The best personal finance apps

Want to have more control over your money? Then it's time to learn about the best personal finance apps!

Do you live exceeding your income, always end the month in the red and get anxious just thinking about your expenses? This is the reality that many Brazilians are living.

Lack of financial organization is one of the villains in the personal budget.

Fortunately, there are simple ways to manage your money. Thanks to technology, several personal finance apps have been developed in recent years.

If you want to know more about the subject and discover the best app options, continue reading.

Personal finance apps or spreadsheets: which is the best option?

The more you organize yourself financially, the better.

In other words, using a spreadsheet doesn’t mean you don’t need a personal finance app. After all, both can be part of your routine.

Microsoft Excel has been widely used for years by those who manage their own expenses, costs, income, debts, etc. This program has certainly brought many benefits to the world of financial organization.

However, the latest apps have several features, such as integration with banks and multiplatform data synchronization in the cloud.

7 personal finance apps

After all, with so many options on the market, how do you choose a good app to control your finances? That's what you're going to see now.

Check out the list we have prepared for you:

1. Mobills

O Mobills is considered one of the best financial education platforms in Brazil.

The company aims to be the most complete finance app in the country and, therefore, offers several features to users.

It was created in 2013 by two technology students, Carlos Terceiro and David Mosiah, who were not satisfied with the current financial management options.

The app is a great option for those who want to create a financial plan and have greater control over their expenses.

As additional resources, Mobills offers card customization, which can be found on the application's dashboard, as well as a points program and an exclusive section for your investments.

The available plan options are: Mobills free (free), Mobills Premium Annual (R$ 99.90 per year) and Mobills Premium Monthly (R$ 19.90) per month.

2. Organize

Organizze is a personal finance application whose main objective is to help users manage their own income.

It has an easy and intuitive panel, which even people who are using the application for the first time do not have any difficulty using.

Ideally, you should access the Organizze daily, so that you can have greater control over your expenses and don't forget to record any important information.

You can even manage multiple debit and credit card accounts, as well as analyze accurate reports on your spending.

The tool is available free of charge for 34 days. After that, you will need to purchase one of the following plans: monthly (R$ 18.00), semi-annual (R$ 72.00) and annual (R$ 96.00).

3. Kinvo

Kinvo is the perfect app for you who want to analyze and track all your investments in one place, even if you have investments in different banks.

In the year 2021, the Kinvo was purchased by BTG Pactual – the largest investment bank in Latin America.

One of the main features of this app is the automated calculation system, which allows the user to view the profitability of each asset.

Additionally, according to Kinvo's own projections, you can analyze the value of your wallet in the future.

The available plans are: monthly plan (R$ 14.90) and annual plan (R$ 119.90).

4. My Savings

Minhas Economias is a safe, practical and simple to use personal finance app.

In the app, you can plan for the future, control your budget and organize all your accounts.

Another advantage of “My Savings”, is that it makes fund comparisons, so you can analyze the performance of DI, fixed income and multimarket funds.

The downside is that the free app has ads.

5. GuiaBolso

Anyone who uses technology to control their finances has probably heard of GuiaBolso – a completely free application.

It's an app that helps you create a financial plan in a simplified way.

In other words, if you know the importance of this plan for controlling your finances, but have no idea how to create it, the GuiaBolso can help you.

Another feature provided by the app is expense categorization. It works like this: you can organize your money into several categories.

This way, you can understand and manage all your expenses more efficiently.

6. MoneyLover

Money Lover also allows you to separate your budget into different categories.

As we already mentioned, this feature helps you segment your expenses and better control the money in your account.

Additionally, you can also create categories based on your routine and specific needs.

One of the coolest features about the MoneyLover is “Travel Mode”.

And what is this?

Well, when you travel to another country, you will be using another currency, right? With this feature, you can control your expenses in the local currency.

There is a free version of the app. But to get more features, you will need to subscribe to the premium plan: R$ 69.90 for life.

7. Toshl Finance

Want to track all your cards and available budget in a single personal finance app? Then Toshl Finance is the right choice for you.

You can connect your accounts (or enter them manually) quickly and easily.

The app also provides a monthly summary, so you can better understand your finances.

There are three versions of the app: free version, Toshl pro and Toshl Medici, the most complete plan of all.

Conclusion

Managing your income and expenses is essential for your peace of mind and financial organization.

How about using one of the personal finance apps to control your budget?

Or even more than one app, as each one offers exclusive features for greater control over your money!