Find out why the Chase Sapphire Preferred Card is great for travelers

Do you like traveling the world, but don’t want to spend a lot on tickets, hotels and other expenses? So you need to know the Chase Sapphire Preferred card, one of the best travel credit cards on the market.

With it, you can accumulate points that are worth much more than airline miles, and also enjoy exclusive benefits that will make your trip smoother and safer.

How does the Chase Sapphire Preferred credit card work?

This card offers many advantages for travelers, being considered one of the best cards for travelers in the United States.

In fact, this title is attributed mainly by the company's customers, who enjoy these benefits, in practice.

But, he has also been awarded three times in the travel industry category

With this alternative, you can earn points that can be exchanged for airline tickets, accommodation, car rental and much more.

So that you better understand how they work, we will describe them in a few steps in the next paragraphs.

First, you make purchases with the card and earn Chase Ultimate Rewards points, which is the currency of the card's rewards program.

The acquired points can be used in different ways, such as:

• To transfer your points to travel partners, such as airlines and hotels, and get flights and accommodation at great discounts.
• Redeem points for travel through the Chase Ultimate Rewards travel portal, which has a wide variety of destination and date options, and you also receive a 25% bonus on the value of your points.
•  Use Chase Pay Yourself Back, which allows you to use your points to pay for eligible expenses like restaurants and grocery stores.

The Chase Sapphire Preferred card has a $95 annual fee. Furthermore, its interest rates are not among the lowest.

However, it offers many advantages, of which we will highlight the main ones in the next topic.

Don't forget to follow along!

What are the benefits offered by this card?

As we have already mentioned several times, this card offers many advantages to its customers, despite having a higher investment.

We have separated this topic especially to summarize the main benefits it offers.

This card has a refer-a-friend program. In it, for each friend with an approved card, you can earn up to 15 thousand bonus points.

Although it seems like an incredible benefit, and indeed it is, it is one of the simplest benefits it offers.

It also offers travel insurance, travel accidents, medical and dental emergencies and travel assistance.

Furthermore, with this card, you can carry out foreign transactions fee-free. If you like or need to carry out operations abroad, you can save in this area.

See below some more benefits it offers:

• Extended warranty;
• Purchase protection;
• Trip cancellation and interruption insurance;
• Interest-free extended installments on the My Chase Plan;
• Earn points and discounts on purchases made at Peloton;
• Free access to DashPass;
• 6 months free on Instacart+;
• 5X points on Lift trips;
• Request the card and use it on the same day through a digital wallet;
• Premium rewards, meals and travel.

These are some of the main features and advantages of the card Chase Sapphire Preferred, which make it a complete and differentiated travel credit card.

Now that you are probably more than convinced how it works and also why it is a perfect card for travelers, see how to apply and what the requirements are.

Who can apply for the card?

Por being a card full of advantages and benefits, people tend to think it is very difficult to get approved.

However, it's not quite like that. The requirements to apply are few, with credit history being the most influential.

In addition to having a good credit history, you must be over 18 years old and have a checking or savings account in the United States.

Chase does not disclose a minimum credit score requirement to apply for this card. 

However, it is generally recommended that you have a credit score of at least 690 to be approved.

If you're not sure if you're eligible to apply, you can check your eligibility online or by contacting Chase customer service.

To make this process easier, you can put the tips we’ve outlined into practice. They will be useful to increase your chances of being approved for your Chase Sapphire Preferred application.

The first of them is: maintain a good credit history. Although it seems quite obvious, it is always good to remember.

Pay your bills on time and avoid unnecessary debt to keep your finances healthy.

The second tip seems a little contradictory compared to the first, but it can help: increase your credit limit.

A credit limit higher shows the lender that you are trustworthy.

Anyway, apply for other rewards credit cards. This will help build your rewards history with Chase.

If you meet the requirements and follow these tips, you have a good chance of being approved.

How do I apply for the Chase Sapphire Preferred card?

The request must be made on the Chase website, on the card page. When accessing the website, search for this alternative and then choose whether you want to register to request the card or request as a guest.

On the next page, you will need to fill in the form, Among the data that will need to be filled in, we highlight, for example:

• Full name;
• Date of birth;
• Mother's name;
• Tax ID type;
• Address;
• E-mail;
• Telephone.

You will then need to read the terms and authorize the SSA to look up your Social Security Number and Date of Birth.

Afterwards, you will still need to fill in your financial information.

On this same page you can also request additional cards and ask other questions about the card, such as fees and costs.

To complete the request, read and accept the terms.