BJ’s One Credit Card: The Rewards Card that Never Expires

Introducing the latest release from Capital One with the Mastercard brand – the BJ’s One Credit Card.


The card that provides a 3% discount in rewards on selected BJ’s purchases and 1.5% on all other transactions.

Moreover, you can also get a $0.10 discount per gallon when refueling at BJ’s gas stations.

About the BJ’s One Credit Card

This card offers rewards of up to 3% back, which can be redeemed to assist in paying your membership fee or at selected stores.

This membership is related to the BJ’s Wholesale Club; therefore, this card is designed for use by members.

Thus, it will be necessary to become a member first before applying for your card.

While the card itself doesn’t have an annual fee, BJ’s membership costs $55 for 12 months.


BJ’s One Credit Card Check Out Exclusive Benefits

How does the BJ’s Wholesale Club work?

BJ’s Wholesale Club is a leading warehouse club operator in the USA aiming to provide savings to its subscribers.

The operator offers 25% or more savings on brand-name groceries, as well as perishable goods, gas, among other items.

BJ’s Wholesale Club has a range of goods that are constantly updated to generate more savings for its members.

Basic information about the BJ’s One Credit Card

  • No annual fee;
  • $0.10 per gallon discount at BJ gas stations;
  • 3% rewards on selected BJ store purchases;
  • 1.5% on purchases at establishments accepting Mastercard;
  • BJ membership has a cost of $55 per year;
  • Offers standard Mastercard benefits.
BJ’s One Credit Card
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Pros and cons of the card

Although it is a card that requires membership, the BJ’s One Credit Card has some attractive features and advantages that can make it the ideal card for you.

To help you better evaluate, we list the pros and cons of the card to address all your doubts.


  • 3% rewards on selected BJ purchases;
  • 1.5% on other purchases;
  • Your rewards never expire;
  • Offers $0.10 per gallon discounts at BJ gas stations;
  • No foreign transaction fee;
  • No annual fee.


  • Membership in BJ’s Club is required;
  • Rewards can only be redeemed at BJ’s;
  • No introductory offer.

Although it is a membership card, its pros may be well worth the cost and benefits offered.

Therefore, it is important to assess this before making your application and signing up for BJ’s Club.


The BJ’s One Credit Card is a membership card that offers exclusive rewards to BJ’s Club subscribers.

However, despite having some limitations, it still provides very advantageous services and lower fees compared to other cards offering similar services.

So, be sure to check out the unique advantages of this card, as well as how to make the most of all the services it offers.