person earns 2,000, 30% of that amount is 600 reais.

Another tip, do everything possible and impossible not to use your 13th salary, because there are always other expenses to pay in the future.

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3 - Don't forget to make your list 

Then, write down only the people you want and can give gifts to. There are many cases of wanting to please everyone, but this is not possible and ends up influencing your expenses. 

So it's best to do this in a balanced way. Write a list of the names and divide it by the amount you have to use.

This way, you will have an idea of how much you can spend and you will understand how to save on Christmas shopping.

4 - Never leave your Christmas shopping until the last minute

This tip is one of the most important! 

Leaving shopping until a week before Christmas can lead people into a trap, all due to the rush that people usually have.

This way, they cannot concentrate on finding the best product option, precisely due to the hustle and bustle, and purchases must be made calmly and in an organized manner.

5 - Save on Christmas shopping: Try to take advantage of promotions as much as you can

First, you need to pay attention to the promotions that are available until the month of Christmas. 

Search in online and physical stores, make comparisons, search on international websites, and you will certainly find a lot of good stuff.

The more you can take advantage of these opportunities, the better, you get better prices and understand how to save on Christmas shopping.

6 - Do a lot of research on what you want to buy

Generally, it is very important to focus on what you have in mind to buy, and do specific research on the product in question.

Therefore, it is necessary to take note of prices, look for stores that offer free shipping and that are well-regarded in the market, so that you do not have problems with your purchases on this date. 

7 - Always try to invest in experience

Look, when you think about giving a gift to someone very special, try to understand the person you are giving the gift to.

Because in most situations, unforgettable moments and memorable experiences can be more important than objects.

Furthermore, experiences can be more affordable and enjoyable, for example, a picnic, a walk, dinner or a special lunch.

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8 - Try to give your family gifts that you have made or that are within your reach. 

Here, the tip is to try to use your creativity, this can be a good option. how to save on Christmas shopping! 

That's right, try to develop your own gifts, use your creativity.

For example, children enjoy simple things and the elderly like souvenirs. Look at what you have in your home and perhaps you won't need to go so far to please those around you.

When it comes to meals, try to make something homemade if possible because it is more enjoyable and can save you more money.

9 - Save on Christmas shopping: Ask for discounts, it always works 

As the saying goes, those who don't cry at the breast, and this usually works out very well when it comes to shopping and returning home satisfied.

Sometimes people think there's no point in crying over small discounts, and they end up not even trying.

But, what we must keep in mind is that small discounts added together end up becoming a significant discount when finalizing purchases.

Therefore, how to save on Christmas shopping will depend a lot on insight and experience.

So, don't be embarrassed just because people are watching you, because don't forget that salespeople also need to reach their goals and this ends up helping them too.

10 - Avoid installments or at least reduce the installments 

Finally, it is very important that you make your purchases in cash and, if possible, pay in cash.

This will avoid installments on your credit card, and will prevent you from starting the year with several installments to pay.

But, if you can't pay in cash, at least try to reduce the installments, so that the person doesn't spend too much time paying.

It is worth remembering that there is a law that differentiates prices for those who pay in cash or by credit card.

Take advantage of this gap and find out how to save on Christmas shopping.

May you and your family have a blessed end of the year!