Destiny Credit Card the card for those who want to start their line of credit

The Destiny Credit Card was designed to serve a very specific audience.


It is the ideal card for anyone who wants to start or build better credit, even if you don’t have a good credit history, it is here to help you.

Credit Card Destiny

Therefore, by using the Destiny Credit Card in your daily expenses you are investing in your future, as it was created to help you improve your credit history.

About Destiny Mastercard

As we mentioned previously, it is a credit-building card, so its main objective is to help you create a good line of credit.

However, this is a card that does not offer a benefits program and there is still an annual fee.

But in a way, the annual fee and lack of benefits are worth it compared to cards that require a good approval line.

Why choose the Destiny Credit Card

But if the card doesn’t have a rewards program and charges an annual fee, why choose it?


We know that nowadays what most credit card users are looking for is significant savings, and this is generally achieved through perks and benefits programs and zero annual fees.

However, it’s worth remembering that the Destiny Credit Card was created as a gateway card to building credit.

Therefore, your only and main objective is for you to be able to obtain a good line of credit.

See how to apply the Destiny Credit Card

So we list below why you should choose this card as your strong ally in building credit.

  • Direct reporting to credit bureaus

The Destiny Credit Card forwards its holders’ credit reports to the three main credit agencies, Experian, Equifax and TransUnion, which helps maintain a more accurate score.

  • Immediate use of the card

Another reason why you can consider this card is its immediate use, so immediately after approval you can add it to your digital wallet.

This way you can start using it, accumulating credit and starting to create your line of credit.

Although the Destiny Credit Card offers a low credit limit, it is enough to help you reach your goal.

  • Mastercard banner

The Card carries the Mastercard brand, so you can use it in the USA in any physical or online store that accepts the brand.

  • Security guaranteed

Although it is an entry card, it offers a good level of security against lost card, theft and even fraud protection.

  • No upfront fee

Unlike other cards that also help build credit, the Destiny Credit Card does not require an initial security deposit to guarantee its activation.


Although its use is similar to other credit cards, the Destiny Credit Card aims to help you grow in relation to your credit line.

So, be sure to check out the pros and cons, limit and all the information on how to apply for the card and start increasing your credit score today!