How do I apply for the Chase Freedom Unlimited credit card?

Are you looking for a credit card that offers cash rewards for all your purchases, no annual fees, and a 0% introductory interest rate?

Even though it may seem difficult to find a credit card with all these advantages, it exists.

In this text, you will discover how it works, some benefits and also how to request yours.

So, continue reading and find out more details about the card Chase Freedom Unlimited, one of the best cashback cards on the market.

How does the Chase Freedom Unlimited Card work?

The card Chase Freedom Unlimited is a credit card that lets you earn cash rewards on all your purchases, with no limits or rotating categories.

For example, with it, you earn 5% cashback on trips purchased through the Chase Ultimate Rewards portal.

You also earn a lower percentage of cash rewards for purchases at restaurants, pharmacies and other types of establishments.

In addition to using the card for basic travel or even everyday expenses, you also receive cash back.

Cash rewards can even be redeemed at any time in Ultimate Rewards, and it is not necessary to reach any minimum value for redemption.

Another interesting advantage involving these cash rewards is that they do not expire as long as your account is active.

Additionally, the card offers a $200 welcome bonus if you spend $500 on purchases in the first 3 months of account opening.

Plus, you get 5% cashback on purchases at gas stations and supermarkets (except Target and Walmart) for the first 12 months, up to a limit of $12,000.

You can use your cashback to buy gift cards, make online purchases, travel, pay your card bill or transfer it to your bank account.

Although we seem to be in the topic where we talk about the benefits offered by this card, we haven't reached that part yet.

However, it is difficult to talk about how this card works without mentioning some of its benefits.

What are the benefits of the Chase Freedom Unlimited card?

O Chase Freedom Unlimited card offers several benefits to its customers, in addition to cash rewards.

As we mentioned at the beginning, it is known and recognized as one of the best cards to receive cashback.

But, its benefits are not limited to just that. It also offers a fee 0% introductory interest rate for 15 months on purchases and balance transfers.

After this period, the rate varies between 20.49% and 29.24%, depending on the customer's credit history.

Furthermore, it offers different types of protection and insurance, most of them for use when traveling, making this an interesting alternative for those who travel too.

To summarize this topic, see a checklist with the main benefits offered by the Chase Freedom Unlimited card:

• No annual fee;
• Cash rewards that do not expire;
• Contactless technology (approach and pay);
• Access to the main digital wallets, such as Google Pay and Samsung Pay;
• Full-time fraud monitoring;
• Zero liability protection;
• Trip cancellation/interruption insurance;
• Car rental insurance;
• Travel and emergency assistance services;
• Interest-free installments on the My Chase plan;
• Free delivery fee on DoorDash;
• 5% cash back on Lyft rides;
• Instacart+ Benefits
• Free credit scores with Chase Credit Journey.

With this card, you can also earn extra money by referring friends. You can earn up to US$500 in cashback per year.

What are the requirements to apply for the Chase Freedom Unlimited card?

To apply for the Chase Freedom Unlimited card, you must be at least 18 years old, a United States resident, and have a satisfactory credit history.

The card is intended for people with a good or excellent credit score, which is generally above 670 points.

The card's credit limit varies depending on your income, credit history and other factors. But, the minimum limit is $500, but it can be higher depending on your profile.

How to apply?

The card request can be made on the website Chase official. On the website, you will find other Chase card options, such as the Sapphire Preferred.

Search for Freedom Unlimited and start your request. You can create an account or start requesting as a guest.

Then it will be necessary Fill out an online form with your personal, financial and contact details.

You will need to provide your name, address, telephone number, email address, date of birth, social security number, annual income and monthly expenses.

After submitting your request, you will receive a response immediately or within a few minutes, informing you whether your request has been approved, denied or pending.

If your application is approved, you will receive your card in the mail within 10 business days.

However, if your request is denied or pending, you will receive a letter explaining the reasons and next steps.